128 N Waycaster Dr, Marion, NC 28752 Property Records

McDowell County property record for 128 N Waycaster Dr, Marion, NC 28752

Property Summary

Property Type	Rural Home
Details	3 bd · 2 ba · 1,650 sqft · built 2013
Lot Size	1.87 acres (81,457 sqft)
Owner	Individual Name on Record
Last Sale	$186,000 (May 2016)
Tax Bill	$1,843 (2025)
Deeds & Mortgages	Aug 2022 Line of Credit Jun 2020 Mortgage
Flood Zone	Zone X (minimal risk)
APN	`0781-01-25-6854`

Property Details

APN / Parcel Number

Primary APN	`0781-01-25-6854`
Alternative APN	`62655`

Interior

Bedrooms	3 Beds
Full Baths	2 Baths
Stories	1 Story
Building Area	1,650 sqft Heated Area
Flooring	Hardwood
Interior Walls	Wallboard/Drywall
Fireplace	Fireplace

Exterior

Year Built	Built 2013
Exterior Material	Aluminum/Vinyl
Roof Type	Gable
Roof Material	Wood Shingle
Lot Area	81,457 sqft (1.87 acres)
Porch	Porch

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Heat Pump
Heating Fuel	Electric

Location & Zoning

Account Number	62655
Street Address	128 N WAYCASTER DR
City	MARION
State	NC
Zip	28752
Property Category	Residential
Property Type	Residential > Single Family > Rural Home
Legal Description	1.87AC
Jurisdiction	MCDOWELL NC
Township / Civil Division	OLD FORT
Census Block Group	3
Census Block	3004
Census Tract	970101

Owner

Source: McDowell County records, as of September 29, 2025

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Individual Name on Record
Co-owner	Co-owner on Record
Mailing Address	128 WAYCASTER RD, MARION, NC 28752-6495
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Aug 23, 2022	Deed of Trust, Mortgage · Line of Credit CEFCU
Jun 22, 2020	Deed of Trust, Mortgage · Conventional Mortgage AMERISAVE MORTGAGE CORP

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	May 4, 2016 · Amount on Record
Deed Sale	May 4, 2016 · Amount on Record
Prior Sale	Aug 23, 2013 · Amount on Record
Deed Document Number	0000118064
Deed Book / Page	1180 / 64
Record Updated	Jun 8, 2026

August 2022: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	MCDOWELL NC
Property Address	128 N WAYCASTER DR, MARION, NC 28752
Transaction Type	Mortgage
Record Updated	Sep 6, 2022
Title Company	ACCURATE EQUITY GROUP

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0014100665
Date	Aug 23, 2022
Book Page	1410/665
Instrument	2022005064

Lender

Name	CEFCU
Type	Credit Union
Address	PEORIA, IL 61607

Agreement

Type	Line of Credit
Amount	Amount Recorded
Term	300 Months
Due	Aug 22, 2047

Interest

Rate Type	Adjustable Rate
Change Frequency	Monthly

June 2020: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	MCDOWELL NC
Property Address	128 N WAYCASTER DR, MARION, NC 28752
Transaction Type	Mortgage
Record Updated	Oct 25, 2021
Title Company	SOLIDIFI TITLE & CLOSING LLC

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0013120654
Date	Jun 22, 2020
Book Page	1312/654
Instrument	2020002911

Lender

Name	AMERISAVE MORTGAGE CORP
Type	Mortgage Company
Address	ATLANTA, GA 30305

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Jul 1, 2050

Tax Assessment & Valuation

Source: McDowell County assessment roll, as of January 1, 2025

Property Jurisdictions

Type	Name
State	North Carolina
County	McDowell County
Unified School District	McDowell County Schools (KG - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$1,843.00	$260,330 (-) Land $40,000 Building $220,330
2023	$1,843.00	$260,330 Land $40,000 Building $220,330	$260,330 Land $40,000 Building $220,330

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective December 13, 2016

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it

Values are read at the parcel center point; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Moderate above 43% of the US · above 64% of North Carolina
Wildfire Likelihood	0.06% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Internet Providers

Source: FCC Broadband Data Collection, based on 63 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Spectrum Cable · Fiber in parts of the area	1,000 / 1,000
Verizon Fixed Wireless	300 / 20

May also be available: Optimum.

Cell Coverage

5G (outdoors only) and 4G LTE

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