128 Mount Saint Charles Ave, Woonsocket, RI 02895 Property Records

Woonsocket City property record for 128 Mount Saint Charles Ave, Woonsocket, RI 02895

Property Summary

Property TypeTriplex
Details8 bd · 3 ba · 3,421 sqft · built 1910
Lot Size0.11 acres (4,792 sqft)
OwnerIndividual Name on Record
Last Sale$190,631 (May 2010)
Tax Bill$6,068 (2025)
Deeds & MortgagesApr 2021 Refinance
Nov 2017 Mortgage
+ 1 more
Flood ZoneZone X (minimal risk)
APN838242

Property Details

APN / Parcel Number

Primary APN838242
Alternative APN
  • WOON M:29F L:223 U:19

Interior

Bedrooms8 Beds
Full Baths3 Baths
Total Rooms15 Rooms
Units3 Units
Stories3 Stories
Building Area3,421 sqft Living Area
Gross Area4,726 sqft
1st Floor Area1,239 sqft
Basement Area1,064 sqft
Unfinished Basement1,064 sqft

Exterior

Year BuiltBuilt 1910
Effective Year BuiltEffective 1910
Architectural StyleOther
Exterior MaterialAluminum/Vinyl
Construction TypeFrame
Roof TypeFlat
Roof MaterialAsphalt
Lot Area4,792 sqft (0.11 acres)
Deck AreaDeck Area

Utilities, Heating & Cooling

Heating SystemHot Water
Heating FuelGas

Location & Zoning

Account Number838242
Street Address128 MOUNT SAINT CHARLES AVE
CityWOONSOCKET
StateRI
Zip02895-7003
Property CategoryResidential
Property TypeResidential > Multi-Unit > Triplex
Local Zoning CodeR3
Legal Lot Number223
JurisdictionWOONSOCKET RI
Township / Civil DivisionWOONSOCKET
Census Block Group1
Census Block1019
Census Tract17700

Historic Designation

Source: NPS National Register of Historic Places, as of August 1, 2026

Listed AreaWithin Blackstone Canal (Boundary Increase)
listed 1991 · 8 contributing resources · NRIS 91001536

Federal listing alone does not restrict alterations; local historic district rules, which this data does not cover, may apply.

Owner

Source: Woonsocket City records, as of June 22, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of RecordIndividual Name on Record
Mailing Address128 MOUNT SAINT CHARLES AVE, WOONSOCKET, RI 02895-7003
OccupancyOwner Occupied
Owner TypeIndividual

Deeds, Mortgages & Sale History

DateDocument
Apr 12, 2021Deed of Trust, Mortgage · Stand-Alone Refinance
SANTANDER BANK NA
Nov 30, 2017Deed of Trust, Mortgage · Conventional Mortgage
RHODE ISLAND HSNG & MTG FIN
Nov 30, 2017Deed of Trust, Mortgage · FHA Mortgage
SEMPER HM LOANS

Assessor's Deed Record

Deed NamesName on Deed
Last SaleMay 27, 2010 · Amount on Record
Deed SaleMay 27, 2010 · Amount on Record
Prior SaleSep 8, 2008 · Amount on Record
Deed Book / Page1863 / 294
Record UpdatedOct 29, 2026

April 2021: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionWOONSOCKET RI
Property Address128 MOUNT SAINT CHARLES AVE, WOONSOCKET, RI 02895-7003
Transaction TypeMortgage
Record UpdatedSep 6, 2022

Transferred To (Grantee/Buyer)

NameVerified Name

Mortgage

Document Number002613-193
DateApr 12, 2021
Book Page2613/193
Instrument213528
Lender
NameSANTANDER BANK NA
TypeBank
Agreement
TypeStand-Alone Refinance
AmountAmount Recorded
Term361 Months
DueMay 1, 2051

November 2017: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionWOONSOCKET RI
Property Address128 MOUNT SAINT CHARLES AVE, WOONSOCKET, RI 02895-7003
Document Number2331-39
Instrument DateNov 30, 2017
Transaction TypeMortgage
Record UpdatedJan 16, 2018
Title CompanyNOT AVAILABLE

Transferred To (Grantee/Buyer)

NameVerified Name
Address44 WASHINGTON ST PROVIDENCE RI 029031731, PROVIDENCE, RI 02903-1731

Mortgage

Document Number2331-39
DateDec 26, 2017
Book Page002331/000039
Instrument192334
Lender
NameRHODE ISLAND HSNG & MTG FIN
TypeMortgage Company
Agreement
TypeConventional Mortgage
AmountAmount Recorded

November 2017: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionWOONSOCKET RI
Property Address128 MOUNT SAINT CHARLES AVE, WOONSOCKET, RI 02895-7003
Document Number2331-27
Instrument DateNov 30, 2017
Transaction TypeMortgage
Record UpdatedJan 11, 2019
Title CompanyNOT AVAILABLE

Transferred To (Grantee/Buyer)

NameVerified Name
Address128 MOUNT SAINT CHARLES AVE WOONSOCKET RI 028955561, WOONSOCKET, RI 02895-5561

Mortgage

Document Number2331-27
DateDec 26, 2017
Book Page002331/000027
Instrument192333
Lender
NameSEMPER HM LOANS
TypeFunding / Finance Company
Agreement
TypeFHA Mortgage
AmountAmount Recorded
Term360 Months
DueDec 25, 2047

Tax Assessment & Valuation

Source: Woonsocket City assessment roll, as of June 22, 2026

Property Jurisdictions

TypeName
StateRhode Island
MunicipalityWoonsocket City
Unified School DistrictWoonsocket School District (PK - 12)

Tax Bill & Assessment History

YearTax BillAssessed Value
2025$6,068.00 (+38.1%)$540,300 (+71.91%) Land $101,800 Building $438,500
2023$4,394.00$314,300 (-) Land $90,300 Building $224,000
2022$4,394.00$314,300 Land $90,300 Building $224,000

Assessed value is set for property tax purposes and is not a market price estimate.

Flood

Source: FEMA National Flood Hazard Layer, effective June 22, 2026

FEMA Flood ZoneZone X
minimal risk
Flood Insurance RequirementNot required
lenders may require it

Values are read at the parcel center point; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire RiskNot rated
no burnable land within ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water SystemWOONSOCKET WATER DIVISION
serves 45,828 people · EPA ID RI1559518
Water SourceSurface water
Last State InspectionOct 2023
Lead7 ppb (2025)
action level 15 ppb

Violations Reported to EPA

Water QualityTurbidity
resolved · Dec 2019
Treatment and ProcedureNone
last 10 years
Monitoring and Reporting3
last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 321 locations within half a mile, as of December 31, 2025

ProviderMax Down / Up (Mbps)
Cox Communications
Cable
2,000 / 100
Verizon
Fiber · Fixed Wireless in parts of the area
980 / 880
AT&T
Fixed Wireless
100 / 20

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