York County property record for 128 Oak St, Clover, SC 29710
| Property Type | Single Family Home |
|---|---|
| Details | 1 ba · 1,056 sqft · built 1950 |
| Lot Size | 0.316 acres (13,776 sqft) |
| Owner | 2 Individual Names on File |
| Last Sale | $185,000 (Dec 2021) |
| Tax Bill | $1,892 (2025) |
| Deeds & Mortgages | May 2024 Mortgage Dec 2021 Sale & Mortgage + 2 more |
| Flood Zone | Zone X (minimal risk) |
| APN | 010-05-14-022 |
| Primary APN | 010-05-14-022 |
|---|
| Full Baths | 1 Bath |
|---|---|
| Stories | 1 Story |
| Building Area | 1,056 sqft Living Area |
| Gross Area | 1,402 sqft |
| 1st Floor Area | 1,056 sqft |
| Year Built | Built 1950 |
|---|---|
| Effective Year Built | Effective 2010 |
| Exterior Material | Aluminum/Vinyl |
| Lot Area | 13,776 sqft (0.316 acres) |
| Porch | Slab |
|---|---|
| Porch Area | 154 sqft |
| Deck Area | 192 sqft |
| Patio Area | 192 sqft |
| Street Address | 128 OAK ST |
|---|---|
| City | CLOVER |
| State | SC |
| Zip | 29710-1325 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Legal Description | LOT 142 |
| Legal Lot Number | 142 |
| Jurisdiction | YORK SC |
| Township / Civil Division | CLOVER |
| Census Block Group | 1 |
| Census Block | 1030 |
| Census Tract | 61802 |
128 Oak St is owned and occupied by two individuals who bought it in December 2021.
Source: York County records, as of May 5, 2026
| Owner of Record | 2 Individual Names on File |
|---|---|
| Mailing Address | 128 OAK ST, CLOVER, SC 29710-1325 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.
| Date | Document |
|---|---|
| May 15, 2024 | Deed of Trust, Mortgage · FHA Mortgage CARRINGTON MORTGAGE SERVICES LLC |
| Dec 3, 2021 | Deed, Transfer · FHA Mortgage CARRINGTON MORTGAGE SERVICES LLC |
| Jun 16, 2020 | Deed of Trust, Mortgage · VA Mortgage MOVEMENT MORTGAGE |
| Jul 31, 2019 | Deed, Transfer · VA Mortgage MOVEMENT MORTGAGE |
| Deed Names | 2 Names on Deed |
|---|---|
| Last Sale | Dec 3, 2021 · Amount on File |
| Deed Sale | Dec 3, 2021 · Amount on File |
| Prior Sale | Jul 31, 2019 · Amount on File |
| Deed Document Number | 202168970 |
| Deed Book / Page | 19814 / 192 |
| Prior Transfer Date | Mar 22, 2011 |
| Prior Transfer Doc | 1191300302 |
| Record Updated | Oct 29, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | YORK SC |
| Property Address | 128 OAK ST, CLOVER, SC 29710-1325 |
| Transaction Type | Mortgage |
| Record Updated | Apr 24, 2026 |
| Name | Verified Name |
|---|---|
| Address | 128 OAK ST, CLOVER, SC 29710-1325 |
| Document Number | 2130200039 |
|---|---|
| Date | May 15, 2024 |
| Book Page | 21302/39 |
| Instrument | 2024014840 |
| Name | CARRINGTON MORTGAGE SERVICES LLC |
|---|---|
| Type | Mortgage Company |
| Address | 1600 S DOUGLASS RD STE 110, ANAHEIM, CA 92806 |
| Type | FHA Mortgage |
|---|---|
| Amount | Amount on Record |
| Term | 332 Months |
| Due | Jan 1, 2052 |
| Document Type | Deed |
|---|---|
| Jurisdiction | YORK SC |
| Recording Date | Dec 3, 2021 |
| Property Address | 128 OAK ST, CLOVER, SC 29710-1325 |
| Document Number | 1981400192 |
| Book / Page | 19814 / 192 |
| Map Reference | MB 6 PG 116 |
| Instrument Date | Dec 1, 2021 |
| Instrument | 2021068970 |
| Transaction Type | Transfer |
| Record Updated | Apr 24, 2026 |
| Amount | Amount on Record |
|---|---|
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $684.50 |
| Amount Accuracy | Full Amount Stated |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Relationship | Joint Tenants with Right of Survivorship |
| Address | 128 OAK ST, CLOVER, SC 29710-1325 |
| Document Number | 2021068971 |
|---|---|
| Date | Dec 3, 2021 |
| Instrument | 2021068971 |
| Name | CARRINGTON MORTGAGE SERVICES LLC |
|---|---|
| Type | Mortgage Company |
| Type | FHA Mortgage |
|---|---|
| Amount | Amount on Record |
| Term | 361 Months |
| Due | Jan 1, 2052 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | YORK SC |
| Property Address | 128 OAK ST, CLOVER, SC 29710-1325 |
| Transaction Type | Mortgage |
| Record Updated | Feb 5, 2021 |
| Name | Verified Name |
|---|
| Document Number | 1834800181 |
|---|---|
| Date | Jun 16, 2020 |
| Book Page | 18348/181 |
| Instrument | 2020026006 |
| Name | MOVEMENT MORTGAGE |
|---|---|
| Type | Mortgage Company |
| Address | FORT MILL, SC 29707 |
| Type | VA Mortgage |
|---|---|
| Amount | Amount on Record |
| Term | 361 Months |
| Due | Jul 1, 2050 |
| Document Type | Deed |
|---|---|
| Jurisdiction | YORK SC |
| Recording Date | Jul 31, 2019 |
| Property Address | 128 OAK ST, CLOVER, SC 29710-1325 |
| Document Number | 1768800073 |
| Book / Page | 17688 / 073 |
| Map Reference | MB 6 PG 116 |
| Instrument Date | Jul 30, 2019 |
| Instrument | 2019031606 |
| Transaction Type | Transfer |
| Record Updated | Jan 28, 2022 |
| Amount | Amount on Record |
|---|---|
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $521.70 |
| Amount Accuracy | Full Amount Stated |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Address | 128 OAK ST, CLOVER, SC 29710-1325 |
| Document Number | 2019031607 |
|---|---|
| Date | Jul 31, 2019 |
| Instrument | 2019031607 |
| Name | MOVEMENT MORTGAGE |
|---|---|
| Type | Mortgage Company |
| Type | VA Mortgage |
|---|---|
| Amount | Amount on Record |
| Term | 361 Months |
| Due | Aug 1, 2049 |
The 2025 property tax bill for 128 Oak St was $1,892.
Source: York County assessment roll, as of November 17, 2025
| Type | Name |
|---|---|
| State | South Carolina |
| County | York County |
| Municipality | Clover Town |
| Unified School District | York School District 2 (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2025 | $1,892.00 | $7,608 Land $1,200 Building $6,408 | $190,200 Land $30,000 Building $160,200 |
| 2023 | $1,748.00 | $6,904 Land $640 Building $6,264 | $172,611 Land $16,000 Building $156,611 |
Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.
FEMA maps place 128 Oak St in Zone X, an area of minimal flood risk.
Source: FEMA National Flood Hazard Layer, effective September 2, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
| Community Rating System | Class 8 (10% premium discount) |
| Nearby Flood Policies | 1 in force |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Wildfire risk around 128 Oak St is low, with a 0.03% annual chance of wildfire.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 80% of the US · lower than 96% of South Carolina |
|---|---|
| Wildfire Likelihood | 0.03% annual chance |
| Exposure | Indirect within ember reach |
| Adjoins Burnable Land | Yes |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | TOWN OF CLOVER serves 8,400 people · EPA ID SC4610006 |
|---|---|
| Water Source | Purchased surface water from TWO RIVERS UTILITIES |
| Last State Inspection | Nov 2024 |
| Lead | Under 1 ppb (2022–2024) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | None last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.
Source: FCC Broadband Data Collection, based on 254 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| AT&T Fiber · DSL | 5,000 / 5,000 |
| Spectrum Cable · Fiber in parts of the area | 1,000 / 1,000 |
| Verizon Fixed Wireless | 300 / 20 |
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