St. Johns County property record for 128 Moultrie Crossing Ln, Saint Augustine, FL 32086
| Property Type | Single Family Home |
|---|---|
| Details | 4 bd · 3 ba · 2,275 sqft · built 2006 |
| Lot Size | 0.2 acres (8,712 sqft) |
| Owner | Individual Name on File |
| Last Sale | $470,000 (Aug 2022) |
| Tax Bill | $5,766 (2025) |
| Deeds & Mortgages | Sep 2023 Mortgage Jun 2024 Mortgage + 3 more |
| Flood Zone | Zone X (minimal risk) |
| APN | 135451-0230 |
| Primary APN | 135451-0230 |
|---|
| Bedrooms | 4 Beds |
|---|---|
| Full Baths | 3 Baths |
| Plumbing Fixtures | 16 Plumbing Fixtures |
| Stories | 2 Stories |
| Building Area | 2,275 sqft Living Area |
| Gross Area | 2,699 sqft |
| 1st Floor Area | 1,289 sqft |
| Flooring | Ceramic Tile |
| Interior Walls | Wallboard/Drywall |
| Year Built | Built 2006 |
|---|---|
| Effective Year Built | Effective 2006 |
| Exterior Material | Aluminum/Vinyl |
| Construction Type | Wood |
| Roof Type | Gable/Hip |
| Roof Material | Composition Shingle |
| Lot Area | 8,712 sqft (0.2 acres) |
| Garage Type | Attached |
| Garage Area | 424 sqft |
| Parking Spaces | 2 Parking Spaces |
| Porch | Finished/Open Porch |
| Porch Area | 71 sqft |
| Patio Area | 80 sqft |
| Cooling System | Central |
|---|---|
| Heating System | Forced Air with A/C |
| Street Address | 128 MOULTRIE CROSSING LN |
|---|---|
| City | SAINT AUGUSTINE |
| State | FL |
| Zip | 32086-5242 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Local Zoning Code | RS3 |
| Legal Description | 52/1-4 MOULTRIE CROSSING LOT 23 OR5623/972 |
| Legal Range | 29E |
| Legal Township | 08S |
| Legal Section | 01 |
| Legal Subdivision | MOULTRIE CROSSING |
| Legal Block | 2 |
| Legal Lot Number | 23 |
| Jurisdiction | ST JOHNS FL |
| Township / Civil Division | ST. AUGUSTINE |
| Census Block Group | 2 |
| Census Block | 2007 |
| Census Tract | 21301 |
128 Moultrie Crossing Ln is owned by an individual who bought it in August 2022.
Source: St. Johns County records, as of April 13, 2026
| Owner of Record | Individual Name on File |
|---|---|
| Mailing Address | 201 OXMOOR RD, 7301, SAINT AUGUSTINE, FL 32084-0264 |
| Owner Type | Individual |
Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.
| Date | Document |
|---|---|
| Sep 13, 2023 | Deed of Trust, Mortgage · FHA Mortgage PENNYMAC LOAN SERVICES LLC |
| Jun 27, 2024 | Deed of Trust, Mortgage · FHA Mortgage PENNYMAC LOAN SERVICES LLC |
| Aug 26, 2022 | Warranty Deed, Transfer · FHA Mortgage EMM LOANS LLC |
| Apr 16, 2020 | Deed of Trust, Mortgage · Conventional Mortgage VYSTAR CU |
| Dec 23, 2016 | Deed of Trust, Mortgage · Conventional with PMI LOANDEPOT.COM LLC |
| Deed Names | Name on Deed |
|---|---|
| Last Sale | Aug 26, 2022 · Amount on File |
| Deed Sale | Aug 26, 2022 · Amount on File |
| Prior Sale | May 30, 2006 · Amount on File |
| Deed Document Number | 202282522 |
| Deed Book / Page | 5623 / 972 |
| Record Updated | Jun 8, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | ST JOHNS FL |
| Property Address | 128 MOULTRIE CROSSING LN, SAINT AUGUSTINE, FL 32086-5242 |
| Transaction Type | Mortgage |
| Record Updated | Oct 23, 2025 |
| Title Company | SERVICELINK |
| Name | Verified Name |
|---|---|
| Address | 128 MOULTRIE CROSSING LN, SAINT AUGUSTINE, FL 32086-5242 |
| Document Number | 0058240163 |
|---|---|
| Date | Sep 13, 2023 |
| Book Page | 5824/163 |
| Instrument | 2023072205 |
| Name | PENNYMAC LOAN SERVICES LLC |
|---|---|
| Type | Mortgage Company |
| Address | MOORPARK, CA 93021 |
| Type | FHA Mortgage |
|---|---|
| Amount | Amount on Record |
| Term | 348 Months |
| Due | Sep 1, 2052 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | ST JOHNS FL |
| Property Address | 128 MOULTRIE CROSSING LN, SAINT AUGUSTINE, FL 32086-5242 |
| Transaction Type | Mortgage |
| Record Updated | Oct 23, 2025 |
| Title Company | SERVICELINK |
| Name | Verified Name |
|---|---|
| Address | 128 MOULTRIE CROSSING LN, SAINT AUGUSTINE, FL 32086-5242 |
| Document Number | 0059750943 |
|---|---|
| Date | Jun 27, 2024 |
| Book Page | 5975/943 |
| Instrument | 2024050429 |
| Name | PENNYMAC LOAN SERVICES LLC |
|---|---|
| Type | Mortgage Company |
| Address | MOORPARK, CA 93021 |
| Type | FHA Mortgage |
|---|---|
| Amount | Amount on Record |
| Term | 339 Months |
| Due | Sep 1, 2052 |
| Document Type | Warranty Deed |
|---|---|
| Jurisdiction | ST JOHNS FL |
| Recording Date | Aug 26, 2022 |
| Property Address | 128 MOULTRIE CROSSING LN, SAINT AUGUSTINE, FL 32086-5242 |
| Document Number | 0056230972 |
| Book / Page | 5623 / 972 |
| Map Reference | MB 52 PG 1-4 |
| Instrument Date | Aug 26, 2022 |
| Instrument | 2022082522 |
| Transaction Type | Transfer |
| Record Updated | Oct 23, 2025 |
| Title Company | ACTION TITLE SERVICES/STATE JOHNS COUNTY, ACTION TTL SVCS OF ST JOHNS |
| Amount | Amount on Record |
|---|---|
| Downpayment | Downpayment on Record |
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $3,290.00 |
| Amount Accuracy | Full Amount Stated |
| Additional |
|
| Name | Verified Name |
|---|---|
| Address | 128 MOULTRIE CROSSING LN, ST AUGUSTINE, FL 32086-5242 |
| Name | Verified Name |
|---|---|
| Address | 128 MOULTRIE CROSSING LN, SAINT AUGUSTINE, FL 32086-5242 |
| Document Number | 0005623974 |
|---|---|
| Date | Aug 26, 2022 |
| Instrument | 5623/974 |
| Name | EMM LOANS LLC |
|---|---|
| Type | Mortgage Company |
| Type | FHA Mortgage |
|---|---|
| Amount | Amount on Record |
| Term | 361 Months |
| Due | Sep 1, 2052 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | ST JOHNS FL |
| Property Address | 128 MOULTRIE CROSSING LN, SAINT AUGUSTINE, FL 32086-5242 |
| Document Number | 0049270234 |
| Instrument Date | Apr 16, 2020 |
| Transaction Type | Mortgage |
| Record Updated | Jun 25, 2020 |
| Title Company | OTHER |
| Name | Verified Name |
|---|---|
| Relationship | Husband and Wife |
| Address | 128 MOULTRIE CROSSING LN ST AUGUSTINE FL 320865242, ST AUGUSTINE, FL 32086-5242 |
| Document Number | 0049270234 |
|---|---|
| Date | Apr 21, 2020 |
| Book Page | 004927/000234 |
| Instrument | 30803 |
| Name | VYSTAR CU |
|---|---|
| Type | Credit Union |
| Address | JACKSONVILLE, FL 32202 |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount on Record |
| Term | 240 Months |
| Due | Apr 20, 2040 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | ST JOHNS FL |
| Property Address | 128 MOULTRIE CROSSING LN, SAINT AUGUSTINE, FL 32086-5242 |
| Document Number | 0043140170 |
| Book / Page | 004314 / 000170 |
| Instrument Date | Dec 23, 2016 |
| Transaction Type | Mortgage |
| Record Updated | Jan 18, 2017 |
| Title Company | CLOSING USA LLC |
| Name | Verified Name |
|---|---|
| Relationship | Husband and Wife |
| Address | 128 MOULTRIE CROSSING LN ST AUGUSTINE FL 320865242, ST AUGUSTINE, FL 32086-5242 |
| Document Number | 0043140170 |
|---|---|
| Date | Jan 9, 2017 |
| Book Page | 004314/000170 |
| Instrument | 1657 |
| Name | LOANDEPOT.COM LLC |
|---|---|
| Type | Funding / Finance Company |
| Address | FOOTHILL RANCH, CA 92610 |
| Type | Conventional with PMI |
|---|---|
| Amount | Amount on Record |
| Term | 240 Months |
| Due | Jan 8, 2037 |
The 2025 property tax bill for 128 Moultrie Crossing Ln was $5,766, up 6.7% from the year before.
Source: St. Johns County assessment roll, as of April 13, 2026
| Type | Name |
|---|---|
| State | Florida |
| County | St. Johns County |
| Unified School District | St. Johns County School District (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2026 | $355,336 (+2.49%) Land $78,400 Building $276,936 | $355,336 (+2.49%) Land $78,400 Building $276,936 | |
| 2025 | $5,766.00 (+6.66%) | $346,711 (-10.98%) | $346,711 (-10.98%) Land $78,400 Building $268,311 |
| 2024 | $5,406.00 (+0.71%) Homeowner's exemption | $389,487 (+1.91%) | $389,487 (+1.91%) Land $78,400 Building $311,087 |
| 2023 | $5,368.00 (+94.14%) Homeowner's exemption | $382,189 (+115.99%) | $382,189 (+15.75%) Land $78,400 Building $303,789 |
| 2022 | $2,765.00 Homeowner's exemption | $176,949 | $330,190 Land $78,400 Building $251,790 |
Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.
FEMA maps place 128 Moultrie Crossing Ln in Zone X, an area of minimal flood risk, though there have been 9 flood claims nearby since 1984.
Source: FEMA National Flood Hazard Layer, effective September 15, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
| Flood Insurance Cost | Premium on File median of 19 policies |
| Community Rating System | Class 5 (25% premium discount) |
| Nearby Flood Policies | 19 in force |
| Nearby Flood Claims | 9 (1984–2017) |
| Claims Outside the SFHA | 8 of 9 |
| Most Recent Claim | Sep 2017 · Hurricane Irma |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Wildfire risk around 128 Moultrie Crossing Ln is low, with a 0.03% annual chance of wildfire.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 66% of the US · lower than 91% of Florida |
|---|---|
| Wildfire Likelihood | 0.03% annual chance |
| Exposure | Indirect within ember reach |
| Adjoins Burnable Land | Yes |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | SJCU-CR214 MAINLAND WTP serves 66,953 people · EPA ID FL2554447 |
|---|---|
| Water Source | Groundwater |
| Last State Inspection | Aug 2025 |
| Lead | Under 1 ppb (2024) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | 6 last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.
Source: FCC Broadband Data Collection, based on 144 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| AT&T Fiber · DSL | 5,000 / 5,000 |
| Xfinity Cable | 2,000 / 250 |
| Verizon Fixed Wireless | 300 / 20 |
| T-Mobile Fixed Wireless | 100 / 20 |
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