128 Oakwood Cir, Pendleton, KY 40055 Property Records

Henry County property record for 128 Oakwood Cir, Pendleton, KY 40055

Property Summary

Property Type	Single Family Home
Details	3 bd · 2 ba · 1,436 sqft · built 1996
Lot Size	1.06 acres (46,174 sqft)
Owner	Individual Name on Record
Last Sale	$396,000 (Aug 2025)
Tax Bill	$3,894 (2025)
Deeds & Mortgages	Aug 2025 Sale & Mortgage Aug 2025 Sale & Mortgage + 2 more
Flood Zone	Zone X (minimal risk)
APN	`002-30-00-029.00`

Property Details

APN / Parcel Number

Primary APN	`002-30-00-029.00`
Alternative APNs	`18237` `21506`

Interior

Bedrooms	3 Beds
Full Baths	2 Baths
Total Rooms	5 Rooms
Stories	1 Story
Building Area	1,436 sqft Total Area
Basement Area	624 sqft
Finished Basement	624 sqft
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 1996
Effective Year Built	Effective 1996
Exterior Material	Brick Veneer
Roof Type	Gable/Hip
Roof Material	Composition Shingle
Lot Area	46,174 sqft (1.06 acres)
Garage Type	Basement
Garage Area	644 sqft
Parking Spaces	2 Parking Spaces
Porch	Slab
Porch Area	132 sqft

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Forced Air with A/C
Heating Fuel	Electric

Location & Zoning

Account Number	21506
Street Address	128 OAKWOOD CIR
City	PENDLETON
State	KY
Zip	40055-7715
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	RES & LOT 26 OAKWOOD PARK
Legal Subdivision	OAKWOOD PARK
Legal Lot Number	26
Jurisdiction	HENRY KY
Township / Civil Division	EMINENCE
Census Block Group	2
Census Block	2011
Census Tract	90301

Owner

Source: Henry County records, as of October 14, 2025

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Individual Name on Record
Mailing Address	128 OAKWOOD CIR, PENDLETON, KY 40055-7715
Occupancy	Owner Occupied
Owner Type	Individual
Vesting	Unmarried Woman

Deeds, Mortgages & Sale History

Date	Document
Aug 21, 2025	Warranty Deed, Transfer · VA Mortgage PARAMOUNT RESIDENTIAL MORTGAGE GROU
Aug 21, 2025	Warranty Deed, Transfer · VA Mortgage PARAMOUNT RESIDENTIAL MORTGAGE GROU
Apr 21, 2023	Deed, Transfer LIMESTONE TITLE AND ESCROW LLC, LIMESTONE TITLE & ESCROW LLC
Jun 26, 2017	Warranty Deed, Transfer

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Aug 21, 2025 · Amount on Record
Deed Sale	Aug 21, 2025 · Amount on Record
Prior Sale	Apr 21, 2023 · Amount on Record
Deed Document Number	20251216220
Deed Book / Page	340 / 426
Transfer Doc	000260/114
Record Updated	Jun 8, 2026

August 2025: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	HENRY KY
Recording Date	Aug 21, 2025
Property Address	128 OAKWOOD CIR, PENDLETON, KY 40055-7715
Document Number	00D340/426
Book / Page	D340 / 426
Map Reference	CAB 1 SL 30
Instrument Date	Aug 21, 2025
Instrument	1216220
Transaction Type	Transfer
Record Updated	Sep 9, 2025
Title Company	LOUISVILLE TITLE AGENCY LLC

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$396.00
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	992 MOUNT UNION CHURCH RD, SMITHS GROVE, KY 42171-9349

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	128 OAKWOOD CIR, PENDLETON, KY 40055-7715

Mortgage

Document Number	0001216222
Date	Aug 21, 2025
Instrument	1216222

Lender

Name	PARAMOUNT RESIDENTIAL MORTGAGE GROU
Type	Mortgage Company

Agreement

Type	VA Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Sep 1, 2055

August 2025: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	HENRY KY
Recording Date	Aug 21, 2025
Property Address	128 OAKWOOD CIR, PENDLETON, KY 40055-7715
Document Number	00D340/426
Book / Page	D340 / 426
Map Reference	CAB 1 SL 30
Instrument Date	Aug 21, 2025
Instrument	1216220
Transaction Type	Transfer
Record Updated	Jan 20, 2026
Title Company	LOUISVILLE TITLE AGENCY, LOUISVILLE TITLE AGENCY LLC

Transaction

Amount	Amount Recorded
Loan-to-Value (LTV)	LTV on Record
Tax	$396.00
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	992 MOUNT UNION CHURCH RD, SMITHS GROVE, KY 42171-9349

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	128 OAKWOOD CIR, PENDLETON, KY 40055-7715

Mortgage

Document Number	0001216222
Date	Aug 21, 2025
Instrument	1216222

Lender

Name	PARAMOUNT RESIDENTIAL MORTGAGE GROU
Type	Mortgage Company

Agreement

Type	VA Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Sep 1, 2055

April 2023: Deed, Transfer

Document Type	Deed
Jurisdiction	HENRY KY
Recording Date	Apr 21, 2023
Property Address	128 OAKWOOD CIR, PENDLETON, KY 40055-7715
Document Number	000D330/87
Book / Page	D330 / 87
Map Reference	CAB 1 SL 30
Instrument Date	Apr 17, 2023
Instrument	1185298
Transaction Type	Transfer
Record Updated	Jan 20, 2026
Title Company	LIMESTONE TITLE AND ESCROW LLC, LIMESTONE TITLE & ESCROW LLC

Transaction

Amount	Amount Recorded
Tax	$330.00
Amount Accuracy	Rounded by County
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	3951 MASSIE AVE, SAINT MATTHEWS, KY 40207-2730

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	128 OAKWOOD CIR, PENDLETON, KY 40055-7715
Investor	Possibly a Property Investor

June 2017: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	HENRY KY
Recording Date	Jun 26, 2017
Property Address	128 OAKWOOD CIR, PENDLETON, KY 40055-7715
Document Number	000300/314
Book / Page	300 / 314
Instrument Date	Jun 23, 2017
Instrument	142166
Transaction Type	Transfer
Record Updated	Jan 20, 2026

Transaction

Amount	Amount Recorded
Tax	$195.00
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	128 OAKWOOD CIR, PENDLETON, KY 40055-7715
Investor	Possibly a Property Investor

Tax Assessment & Valuation

Source: Henry County assessment roll, as of October 14, 2025

Property Jurisdictions

Type	Name
State	Kentucky
County	Henry County
Unified School District	Henry County School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$3,894.00 (+55.88%)	$330,000 (+53.49%)	$330,000 (+53.49%)
2023	$2,498.00	$215,000	$215,000

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective October 15, 2025 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	4 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 80% of the US · lower than 63% of Kentucky
Wildfire Likelihood	0.01% annual chance
Exposure	Indirect within ember reach
Adjoins Burnable Land	Yes

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	HENRY COUNTY WATER DISTRICT #2 serves 17,716 people · EPA ID KY0520192
Water Source	Groundwater
Last State Inspection	Sep 2024
Lead	2 ppb (2023–2025) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 22 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Spectrum Cable	1,000 / 1,000

May also be available: Verizon.

Cell Coverage

5G (outdoors only) and 4G LTE

Nearby Properties on Oakwood Cir

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