128 N 3rd Ave, Sterling, CO 80751 Property Records

Logan County property record for 128 N 3rd Ave, Sterling, CO 80751

Property Summary

Property Type	Single Family Home
Details	4 bd · 1 ba · 1,566 sqft · built 1956
Lot Size	0.115 acres (5,009 sqft)
Owner	2 Individual Names on Record
Last Sale	$205,000 (Feb 2025)
Tax Bill	$1,060 (2025)
Deeds & Mortgages	Feb 2025 Sale & Mortgage Feb 2021 Sale & Second Mortgage + 2 more
Flood Zone	Zone AH (high risk)
APN	`38052529336007`

Property Details

APN / Parcel Number

Primary APN	`38052529336007`
Alternative APN	`2865000`

Interior

Bedrooms	4 Beds
Full Baths	1 Bath
Plumbing Fixtures	5 Plumbing Fixtures
Total Rooms	7 Rooms
Stories	1 Story
Building Area	1,566 sqft Heated Area
1st Floor Area	1,566 sqft
Family Room	Family Room
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 1956
Effective Year Built	Effective 1965
Architectural Style	Ranch
Exterior Material	Wood
Construction Type	Frame
Roof Material	Composition Shingle
Lot Area	5,009 sqft (0.115 acres)
Lot Dimensions	50 ft deep x 100 ft wide
Garage Type	Detached
Garage Area	864 sqft
Parking Spaces	3 Parking Spaces
Canopy	240 sqft

Utilities, Heating & Cooling

Heating System	Forced Air with A/C
Heating Fuel	Gas

Location & Zoning

Old Parcel Number	2865000
Street Address	128 N 3RD AVE
City	STERLING
State	CO
Zip	80751-3137
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	S 100' LOT 8 BLK 2 PACKARDS ADDN STERLING
Legal Range	52W
Legal Township	08N
Legal Section	29
Legal Subdivision	PACKARDS
Legal Block	2
Legal Lot Number	8
Jurisdiction	LOGAN CO
Township / Civil Division	STERLING
Census Block Group	2
Census Block	2063
Census Tract	966102

Owner

Source: Logan County records, as of May 14, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Individual Names on Record
Mailing Address	128 N 3RD AVE, STERLING, CO 80751-3137
Occupancy	Owner Occupied
Owner Type	Individual
Vesting	Joint Tenants

Deeds, Mortgages & Sale History

Date	Document
Feb 6, 2025	Warranty Deed, Transfer · Conventional Mortgage UNITED WHOLESALE MORTGAGE
Feb 26, 2021	Special Warranty Deed, Transfer · Stand-Alone Second Mortgage COLORADO HOUSING & FINANCE AUTHORIT
Aug 28, 2020	Warranty Deed, Transfer NOT AVAILABLE
Sep 28, 2018	Deed of Trust, Mortgage · Line of Credit BANK OF CORONADO

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Feb 6, 2025 · Amount on Record
Deed Sale	Feb 6, 2025 · Amount on Record
Prior Sale	Feb 26, 2021 · Amount on Record
Deed Document Number	2025774110
Deed Book / Page	1062 / 315
Prior Transfer Date	May 19, 2009
Prior Transfer Doc	0000693919
Record Updated	Oct 29, 2026

February 2025: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	LOGAN CO
Recording Date	Feb 6, 2025
Property Address	128 N 3RD AVE, STERLING, CO 80751-3137
Document Number	0000774110
Book / Page	1062 / 315
Instrument Date	Feb 5, 2025
Instrument	774110
Transaction Type	Transfer
Record Updated	May 14, 2026

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$20.50
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Joint Tenants
Address	128 N 3RD AVE, STERLING, CO 80751-3137

Mortgage

Document Number	0000774111
Date	Feb 6, 2025
Instrument	774111

Lender

Name	UNITED WHOLESALE MORTGAGE
Type	Mortgage Company

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Mar 1, 2055

February 2021: Special Warranty Deed, Transfer

Document Type	Special Warranty Deed
Jurisdiction	LOGAN CO
Recording Date	Feb 26, 2021
Property Address	128 N 3RD AVE, STERLING, CO 80751-3137
Document Number	0000753946
Book / Page	1042 / 129
Instrument Date	Feb 26, 2021
Instrument	753946
Transaction Type	Transfer
Record Updated	Mar 22, 2022
Title Company	STEWART TITLE

Transaction

Amount	Amount Recorded
Loan-to-Value (LTV)	LTV on Record
Tax	$17.50
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Family Living Trust
Address	128 N 3RD AVE, STERLING, CO 80751-3137

Mortgage

Document Number	0000753948
Date	Feb 26, 2021
Instrument	753948

Lender

Name	COLORADO HOUSING & FINANCE AUTHORIT
Type	Government Agency

Agreement

Type	Stand-Alone Second Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Mar 1, 2051

Mortgage

Document Number	0000753947
Date	Feb 26, 2021
Book Page	1042/130
Instrument	753947

Lender

Name	GUILD MORTGAGE CO
Type	Mortgage Company
Address	APO, AE 9211

Agreement

Type	FHA Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Mar 1, 2051

August 2020: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	LOGAN CO
Recording Date	Aug 28, 2020
Property Address	128 N 3RD AVE, STERLING, CO 80751-3137
Document Number	0000750985
Book / Page	001039 / 000188
Instrument Date	Aug 27, 2020
Instrument	750985
Transaction Type	Transfer
Record Updated	Sep 9, 2020
Title Company	NOT AVAILABLE

Transaction

Tax	$0.00
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	3400 S TAMIAMI TRL SARASOTA FL 342396023, SARASOTA, FL 34239-6023

September 2018: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	LOGAN CO
Property Address	128 N 3RD AVE, STERLING, CO 80751-3137
Document Number	0000741576
Instrument Date	Sep 28, 2018
Transaction Type	Mortgage
Record Updated	Oct 25, 2018
Title Company	STEWART TITLE

Transaction

Additional	Multiple Parcels

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Company
Address	111 N 3RD AVE STERLING CO 807513136, STERLING, CO 80751-3136

Mortgage

Document Number	0000741576
Date	Oct 1, 2018
Book Page	001029/000753
Instrument	741576

Lender

Name	BANK OF CORONADO
Type	Bank
Address	STERLING, CO 80751

Agreement

Type	Line of Credit
Amount	Amount Recorded
Term	180 Months
Due	Sep 30, 2033

Interest

Rate Type	Adjustable Rate

Tax Assessment & Valuation

Source: Logan County assessment roll, as of May 14, 2026

Property Jurisdictions

Type	Name
State	Colorado
County	Logan County
Municipality	Sterling City
Unified School District	Valley School District RE-1 (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$1,060.00 (+117.66%)	$12,652 (-89.95%)	$202,441 (+60.74%) Land $12,500 Building $189,941
2023	$487.00 (-32.45%)	$125,940 (+1,337.67%) Land $10,000 Building $115,940	$125,940 (-) Land $10,000 Building $115,940
2022	$721.00	$8,760 Land $700 Building $8,060	$125,940 Land $10,000 Building $115,940

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Flood

Source: FEMA National Flood Hazard Layer, effective May 29, 2025 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone AH high risk · shallow ponding 1–3 ft
100-Year Floodplain	Yes 1% annual chance
Floodway	No
Base Flood Elevation	Varies along the reach; see FIRM
Flood Insurance Requirement	Required federally backed loans
Flood Insurance Cost	Premium on Record median of 41 policies
Nearby Flood Policies	41 in force
Nearby Flood Claims	1 (1997)
Most Recent Claim	Jun 1997 · river or lake flooding

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 80% of the US · lower than 91% of Colorado
Wildfire Likelihood	0.01% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	CITY OF STERLING serves 15,100 people · EPA ID CO0138045
Water Source	Groundwater influenced by surface water
Last State Inspection	Nov 2023
Lead	Under 1 ppb (2023–2025) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. The service area is an EPA estimate; the actual supplier may differ.

Internet Providers

Source: FCC Broadband Data Collection, based on 594 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Spectrum Cable · Fiber in parts of the area	1,000 / 1,000
Kentec Communications Fiber	1,000 / 1,000
ElektraFi Fixed Wireless	400 / 80
Verizon Fixed Wireless	300 / 20
AT&T Fixed Wireless	100 / 20

May also be available: Vistabeam.

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