128 Nuthatch Dr, Lake Frederick (Front Royal), VA 22630 Property Records

Frederick County property record for 128 Nuthatch Dr, Lake Frederick, VA 22630

Property Summary

Property Type	Single Family Home
Details	3 bd · 3 ba · 2,076 sqft · built 2018
Lot Size	0.17 acres (7,405 sqft)
Owner	2 Individual Names on File
Last Sale	$660,000 (Jul 2021)
Tax Bill	$4,119 (2026)
Deeds & Mortgages	Jan 2020 Mortgage Jul 2021 Sale & Mortgage + 4 more
Flood Zone	Zone X (minimal risk)
APN	`87B4-3-153`

Property Details

APN / Parcel Number

Primary APN	`87B4-3-153`
Alternative APN	`8050428`

Interior

Bedrooms	3 Beds
Full Baths	3 Baths
Total Rooms	13 Rooms
Stories	1 Story
Building Area	2,076 sqft Living Area
Gross Area	5,312 sqft
1st Floor Area	2,068 sqft
Basement Area	217 sqft
Finished Basement	217 sqft
Flooring	Wood
Interior Walls	Wallboard/Drywall

Exterior

Year Built	Built 2018
Effective Year Built	Effective 2024
Exterior Material	Stone
Roof Type	Gable
Roof Material	Composition Shingle
Lot Area	7,405 sqft (0.17 acres)
Terrain	Rolling
Garage Area	504 sqft
Porch	Porch
Porch Area	430 sqft

Utilities, Heating & Cooling

Cooling System	HVAC
Heating System	Forced Air with A/C
Heating Fuel	Gas
Sewer	Municipal
Water Source	Commercial

Location & Zoning

Account Number	8050428
Street Address	128 NUTHATCH DR
City	LAKE FREDERICK
State	VA
Zip	22630-2274
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	R5
Legal Description	LAKE FREDERICK L153 P4S3
Legal Subdivision	LAKE FREDERICK
Legal Phase	4
Legal Lot Number	153
Jurisdiction	FREDERICK VA
Township / Civil Division	OPEQUON
Census Block Group	2
Census Block	2003
Census Tract	50801

Owner

128 Nuthatch Dr is owned and occupied by two individuals who bought it in July 2021.

Source: Frederick County records, as of August 18, 2026

Owner of Record	2 Individual Names on File
Mailing Address	128 NUTHATCH DR, LAKE FREDERICK, VA 22630-2274
Occupancy	Owner Occupied
Owner Type	Individual

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
Jan 3, 2020	Deed of Trust, Mortgage · Conventional Mortgage ARVEST BANK
Jul 1, 2021	Warranty Deed, Transfer · VA Mortgage ATLANTIC COAST MORTGAGE LLC
Jan 30, 2020	Deed of Trust, Mortgage · Line of Credit BANK OF AMERICA
Aug 14, 2019	Quit Claim Deed, Transfer NOT AVAILABLE
Nov 19, 2018	Special Warranty Deed, Subdivision Related Transfer · Conventional Mortgage SHEA MORTGAGE INC
Apr 16, 2018	Trustee's Deed, Transfer MREC SHENANDOAH VA LLC

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Jul 1, 2021 · Amount on File
Deed Sale	Jul 1, 2021 · Amount on File
Prior Sale	Nov 19, 2018 · Amount on File
Deed Document Number	202111035
Prior Transfer Date	Aug 18, 2018
Prior Transfer Doc	0000008232
Record Updated	Sep 20, 2026

January 2020: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	FREDERICK VA
Property Address	128 NUTHATCH DR, LAKE FREDERICK, VA 22630-2274
Transaction Type	Mortgage
Record Updated	Dec 23, 2021
Title Company	TIMIOS INC

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0000000124
Date	Jan 3, 2020
Instrument	200000124

Lender

Name	ARVEST BANK

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	356 Months
Due	Sep 1, 2049

Interest

Rate Type	Fixed Rate

July 2021: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	FREDERICK VA
Recording Date	Jul 1, 2021
Property Address	128 NUTHATCH DR, LAKE FREDERICK, VA 22630-2274
Document Number	0000011035
Instrument Date	Jun 29, 2021
Instrument	210011035
Transaction Type	Transfer
Record Updated	Jul 21, 2021
Title Company	VESTA SETTLEMENTS LLC

Transaction

Amount	Amount on Record
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$0.00
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0000011036
Date	Jul 1, 2021
Instrument	210011036

Lender

Name	ATLANTIC COAST MORTGAGE LLC

Agreement

Type	VA Mortgage
Amount	Amount on Record

Interest

Rate Type	Fixed Rate

January 2020: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	FREDERICK VA
Property Address	128 NUTHATCH DR, LAKE FREDERICK, VA 22630-2274
Document Number	0000004933
Instrument Date	Jan 30, 2020
Transaction Type	Mortgage
Record Updated	Jun 4, 2020
Title Company	NOT AVAILABLE

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Personal Trust
Address	128 NUTHATCH DR LAKE FREDERICK VA 226302274, LAKE FREDERICK, VA 22630-2274

Mortgage

Document Number	0000004933
Date	Apr 29, 2020
Instrument	4933

Lender

Name	BANK OF AMERICA
Type	Bank
Address	CHARLOTTE, NC 28255

Agreement

Type	Line of Credit
Amount	Amount on Record
Term	360 Months
Due	Apr 28, 2050

Interest

Rate Type	Adjustable Rate

August 2019: Quit Claim Deed, Transfer

Document Type	Quit Claim Deed
Jurisdiction	FREDERICK VA
Recording Date	Aug 14, 2019
Property Address	128 NUTHATCH DR, LAKE FREDERICK, VA 22630-2274
Document Number	0000008232
Instrument Date	Jul 18, 2019
Instrument	8232
Transaction Type	Transfer
Record Updated	Sep 5, 2019
Title Company	NOT AVAILABLE

Transaction

Tax	$0.00
Additional	Quitclaim Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Personal Trust
Address	128 NUTHATCH DR LAKE FREDERICK VA 226302274, LAKE FREDERICK, VA 22630-2274

November 2018: Special Warranty Deed, Subdivision Related Transfer

Document Type	Special Warranty Deed
Jurisdiction	FREDERICK VA
Recording Date	Nov 19, 2018
Property Address	128 NUTHATCH DR, LAKE FREDERICK, VA 22630-2274
Document Number	0000011538
Instrument Date	Nov 19, 2018
Instrument	180011538
Transaction Type	Subdivision Related Transfer
Record Updated	May 28, 2021
Title Company	WALKER TITLE LLC

Transaction

Amount	Amount on Record
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$0.00
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	128 NUTHATCH DR, LAKE FREDERICK, VA 22630-2274

Mortgage

Document Number	0000011539
Date	Nov 19, 2018
Instrument	180011539

Lender

Name	SHEA MORTGAGE INC

Agreement

Type	Conventional Mortgage
Amount	Amount on Record

Interest

Rate Type	Fixed Rate

April 2018: Trustee's Deed, Transfer

Document Type	Trustee's Deed
Jurisdiction	FREDERICK VA
Recording Date	Apr 16, 2018
Property Address	128 NUTHATCH DR, LAKE FREDERICK, VA 22630-2274
Document Number	0000003500
Instrument Date	Apr 13, 2018
Instrument	3500
Transaction Type	Transfer
Record Updated	May 5, 2018
Title Company	WALKER TITLE

Transaction

Amount	Amount on Record
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$2,794.68
Amount Accuracy	Confirmed
Additional	Arm's Length Multiple Parcels

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Limited Partnership
Address	8800 N GAINEY CENTER DR #370 SCOTTSDALE AZ 852582124, 370, SCOTTSDALE, AZ 85258-2124
Investor	Possibly a Property Investor

Mortgage

Document Number	3501
Date	Apr 16, 2018
Instrument	3501

Lender

Name	MREC SHENANDOAH VA LLC
Address	3863 CENTERVIEW DR # 300, CHANTILLY, VA 20151-3287

Agreement

Amount	Amount on Record

Tax Assessment & Valuation

The 2026 property tax bill for 128 Nuthatch Dr was $4,119, up 10.4% from the year before.

Source: Frederick County assessment roll, as of July 9, 2026

Property Jurisdictions

Type	Name
State	Virginia
County	Frederick County
Unified School District	Frederick County Public Schools (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026	$4,119.00 (+10.4%)	$777,200 Land $108,000 Building $669,200	$777,200 Land $108,000 Building $669,200
2025	$3,731.00

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA maps place 128 Nuthatch Dr in Zone X, an area of minimal flood risk.

Source: FEMA National Flood Hazard Layer, effective February 3, 2023 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Flood Insurance Cost	Premium on File median of 11 policies
Nearby Flood Policies	11 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 128 Nuthatch Dr is low, with a 0.03% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 67% of the US · above 54% of Virginia
Wildfire Likelihood	0.03% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Internet Providers

Source: FCC Broadband Data Collection, based on 297 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Verizon Fiber	2,300 / 2,300
Xfinity Cable	2,000 / 2,000

May also be available: Brightspeed.

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