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128 N Bay St, Eustis, FL 32726 Property Records

Lake County property record for 128 N Bay St, Eustis, FL 32726 · Last verified August 2026

Property Summary

Property TypeCommercial Office
Details6 ba · 6,151 sqft · built 1920
Lot Size0.099 acres (4,292 sqft)
OwnerIndividual Name on File
Last Sale$280,000 (May 2018)
Tax Bill$4,004 (2025)
Deeds & MortgagesApr 2020 Loan Modification
Jan 2019 Loan Modification
+ 2 more
Flood ZoneZone X (minimal risk)
APN11-19-26-0100-033-00200

Property Details

APN / Parcel Number

Primary APN11-19-26-0100-033-00200
Alternative APNs
  • 261911010003300200
  • 1420148

Interior

Full Baths6 Baths
Half Baths4 Half Baths
Stories1 Story
Building Area6,151 sqft Gross Area
1st Floor Area3,742 sqft

Exterior

Year BuiltBuilt 1920
Effective Year BuiltEffective 1973
Exterior MaterialConcrete Block
Construction TypeMasonry / Concrete Block
Fire ResistanceMasonry Walls, Wood Interior
Lot Area4,292 sqft (0.099 acres)
Lot Dimensions85 ft deep x 56 ft wide

Utilities, Heating & Cooling

Cooling SystemCentral
Heating SystemForced Air with A/C
Heating FuelElectric

Location & Zoning

Account Number1420148
Street Address128 N BAY ST
CityEUSTIS
StateFL
Zip32726-3403
Property CategoryCommercial
Property TypeCommercial > Office > Commercial Office
Legal DescriptionEUSTIS S 23.66 FT OF LOT 2 LOT 3 BLK 33 PB 1 PG 79 ORB 5103 PG 506
Legal Range26E
Legal Township19S
Legal Section11
Legal SubdivisionEUSTIS
Legal Tract0100
Legal Block33
Legal Lot Number2
JurisdictionLAKE FL
Township / Civil DivisionEUSTIS
Census Block Group3
Census Block3053
Census Tract30206

Owner

Source: Lake County records · APN 11-19-26-0100-033-00200

Assessment roll updated November 26, 2025 · Last verified August 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of RecordIndividual Name on File
Mailing Address100 E HAZZARD AVE, EUSTIS, FL 32726-3433
Owner TypeIndividual

Deeds, Mortgages & Sale History

DateDocument
Apr 07, 2020Loan Modification, Mortgage
UNITED STHRN BK
Jan 07, 2019Loan Modification, Mortgage
UNITED STHRN BK
May 02, 2018Warranty Deed, Construction Loan · Construction Mortgage
UNITED SOUTHERN BANK
Apr 13, 2018Warranty Deed, Transfer
ATTORNEY ONLY

Assessor's Deed Record

Deed NamesVerified Name on Deed
Last SaleMay 02, 2018 · Amount on Record
Deed SaleMay 02, 2018 · Amount on Record
Deed Document Number201850400
Deed Book / Page5103 / 506
Record UpdatedSep 20, 2026

April 2020: Loan Modification, Mortgage

Document TypeLoan Modification
JurisdictionLAKE FL
Property Address128 N BAY ST, EUSTIS, FL 32726-3403
Document Number0054541650
Instrument DateApr 07, 2020
Transaction TypeMortgage
Record UpdatedJun 26, 2020
Title CompanyNOT AVAILABLE

Transferred To (Grantee/Buyer)

NameVerified Name
Address100 E HAZZARD AVE EUSTIS FL 327263433, EUSTIS, FL 32726-3433

Mortgage

Document Number0054541650
DateApr 13, 2020
Book Page005454/001650
Instrument43009
Lender
NameUNITED STHRN BK
TypeBank
AddressUMATILLA, FL 32784
Agreement
AmountAmount Recorded
Term180 Months
DueApr 12, 2035

January 2019: Loan Modification, Mortgage

Document TypeLoan Modification
JurisdictionLAKE FL
Property Address128 N BAY ST, EUSTIS, FL 32726-3403
Document Number0052230381
Instrument DateJan 07, 2019
Transaction TypeMortgage
Record UpdatedJan 24, 2019

Transferred To (Grantee/Buyer)

NameVerified Name
Address100 E HAZZARD AVE EUSTIS FL 327263433, EUSTIS, FL 32726-3433

Mortgage

Document Number0052230381
DateJan 11, 2019
Book Page005223/000381
Instrument4984
Lender
NameUNITED STHRN BK
TypeBank
AddressUMATILLA, FL 32784
Agreement
AmountAmount Recorded
Term180 Months
DueJan 10, 2034

May 2018: Warranty Deed, Construction Loan

Document TypeWarranty Deed
JurisdictionLAKE FL
Recording DateMay 02, 2018
Property Address128 N BAY ST, EUSTIS, FL 32726-3403
Document Number0051030506
Book / Page5103 / 0506
Map ReferenceMB 1 PG 79
Instrument DateApr 20, 2018
Instrument2018050400
Transaction TypeConstruction Loan
Record UpdatedJul 28, 2022
Title CompanyATTORNEY

Transaction

AmountAmount Recorded
Tax$1,960.00
Amount AccuracyRounded by County
Additional
  • Arm's Length

Transferred From (Grantor/Seller)

NameVerified Name
Address1234 WELLS AVE, 1234, TAVARES, FL 32778-4127

Transferred To (Grantee/Buyer)

NameVerified Name
Address100 E HAZZARD AVE, EUSTIS, FL 32726-3433

Mortgage

Document Number2018050401
DateMay 02, 2018
Instrument2018050401
Lender
NameUNITED SOUTHERN BANK
TypeBank
Agreement
TypeConstruction Mortgage
AmountAmount Recorded
Term245 Months
DueOct 20, 2038
Interest
Rate TypeAdjustable Rate

April 2018: Warranty Deed, Transfer

Document TypeWarranty Deed
JurisdictionLAKE FL
Recording DateApr 13, 2018
Property Address128 N BAY ST, EUSTIS, FL 32726-3403
Document Number0050951428
Book / Page005095 / 001428
Instrument DateApr 06, 2018
Instrument43606
Transaction TypeTransfer
Record UpdatedMay 09, 2018
Title CompanyATTORNEY ONLY

Transaction

Tax$0.00
Additional
  • Arm's Length

Transferred From (Grantor/Seller)

NameVerified Name

Transferred To (Grantee/Buyer)

NameVerified Name
RelationshipCompany
Address1234 WELLS AVE TAVARES FL 327784127, TAVARES, FL 32778-4127

Tax Assessment & Valuation

Source: Lake County records · Assessment roll updated November 26, 2025 · Last verified August 2026

Property Jurisdictions

TypeName
StateFlorida
CountyLake County
MunicipalityEustis City
Unified School DistrictLake County School District (PK - 12)

Tax Bill & Assessment History

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

YearTax BillAssessed ValueAssessed Market Value
2026$201,601 (-) Land $149,826 Building $51,775$201,601 (-) Land $149,826 Building $51,775
2025$4,004.00 (-19.65%)$201,601 (-41.08%) Land $149,826 Building $51,775$201,601 (-41.08%) Land $149,826 Building $51,775
2024$4,983.00 (-26.48%)
2023$6,778.00 (+7.72%)$342,172 (+9.98%)$342,172 (+9.98%) Land $158,389 Building $183,783
2022$6,292.00$311,133$311,133 Land $143,990 Building $167,143

Flood & Wildfire

Source: FEMA National Flood Hazard Layer, Lake County (12069C), updated September 20, 2026 · USDA Forest Service Wildfire Risk to Communities, 2nd edition (2024), fuels as of 2020 · Last verified October 2026

Flood

FEMA Flood ZoneZone X
Flood HazardMinimal
500-Year FloodplainNo
Special Flood Hazard AreaNo
Nearest Special Flood Hazard AreaZone AE, within 500 ft

Wildfire

Wildfire RiskNot rated
no burnable land in reach
Wildfire LikelihoodNegligible
ExposureNone
beyond ember reach

Values are read at the parcel center point; lenders make the official flood determination.

Historic Designation

Source: NPS National Register of Historic Places · August 1, 2026 release · Last verified October 2026

Historic DistrictWithin the Eustis Commercial Historic District
listed 2005 · 20 contributing resources · NRIS 05000654

Federal listing alone does not restrict alterations; local historic district rules, which this data does not cover, may apply.

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