128 Nancy Ave, Ridgecrest, CA 93555 Property Records

Kern County property record for 128 Nancy Ave, Ridgecrest, CA 93555

Property Summary

Property Type	Single Family Home
Details	3 bd · 3 ba · 1,920 sqft · built 1989
Lot Size	0.139 acres (6,098 sqft)
Owner	Individual Name on Record
Last Sale	$280,000 (Aug 2020)
Tax Bill	$4,069 (2025)
Deeds & Mortgages	Aug 2020 Sale & Mortgage Dec 2019 Mortgage + 1 more
Flood Zone	Zone X (minimal risk)
APN	`509-152-08-8`

Property Details

APN / Parcel Number

Primary APN	`509-152-08-8`
Alternative APNs	`509-152-08-00-0` `5091520800`

Interior

Bedrooms	3 Beds
Full Baths	3 Baths
Half Baths	1 Half Bath
Stories	2 Stories
Building Area	1,920 sqft Living Area
1st Floor Area	1,088 sqft
2nd Floor Area	832 sqft
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 1989
Construction Type	Wood
Lot Area	6,098 sqft (0.139 acres)
Garage Type	Attached
Garage Area	417 sqft
Parking Spaces	2 Parking Spaces
Porch	Porch
Porch Area	84 sqft

Utilities, Heating & Cooling

Cooling System	Evaporative
Heating System	HVAC

Location & Zoning

Old Parcel Number	5091520800
Street Address	128 NANCY AVE
City	RIDGECREST
State	CA
Zip	93555-6301
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	R-1
Legal Description	TRACT 5007, BLOCK A, LOT 15
Legal Subdivision	5007 UN A
Legal Tract	5007
Legal Block	A
Legal Lot Number	15
Jurisdiction	KERN CA
Township / Civil Division	EAST KERN
Census Block Group	2
Census Block	2006
Census Tract	5408

Owner

Source: Kern County records, as of October 20, 2025

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Individual Name on Record
Co-owner	Co-owner on Record
Mailing Address	128 NANCY AVE, RIDGECREST, CA 93555-6301
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Aug 10, 2020	Grant Deed, Transfer · Conventional Mortgage GUILD MORTGAGE CO
Dec 9, 2019	Deed of Trust, Mortgage · Conventional with PMI LOANDEPOT.COM LLC
Mar 28, 2018	Grant Deed, Transfer · FHA Mortgage LOANDEPOT.COM LLC

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Aug 10, 2020 · Amount on Record
Deed Sale	Aug 10, 2020 · Amount on Record
Prior Sale	Mar 28, 2018 · Amount on Record
Deed Document Number	220108050
Record Updated	Jun 8, 2026

August 2020: Grant Deed, Transfer

Document Type	Grant Deed
Jurisdiction	KERN CA
Recording Date	Aug 10, 2020
Property Address	128 NANCY AVE, RIDGECREST, CA 93555-6301
Document Number	0000108050
Map Reference	MB 36 PG 158
Instrument Date	Jul 9, 2020
Instrument	220108050
Transaction Type	Transfer
Record Updated	Nov 7, 2022
Title Company	FIRST AMERICAN TITLE COMPANY

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$0.00
Amount Accuracy	Rounded by County
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Joint Tenants
Address	128 NANCY AVE, RIDGECREST, CA 93555-6301

Mortgage

Document Number	0000108051
Date	Aug 10, 2020
Instrument	220108051

Lender

Name	GUILD MORTGAGE CO
Type	Mortgage Company

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Sep 1, 2050

December 2019: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	KERN CA
Property Address	128 NANCY AVE, RIDGECREST, CA 93555-6301
Document Number	0000001217
Instrument Date	Dec 9, 2019
Transaction Type	Mortgage
Record Updated	Jan 17, 2020
Title Company	AMERICAN COAST TITLE COMPANY, AMERICAN COAST TITLE CO.

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Community Property
Address	128 NANCY AVE RIDGECREST CA 935556301, RIDGECREST, CA 93555-6301

Mortgage

Document Number	0000001217
Date	Jan 6, 2020
Instrument	1217

Lender

Name	LOANDEPOT.COM LLC
Type	Funding / Finance Company
Address	FOOTHILL RANCH, CA 92610

Agreement

Type	Conventional with PMI
Amount	Amount Recorded
Term	360 Months
Due	Jan 5, 2050

March 2018: Grant Deed, Transfer

Document Type	Grant Deed
Jurisdiction	KERN CA
Recording Date	Mar 28, 2018
Property Address	128 NANCY AVE, RIDGECREST, CA 93555-6301
Document Number	0000036695
Instrument Date	Mar 7, 2018
Instrument	36695
Transaction Type	Transfer
Record Updated	May 2, 2018
Title Company	PLACER TITLE COMPANY

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$278.30
Amount Accuracy	Full Value
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Community Property
Address	128 NANCY AVE RIDGECREST CA 935556301, RIDGECREST, CA 93555-6301

Mortgage

Document Number	36696
Date	Mar 28, 2018
Instrument	36696

Lender

Name	LOANDEPOT.COM LLC
Type	Funding / Finance Company
Address	FOOTHILL RANCH, CA 92610

Agreement

Type	FHA Mortgage
Amount	Amount Recorded
Term	360 Months
Due	Mar 27, 2048

Tax Assessment & Valuation

Source: Kern County assessment roll, as of July 1, 2025

Property Jurisdictions

Type	Name
State	California
County	Kern County
Municipality	Ridgecrest City
Unified School District	Sierra Sands Unified School District (KG - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value
2025	$4,069.00 (+9.59%)	$303,079 (+4.04%) Land $54,121 Building $248,958
2023	$3,713.00 (+2.03%)	$291,312 Land $52,020 Building $239,292
2022	$3,639.00

Assessed value is set for property tax purposes and is not a market price estimate.

Flood

Source: FEMA National Flood Hazard Layer, effective April 30, 2025 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Community Rating System	Class 9 (5% premium discount)
Nearby Flood Policies	8 in force
Nearby Flood Claims	1 (2023)
Claims Outside the SFHA	1 of 1
Most Recent Claim	Aug 2023 · Tropical Storm Hilary

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 99.8% of the US · lower than 99.8% of California
Wildfire Likelihood	Under 0.01% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	INDIAN WELLS VALLEY W.D. serves 41,474 people · EPA ID CA1510017
Water Source	Groundwater
Last State Inspection	May 2022
Lead	Under 1 ppb (2022–2024) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 181 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Frontier Fiber	5,000 / 5,000
Race Communications Fiber	1,000 / 1,000
Mediacom Xtream Cable · Fiber in parts of the area	1,000 / 50
SBC-Wireless Fixed Wireless	100 / 100
T-Mobile Fixed Wireless	100 / 20

May also be available: GeoLinks, Verizon.

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