128 N 2nd St, Smithfield, NC 27577 Property Records

Johnston County property record for 128 N 2nd St, Smithfield, NC 27577

Property Summary

Property TypeBank, Financial Building
Details4 ba · 5,668 sqft · built 1991
Lot Size0.48 acres (20,909 sqft)
OwnerTrust Name on File
Tax Bill$8,833 (2026)
Flood ZoneZone X (minimal risk)
APN15019063

Property Details

APN / Parcel Number

Primary APN15019063
Alternative APN
  • 5143059

Interior

Plumbing Fixtures4 Plumbing Fixtures
Stories1 Story
Building Area5,668 sqft Total Area
1st Floor Area3,512 sqft
AtticAttic
Attic Area2,156 sqft
FlooringCarpet
Interior WallsWallboard/Drywall

Exterior

Year BuiltBuilt 1991
Effective Year BuiltEffective 1991
Exterior MaterialBrick Veneer
Fire ResistanceWood or Wood & Steel Frame
Foundation TypeFooting
Roof TypeGable/Hip
Roof MaterialComposition Shingle
Lot Area20,909 sqft (0.48 acres)
Lot Dimensions125 ft deep x 130 ft wide
PorchSlab
Porch Area110 sqft
Canopy682 sqft

Utilities, Heating & Cooling

Cooling SystemCentral
Heating SystemForced Air with A/C
Heating FuelGas

Location & Zoning

Account Number5143059
Street Address128 N 2ND ST
CitySMITHFIELD
StateNC
Zip27577-3934
Property CategoryCommercial
Property TypeCommercial > Office > Bank, Financial Building
Local Zoning CodeCOM
Legal DescriptionL2&3&ADJ TR M19L63PB4/129
JurisdictionJOHNSTON NC
Township / Civil DivisionSMITHFIELD
Census Block Group2
Census Block2066
Census Tract40700

Historic Designation

Source: NPS National Register of Historic Places, as of August 1, 2026

Historic DistrictWithin the North Smithfield Historic District
listed 2000 · 124 contributing resources · NRIS 00000550

Federal listing alone does not restrict alterations; local historic district rules, which this data does not cover, may apply.

Owner

128 N 2nd St, a commercial property, is held in a trust.

Source: Johnston County records, as of September 24, 2026

Owner of RecordTrust Name on File
Mailing AddressPO BOX 398, BLAIRSVILLE, GA 30514-0398
Owner TypeCompany
VestingTrust

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed NamesName on Deed
Record UpdatedOct 29, 2026

Tax Assessment & Valuation

The 2026 property tax bill for 128 N 2nd St was $8,833.

Source: Johnston County assessment roll, as of September 24, 2026

Property Jurisdictions

TypeName
StateNorth Carolina
CountyJohnston County
MunicipalitySmithfield Town
Unified School DistrictJohnston County Schools (PK - 12)

Tax Bill & Assessment History

YearTax BillAssessed ValueAssessed Market Value
2026$8,833.00$788,700 Land $200,730 Building $587,970$788,700 Land $200,730 Building $587,970
2023$10,317.00$711,540 Land $125,450 Building $586,090$711,540 Land $125,450 Building $586,090

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA maps place 128 N 2nd St in Zone X, an area of minimal flood risk, though there have been 13 flood claims nearby since 1999.

Source: FEMA National Flood Hazard Layer, effective July 20, 2022 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood ZoneZone X
minimal risk
Flood Insurance RequirementNot required
lenders may require it
Nearby Flood Policies8 in force
Nearby Flood Claims13 (1999–2016)
Claims Outside the SFHA13 of 13
Most Recent ClaimOct 2016 · Hurricane Matthew
Claims by Event
  • Hurricane Matthew, Oct 2016 · 3 claims
  • Hurricane Floyd Major Disaster Declarations, Oct 1999 · 6 claims

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 128 N 2nd St is low, with a 0.01% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire RiskLow
lower than 80% of the US · lower than 76% of North Carolina
Wildfire Likelihood0.01% annual chance
ExposureIndirect
within ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water SystemTOWN OF SMITHFIELD
serves 12,900 people · EPA ID NC0351010
Water SourceSurface water
Last State InspectionMar 2026
LeadUnder 1 ppb (2023–2025)
action level 15 ppb

Violations Reported to EPA

Water QualityNone
last 10 years
Treatment and ProcedureLead service line inventory
Oct 2024
Monitoring and Reporting1
last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 272 locations within half a mile, as of December 31, 2025

ProviderMax Down / Up (Mbps)
T-Mobile
Fiber · Fixed Wireless
5,000 / 5,000
Brightspeed
Fiber
2,000 / 2,000
Spectrum
Cable · Fiber in parts of the area
1,000 / 1,000
Verizon
Fixed Wireless
300 / 20
AT&T
Fixed Wireless
100 / 20

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