128 Oak St, Plainwell, MI 49080 Property Records

Allegan County property record for 128 Oak St, Plainwell, MI 49080

Property Summary

Property Type	Single Family Home
Details	3 bd · 1 ba · 1,122 sqft
Lot Size	0.42 acres (18,295 sqft)
Owner	Company Name on Record
Tax Bill	$1,386 (2025)
Deeds & Mortgages	Aug 2021 Mortgage Apr 2020 Line of Credit
Flood Zone	Zone X (minimal risk)
APN	`55-110-007-00`

Property Details

APN / Parcel Number

Primary APN	`55-110-007-00`
Alternative APN	`03-55-110-007-00`

Interior

Bedrooms	3 Beds
Full Baths	1 Bath
Stories	1 Story
Building Area	1,122 sqft Living Area
1st Floor Area	808 sqft

Exterior

Exterior Material	Wood
Foundation Type	No Foundation
Lot Area	18,295 sqft (0.42 acres)
Lot Dimensions	125 ft deep x 146 ft wide
Garage Area	1,080 sqft
Parking Spaces	4 Parking Spaces

Utilities, Heating & Cooling

Heating System	Forced Air with A/C

Location & Zoning

Street Address	128 OAK ST
City	PLAINWELL
State	MI
Zip	49080-1325
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	R1C
Legal Description	LOTS 7 & 8 ANDERSON'S ADD.
Legal Subdivision	ANDERSONS ADD
Legal Lot Number	7-8
Jurisdiction	ALLEGAN MI
Township / Civil Division	PLAINWELL
Census Block Group	1
Census Block	1008
Census Tract	32100

Owner

Source: Allegan County records, as of September 9, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Company Name on Record
Mailing Address	128 OAK ST, PLAINWELL, MI 49080-1325
Occupancy	Owner Occupied
Owner Type	Company
Vesting	Life Estate

Deeds, Mortgages & Sale History

Date	Document
Aug 26, 2021	Deed of Trust, Mortgage · Conventional Mortgage MORTGAGE CENTER LLC
Apr 23, 2020	Deed of Trust, Mortgage · Line of Credit ADVIA CU

Assessor's Deed Record

Deed Names	Name on Deed
Last Transfer Date	Aug 9, 2011
Transfer Doc	3547/840
Record Updated	Oct 29, 2026

August 2021: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	ALLEGAN MI
Property Address	128 OAK ST, PLAINWELL, MI 49080-1325
Transaction Type	Mortgage
Record Updated	Sep 2, 2021
Title Company	FIRST AMERICAN TITLE

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	128 OAK ST, PLAINWELL, MI 49080-1325

Mortgage

Document Number	4663/469
Date	Aug 26, 2021
Book Page	4663/469

Lender

Name	MORTGAGE CENTER LLC
Type	Mortgage Company
Address	SOUTHFIELD, MI 48076

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Sep 1, 2051

April 2020: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	ALLEGAN MI
Property Address	128 OAK ST, PLAINWELL, MI 49080-1325
Transaction Type	Mortgage
Record Updated	May 8, 2020

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	4452/869
Date	Apr 23, 2020
Book Page	4452/869

Lender

Name	ADVIA CU
Type	Credit Union
Address	KALAMAZOO, MI 49004

Agreement

Type	Line of Credit
Amount	Amount Recorded
Term	240 Months
Due	Apr 22, 2040

Interest

Rate Type	Adjustable Rate
Change Frequency	Monthly

Tax Assessment & Valuation

Source: Allegan County assessment roll, as of September 9, 2026

Property Jurisdictions

Type	Name
State	Michigan
County	Allegan County
Municipality	Plainwell City
Unified School District	Plainwell Community Schools (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026		$78,800 (+6.06%) Land $41,100 Building $37,700	$157,600 (+6.06%) Land $82,200 Building $75,400
2025	$1,386.00 (+2.21%) Homeowner's exemption	$74,300 (+27.23%) Land $39,600 Building $34,700	$148,600 (+27.23%) Land $79,200 Building $69,400
2024	$1,356.00 (+11.42%)
2023		$58,400 Land $31,900 Building $26,500	$116,800 Land $63,800 Building $53,000
2022	$1,217.00

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective June 21, 2023

FEMA Flood Zone	Zone X minimal risk
Nearest Special Flood Hazard Area	Zone A, within 100 ft
Flood Insurance Requirement	Not required lenders may require it

Values are read at the parcel center point; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 93% of the US · lower than 83% of Michigan
Wildfire Likelihood	Under 0.01% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	PLAINWELL serves 3,998 people · EPA ID MI0005380
Water Source	Groundwater
Last State Inspection	Nov 2024
Lead	4 ppb (2024–2026) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. The service area is an EPA estimate; the actual supplier may differ.

Internet Providers

Source: FCC Broadband Data Collection, based on 243 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Surf Internet Fiber	8,000 / 8,000
Spectrum Cable · Fiber in parts of the area	1,000 / 1,000
Verizon Fixed Wireless	300 / 20
Mercury Fiber Fixed Wireless	150 / 20
T-Mobile Fixed Wireless	100 / 20

May also be available: 123.NET, AT&T.

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