128 Norman Dr, McHenry, IL 60050 Property Records

McHenry County property record for 128 Norman Dr, McHenry, IL 60050

Property Summary

Property Type	Single Family Home
Details	5 ba · 2,581 sqft · built 2004
Lot Size	0.269 acres (11,730 sqft)
Owner	2 Owner Names on Record
Last Sale	$302,210 (Nov 2004)
Deeds & Mortgages	Aug 2021 Line of Credit May 2021 Mortgage + 2 more
Flood Zone	Zone X (minimal risk)
APN	`09-34-454-001`

Property Details

APN / Parcel Number

Primary APN	`09-34-454-001`

Interior

Full Baths	5 Baths
Half Baths	3 Half Baths
Plumbing Fixtures	12 Plumbing Fixtures
Stories	2 Stories
Building Area	2,581 sqft Living Area
Gross Area	4,437 sqft
1st Floor Area	1,856 sqft
Basement Area	1,472 sqft
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 2004
Architectural Style	Other
Exterior Material	Aluminum/Vinyl
Construction Type	Frame
Lot Area	11,730 sqft
Garage Area	609 sqft
Parking Spaces	2 Parking Spaces
Deck Area	204 sqft

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Central

Location & Zoning

Street Address	128 NORMAN DR
City	MCHENRY
State	IL
Zip	60050-5432
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	DOC 2004R0102241 LT 157 PARK RIDGE ESTATES PHASE 3
Legal Range	08E
Legal Township	45N
Legal Section	34
Legal Subdivision	PARK RIDGE ESTATES
Legal Phase	3
Legal Lot Number	157
Jurisdiction	MCHENRY IL
Township / Civil Division	MCHENRY
Census Block Group	3
Census Block	3028
Census Tract	870605

Owner

Source: McHenry County records, as of May 13, 2024

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Owner Names on Record
Mailing Address	128 NORMAN DR, MCHENRY, IL 60050-5432

Deeds, Mortgages & Sale History

Date	Document
Aug 19, 2021	Deed of Trust, Mortgage · Line of Credit ILLINOIS STATE BANK
May 10, 2021	Deed of Trust, Mortgage · Conventional Mortgage NEWREZ LLC
Aug 14, 2019	Deed of Trust, Mortgage · Commercial Mortgage ILLINOIS STATE BANK
Aug 31, 2017	Deed of Trust, Mortgage · Conventional Mortgage GUARANTEED RATE

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Nov 17, 2004 · Amount on Record
Deed Sale	Nov 17, 2004 · Amount on Record
Deed Document Number	2004R0102241
Record Updated	Jun 7, 2026

August 2021: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	MCHENRY IL
Property Address	128 NORMAN DR, MCHENRY, IL 60050-5432
Transaction Type	Mortgage
Record Updated	Sep 2, 2021

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0000045447
Date	Aug 19, 2021
Instrument	2021R0045447

Lender

Name	ILLINOIS STATE BANK
Type	Bank
Address	LAKE IN THE HILLS, IL 60156

Agreement

Type	Line of Credit
Amount	Amount Recorded

Interest

Rate Type	Adjustable Rate
Change Frequency	Monthly

May 2021: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	MCHENRY IL
Property Address	128 NORMAN DR, MCHENRY, IL 60050-5432
Transaction Type	Mortgage
Record Updated	May 21, 2021

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0000025410
Date	May 10, 2021
Instrument	2021R0025410

Lender

Name	NEWREZ LLC
Type	Non-Lending Institution
Address	FORT WASHINGTON, PA 19034

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Jun 1, 2051

Interest

Rate	2.99%

August 2019: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	MCHENRY IL
Property Address	128 NORMAN DR, MCHENRY, IL 60050-5432
Transaction Type	Mortgage
Record Updated	Feb 5, 2021
Title Company	TITLE365

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0000025961
Date	Aug 14, 2019
Instrument	2019R0025961

Lender

Name	ILLINOIS STATE BANK
Type	Bank
Address	LAKE IN THE HILLS, IL 60156

Agreement

Type	Commercial Mortgage
Amount	Amount Recorded
Term	119 Months
Due	Jul 15, 2029

Interest

Rate Type	Adjustable Rate
Rate	5.5%
Change Frequency	Monthly
Min Rate At Change	4%
Max Rate	19.9%

August 2017: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	MCHENRY IL
Property Address	128 NORMAN DR, MCHENRY, IL 60050-5432
Document Number	0000033322
Instrument Date	Aug 31, 2017
Transaction Type	Mortgage
Record Updated	Jan 3, 2018
Title Company	RAVENSWOOD TITLE

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Tenants by the Entirety
Address	128 NORMAN DR MCHENRY IL 600505432, MCHENRY, IL 60050-5432

Mortgage

Document Number	0000033322
Date	Sep 8, 2017
Instrument	33322

Lender

Name	GUARANTEED RATE
Address	CHICAGO, IL 60613

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	180 Months
Due	Sep 7, 2032

Interest

Rate Type	Fixed Rate
Rate	3.75%

Tax Assessment & Valuation

Source: McHenry County assessment roll, as of January 1, 2022

Property Jurisdictions

Type	Name
State	Illinois
County	McHenry County
County Subdivision	McHenry Township
Municipality	McHenry City
Elementary School District	McHenry Community Consolidated School District 15 (PK - 08)
Secondary School District	McHenry Community High School District 156 (09 - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2022	Homeowner's exemption	$105,927 Land $14,629 Building $91,298	$317,781 Land $43,887 Building $273,894

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Flood

Source: FEMA National Flood Hazard Layer, effective February 28, 2025

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it

Values are read at the parcel center point; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Not rated no burnable land within ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	MCHENRY serves 22,335 people · EPA ID IL1110600
Water Source	Groundwater
Last State Inspection	May 2023
Lead	7 ppb (2026) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	23 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 168 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
i3 Broadband Fiber	8,000 / 8,000
Xfinity Cable	2,000 / 250
T-Mobile Fixed Wireless	100 / 20
AT&T DSL	100 / 20

May also be available: Verizon.

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