Martin County property record for 128 N Sewalls Point Rd, Stuart, FL 34996
| Property Type | Single Family Home |
|---|---|
| Details | 4 bd · 6 ba · 6,065 sqft · built 2025 |
| Lot Size | 1.28 acres (55,844 sqft) |
| Owner | 2 Individual Names on File |
| Last Sale | $676,000 (Mar 2018) |
| Tax Bill | $16,025 (2025) |
| Deeds & Mortgages | May 2018 Mortgage Jan 2020 Loan Modification + 1 more |
| Flood Zone | Zone AE (high risk) |
| APN | 35-37-41-000-000-0001.2-0-0000 |
| Primary APN | 35-37-41-000-000-0001.2-0-0000 |
|---|---|
| Alternative APNs |
|
| Bedrooms | 4 Beds |
|---|---|
| Full Baths | 6 Baths |
| Half Baths | 2 Half Baths |
| Plumbing Fixtures | 4 Plumbing Fixtures |
| Stories | 2 Stories |
| Building Area | 6,065 sqft Living Area |
| Gross Area | 7,905 sqft |
| 1st Floor Area | 5,473 sqft |
| Fireplaces | 1 Fireplace |
| Fireplace | Fireplace |
| Elevator | Elevator |
| Year Built | Built 2025 |
|---|---|
| Effective Year Built | Effective 2025 |
| Exterior Material | Stucco |
| Construction Type | Concrete Block |
| Roof Type | Gable/Hip |
| Roof Material | Concrete |
| Lot Area | 55,844 sqft |
| Lot Dimensions | 100 ft deep x 128 ft wide |
| View / Lot | Waterfront |
| Garage Type | Attached |
| Garage Area | 756 sqft |
| Pool Type | In-Ground Pool |
| Porch | Screened Concrete Masonry Porch |
| Cooling System | Central |
|---|---|
| Heating System | Central |
| Account Number | 107014 |
|---|---|
| Street Address | 128 N SEWALLS POINT RD |
| City | STUART |
| State | FL |
| Zip | 34996-6502 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Local Zoning Code | R1 |
| Legal Description | SEC 35-T37S-R41E BEG 150.27 S/O N/LN GOVT LOT 1 & E R/W SEWALLS PT RD E 418 M/L TO WATER SLY ALG WATER 139 M/L W 428 TO R/W & N 135.18 TO POB (AKA LOT 2 INDIAN RIVER HAMMOCKS) |
| Legal Range | 41E |
| Legal Township | 37S |
| Legal Section | 35 |
| Legal Subdivision | INDIAN RIVER HAMMOCK |
| Legal Block | 2 |
| Legal Lot Number | 1 |
| Jurisdiction | MARTIN FL |
| Township / Civil Division | STUART |
| Census Block Group | 2 |
| Census Block | 2002 |
| Census Tract | 502 |
128 N Sewalls Point Rd is owned and occupied by two individuals who bought it in March 2018.
Source: Martin County records, as of September 29, 2026
| Owner of Record | 2 Individual Names on File |
|---|---|
| Mailing Address | 128 N SEWALLS POINT RD, STUART, FL 34996-6502 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.
| Date | Document |
|---|---|
| May 30, 2018 | Deed of Trust, Mortgage · Conventional Mortgage SEACOAST NATIONAL BANK |
| Jan 6, 2020 | Loan Modification, Mortgage SEACOAST NAT'L BK |
| Mar 16, 2018 | Warranty Deed, Transfer · ARM SEACOAST NATIONAL BANK |
| Deed Names | 2 Names on Deed |
|---|---|
| Last Sale | Mar 16, 2018 · Amount on File |
| Deed Sale | Mar 16, 2018 · Amount on File |
| Prior Sale | Jan 14, 2015 · Amount on File |
| Deed Document Number | 20182684274 |
| Deed Book / Page | 2981 / 345 |
| Prior Transfer Date | Jun 20, 2008 |
| Prior Transfer Doc | 0023361625 |
| Record Updated | Oct 29, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | MARTIN FL |
| Property Address | 128 N SEWALLS POINT RD, SEWALLS POINT, FL 34996-6502 |
| Transaction Type | Mortgage |
| Record Updated | Jul 29, 2022 |
| Name | Verified Name |
|---|
| Document Number | 0029951753 |
|---|---|
| Date | May 30, 2018 |
| Book Page | 02995/1753 |
| Instrument | 2697517 |
| Name | SEACOAST NATIONAL BANK |
|---|---|
| Type | Bank |
| Address | STUART, FL 34994 |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount on Record |
| Term | 361 Months |
| Due | Jun 1, 2048 |
| Document Type | Loan Modification |
|---|---|
| Jurisdiction | MARTIN FL |
| Property Address | 128 N SEWALLS POINT RD, SEWALLS POINT, FL 34996-6502 |
| Document Number | 0031060197 |
| Instrument Date | Jan 6, 2020 |
| Transaction Type | Mortgage |
| Record Updated | Feb 5, 2020 |
| Title Company | NOT AVAILABLE |
| Name | Verified Name |
|---|---|
| Relationship | Husband and Wife |
| Address | 128 N SEWALLS POINT RD STUART FL 34996, STUART, FL 34996 |
| Document Number | 0031060197 |
|---|---|
| Date | Jan 16, 2020 |
| Book Page | 003106/000197 |
| Instrument | 2795152 |
| Name | SEACOAST NAT'L BK |
|---|---|
| Type | Bank |
| Address | STUART, FL 34995-9012 |
| Amount | Amount on Record |
|---|---|
| Term | 12 Months |
| Due | Jan 15, 2021 |
| Document Type | Warranty Deed |
|---|---|
| Jurisdiction | MARTIN FL |
| Recording Date | Mar 16, 2018 |
| Property Address | 128 N SEWALLS POINT RD, SEWALLS POINT, FL 34996-6502 |
| Document Number | 0029810345 |
| Book / Page | 02981 / 0345 |
| Instrument Date | Mar 14, 2018 |
| Instrument | 2684274 |
| Transaction Type | Transfer |
| Record Updated | Jul 29, 2022 |
| Title Company | ATTORNEY |
| Amount | Amount on Record |
|---|---|
| Downpayment | Downpayment on Record |
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $4,732.00 |
| Amount Accuracy | Rounded by County |
| Additional |
|
| Name | Verified Name |
|---|---|
| Address | 3601 SE DOUBLETON DR, 3601, STUART, FL 34997-5621 |
| Name | Verified Name |
|---|---|
| Address | 225 SE CALMO CIR, PORT SAINT LUCIE, FL 34984-6626 |
| Document Number | 0002684276 |
|---|---|
| Date | Mar 16, 2018 |
| Instrument | 2684276 |
| Name | SEACOAST NATIONAL BANK |
|---|---|
| Type | Bank |
| Type | ARM |
|---|---|
| Amount | Amount on Record |
| Term | 181 Months |
| Due | Apr 1, 2033 |
| Rate Type | Adjustable Rate |
|---|---|
| Rate | 4.62% |
| Type Change Date | Apr 1, 2023 |
| Change Frequency | Annually |
| Min Rate At Change | 3.5% |
| Max Rate At Change | 6.62% |
| Index | 1-Year CMT |
| Max Rate | 9.62% |
The 2025 property tax bill for 128 N Sewalls Point Rd was $16,025, up 0.3% from the year before.
Source: Martin County assessment roll, as of September 29, 2026
| Type | Name |
|---|---|
| State | Florida |
| County | Martin County |
| Municipality | Sewall's Point Town |
| Unified School District | Martin County School District (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2025 | $16,025.00 (+0.3%) | $871,432 | $1,336,320 Land $1,336,320 |
| 2024 | $15,977.00 (+8.36%) | ||
| 2023 | $14,745.00 (+25.74%) | $720,192 (+1%) | $1,209,600 (+48.24%) Land $1,209,600 |
| 2022 | $11,727.00 | $654,720 | $816,000 Land $816,000 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
FEMA maps place 128 N Sewalls Point Rd in Zone AE, a high-risk flood area; flood insurance is required for federally backed loans.
Source: FEMA National Flood Hazard Layer, effective April 14, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone AE high risk |
|---|---|
| 100-Year Floodplain | Yes 1% annual chance |
| Floodway | No |
| Base Flood Elevation | 5.0 ft |
| Coastal | Yes |
| Flood Insurance Requirement | Required federally backed loans |
| Flood Insurance Cost | Premium on File median of 75 policies |
| Community Rating System | Class 10 (0% premium discount) |
| Nearby Flood Policies | 75 in force |
| Nearby Flood Claims | 62 (1979–2022) |
| Claims Outside the SFHA | 4 of 62 |
| Most Recent Claim | Nov 2022 · Hurricane Nicole |
| Claims by Event |
|
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Wildfire risk around 128 N Sewalls Point Rd is low, with a 0.01% annual chance of wildfire.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 96% of the US · lower than 96% of Florida |
|---|---|
| Wildfire Likelihood | 0.01% annual chance |
| Exposure | None beyond ember reach |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | MARTIN CO UTILITIES serves 104,105 people · EPA ID FL4431891 |
|---|---|
| Water Source | Groundwater |
| Last State Inspection | May 2025 |
| Lead | 4 ppb (2023) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | 17 last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.
Source: FCC Broadband Data Collection, based on 27 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Xfinity Cable | 2,000 / 250 |
| Verizon Fixed Wireless | 300 / 20 |
| AT&T DSL | 100 / 20 |
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