128 N 5th Ave, Mc Cool Junction, NE 68401 Property Records

York County property record for 128 N 5th Ave, Mc Cool Junction, NE 68401

Property Summary

Property Type	Single Family Home
Details	2.75 ba · 1,431 sqft · built 2021
Lot Size	0.35 acres (15,246 sqft)
Owner	Individual Name on Record
Last Sale	$276,000 (Jul 2026)
Tax Bill	$1,983 (2025)
Deeds & Mortgages	Jul 2026 Sale & Mortgage May 2026 Construction Loan + 4 more
Flood Zone	Zone X (minimal risk)
APN	`930199872`

Property Details

APN / Parcel Number

Primary APN	`930199872`

Interior

Full Baths	2.75 Baths
Plumbing Fixtures	5 Plumbing Fixtures
Stories	1 Story
Building Area	1,431 sqft Living Area
Basement Area	1,431 sqft

Exterior

Year Built	Built 2021
Effective Year Built	Effective 2021
Exterior Material	Aluminum/Vinyl
Construction Type	Frame
Roof Material	Composition Shingle
Lot Area	15,246 sqft (0.35 acres)
Lot Dimensions	129 ft deep x 150 ft wide
Garage Type	Detached
Garage Area	1,380 sqft
Driveway	Driveway
Parking Spaces	5 Parking Spaces
Porch	Slab
Patio Area	490 sqft

Utilities, Heating & Cooling

Cooling System	HVAC
Heating System	HVAC

Location & Zoning

Street Address	128 N 5TH AVE
City	MC COOL JUNCTION
State	NE
Zip	68401
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	SINGLE FAM
Legal Description	LOT 1 REPLAT OF LOTS 1-2 JOHNSON'S SUB CITY OF YORK; MAP NUMBER: 3521-00-0-70074-002-0005
Legal Subdivision	ORVIL WEISS 4TH SUBDIVISION
Legal Block	2
Legal Lot Number	1
Jurisdiction	YORK NE
Township / Civil Division	HAYS
Census Block Group	1
Census Block	1265
Census Tract	969900

Owner

Source: York County records, as of August 25, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Individual Name on Record
Mailing Address	128 N 5TH AVE, MC COOL JUNCTION, NE 68401
Occupancy	Owner Occupied
Owner Type	Individual
Vesting	Single

Deeds, Mortgages & Sale History

Date	Document
Jul 27, 2026	Warranty Deed, Transfer · FHA Mortgage NEIGHBORS BANK
May 12, 2026	Deed of Trust, Mortgage · Construction Mortgage CORNERSTONE BANK
May 3, 2021	Deed of Trust, Mortgage · Construction Mortgage HEARTLAND BANK
Oct 21, 2021	Deed of Trust, Mortgage · Conventional Mortgage HEARTLAND BANK
Aug 7, 2023	Warranty Deed, Transfer · Line of Credit CS BANK
Mar 2, 2021	Warranty Deed, Transfer COMMUNITIES TITLE COMPANY, COMMUNITY TITLE CO

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Jul 27, 2026 · Amount on Record
Deed Sale	Jul 27, 2026 · Amount on Record
Prior Sale	Aug 7, 2023 · Amount on Record
Deed Document Number	20261633
Deed Book / Page	162 / 265
Record Updated	Oct 29, 2026

July 2026: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	YORK NE
Recording Date	Jul 27, 2026
Property Address	128 N 5TH AVE, MC COOL JUNCTION, NE 68401
Document Number	0000001633
Book / Page	162 / 265
Instrument Date	Jul 27, 2026
Instrument	20261633
Transaction Type	Transfer
Record Updated	Aug 5, 2026
Title Company	CTC

Transaction

Amount	Amount Recorded
Loan-to-Value (LTV)	LTV on Record
Tax	$92,548.32
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	128 N 5TH AVE, MC COOL JUNCTION, NE 68401

Mortgage

Document Number	0000001634,
Date	Jul 27, 2026
Book Page	162/266
Instrument	20261634

Lender

Name	NEIGHBORS BANK

Agreement

Type	FHA Mortgage
Amount	Amount Recorded
Term	360 Months
Due	Aug 1, 2056

Interest

Rate	6.52%
Max Rate	-1%

Mortgage

Document Number	0000001635,
Date	Jul 27, 2026
Book Page	162/281
Instrument	20261635

Lender

Name	NEIGHBORS BANK

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	10 Months
Due	Aug 1, 2036

Interest

Rate	6.52%
Max Rate	-1%

May 2026: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	YORK NE
Recording Date	May 12, 2026
Property Address	128 N 5TH AVE, MC COOL JUNCTION, NE 68401-3036
Document Number	0000001057
Book / Page	159 / 416
Instrument Date	May 7, 2026
Instrument	20261057
Transaction Type	Mortgage
Record Updated	Jul 12, 2026
Title Company	NONE LISTED ON DOCUMENT

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0000001057,
Date	May 12, 2026
Book Page	159/416
Instrument	20261057

Lender

Name	CORNERSTONE BANK

Agreement

Type	Construction Mortgage
Amount	Amount Recorded
Term	12 Months
Due	May 6, 2027

Interest

Rate	6.37%
Max Rate	-1%

May 2021: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	YORK NE
Property Address	128 N 5TH AVE, MC COOL JUNCTION, NE 68401
Transaction Type	Mortgage
Record Updated	Jan 11, 2024

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	1245 1 STREET, GENEVA, NE 68361

Mortgage

Document Number	000095/466
Date	May 3, 2021
Book Page	95/466
Instrument	2021-01262

Lender

Name	HEARTLAND BANK
Type	Bank
Address	GENEVA, NE 68361

Agreement

Type	Construction Mortgage
Amount	Amount Recorded

October 2021: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	YORK NE
Property Address	128 N 5TH AVE, MC COOL JUNCTION, NE 68401
Transaction Type	Mortgage
Record Updated	Jan 11, 2024

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	000104/224
Date	Oct 21, 2021
Book Page	104/224
Instrument	2021-02944

Lender

Name	HEARTLAND BANK
Type	Bank
Address	GENEVA, NE 68361

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Nov 1, 2051

August 2023: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	YORK NE
Recording Date	Aug 7, 2023
Property Address	128 N 5TH AVE, MC COOL JUNCTION, NE 68401
Document Number	000126/743
Book / Page	126 / 743
Instrument Date	Aug 4, 2023
Instrument	2023-01462
Transaction Type	Transfer
Record Updated	Jan 11, 2024

Transaction

Amount	Amount Recorded
Loan-to-Value (LTV)	LTV on Record
Tax	$562.50
Amount Accuracy	Calculated from Transfer Tax
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0202301463
Date	Aug 7, 2023
Instrument	2023-01463

Lender

Name	CS BANK
Type	Bank

Agreement

Type	Line of Credit
Amount	Amount Recorded

March 2021: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	YORK NE
Recording Date	Mar 2, 2021
Property Address	128 N 5TH AVE, MC COOL JUNCTION, NE 68401
Document Number	0000092/92
Book / Page	92
Instrument Date	Mar 1, 2021
Instrument	2021-00558
Transaction Type	Transfer
Record Updated	Jan 11, 2024
Title Company	COMMUNITIES TITLE COMPANY, COMMUNITY TITLE CO

Transaction

Tax	$0.00
Amount Accuracy	Transfer Tax Exempt
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Joint Tenants with Right of Survivorship

Tax Assessment & Valuation

Source: York County assessment roll, as of February 3, 2026

Property Jurisdictions

Type	Name
State	Nebraska
County	York County
Municipality	McCool Junction Village
Unified School District	McCool Junction Public Schools (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$1,983.00 (+527.53%)	$444,363 (+98.75%) Land $31,401 Building $412,962	$444,363 (+98.75%) Land $31,401 Building $412,962
2023	$316.00 (-90.21%)	$223,580 (-) Land $21,683 Building $201,897	$223,580 (-) Land $21,683 Building $201,897
2022	$3,227.00	$223,580 Land $21,683 Building $201,897	$223,580 Land $21,683 Building $201,897

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective August 15, 2024 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Flood Insurance Cost	Premium on Record median of 11 policies
Nearby Flood Policies	11 in force
Nearby Flood Claims	3 (1999–2012)
Most Recent Claim	May 2012 · other causes

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 97% of the US · lower than 93% of Nebraska
Wildfire Likelihood	Under 0.01% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	VILLAGE OF MCCOOL JUNCTION serves 487 people · EPA ID NE3120195
Water Source	Groundwater
Last State Inspection	Jul 2024
Lead	3 ppb (2022–2024) action level 15 ppb

Violations Reported to EPA

Water Quality	Nitrate-Nitrite resolved · Oct 2025
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. The service area is an EPA estimate; the actual supplier may differ.

Internet Providers

Source: FCC Broadband Data Collection, based on 62 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Zito Media Fiber	1,000 / 1,000
Nextlink Fixed Wireless	1,000 / 500
Big Red Communications Fixed Wireless	200 / 100
Windstream DSL · Fiber in parts of the area	200 / 20
GigFire Fixed Wireless	150 / 130
T-Mobile Fixed Wireless	100 / 20

May also be available: Verizon.

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