Lorain County property record for 128 Monticello Cir, Elyria, OH 44035
| Property Type | Single Family Home |
|---|---|
| Details | 3 bd · 2 ba · 1,876 sqft · built 1977 |
| Lot Size | 0.2 acres (8,712 sqft) |
| Owner | Individual Name on Record |
| Last Sale | $95,000 (Mar 2020) |
| Tax Bill | $3,168 (2025) |
| Deeds & Mortgages | Mar 2020 Sale & Mortgage |
| Flood Zone | Zone X (minimal risk) |
| APN | 06-24-003-102-007 |
| Primary APN | 06-24-003-102-007 |
|---|
| Bedrooms | 3 Beds |
|---|---|
| Full Baths | 2 Baths |
| Half Baths | 1 Half Bath |
| Total Rooms | 8 Rooms |
| Stories | 2 Stories |
| Building Area | 1,876 sqft Living Area |
| 1st Floor Area | 1,102 sqft |
| 2nd Floor Area | 784 sqft |
| Family Room | Family Room |
| Fireplaces | 1 Fireplace |
| Fireplace | Fireplace |
| Year Built | Built 1977 |
|---|---|
| Architectural Style | Traditional |
| Exterior Material | Aluminum/Vinyl |
| Construction Type | Frame |
| Foundation Type | Slab (Mat/Raft) |
| Lot Area | 8,712 sqft (0.2 acres) |
| Lot Dimensions | 140 ft deep x 64 ft wide |
| Garage Type | Attached |
| Garage Area | 484 sqft |
| Parking Spaces | 2 Parking Spaces |
| Porch | Porch |
|---|---|
| Porch Area | 224 sqft |
| Patio Area | 144 sqft |
| Canopy | 224 sqft |
| Heating System | HVAC |
|---|
| Street Address | 128 MONTICELLO CIR |
|---|---|
| City | ELYRIA |
| State | OH |
| Zip | 44035-4517 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Legal Description | WASHINGTON VILLAGE SUB 63.52 X 140.00 |
| Legal Subdivision | WASHINGTON VILLAGE SUB FRNT |
| Legal Tract | 24 |
| Legal Block | 102 |
| Legal Lot Number | 151 |
| Jurisdiction | LORAIN OH |
| Township / Civil Division | ELYRIA |
| Census Block Group | 1 |
| Census Block | 1015 |
| Census Tract | 70902 |
Source: Lorain County records, as of March 20, 2026
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | Individual Name on Record |
|---|---|
| Mailing Address | 128 MONTICELLO CIR, ELYRIA, OH 44035-4517 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
| Deed Names | Name on Deed |
|---|---|
| Last Sale | Mar 24, 2020 · Amount on Record |
| Deed Sale | Mar 24, 2020 · Amount on Record |
| Prior Sale | Dec 22, 1994 · Amount on Record |
| Deed Document Number | 2020001521 |
| Record Updated | Jun 8, 2026 |
| Document Type | Warranty Deed |
|---|---|
| Jurisdiction | LORAIN OH |
| Recording Date | Mar 24, 2020 |
| Property Address | 128 MONTICELLO CIR, ELYRIA, OH 44035-4517 |
| Document Number | 0000754084 |
| Instrument Date | Mar 21, 2020 |
| Instrument | 754084 |
| Transaction Type | Transfer |
| Record Updated | Apr 29, 2020 |
| Title Company | INFINITY TITLE CORPORATION, INFINITY TITLE AGENCY INC |
| Amount | Amount Recorded |
|---|---|
| Downpayment | Downpayment on Record |
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $350.00 |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Address | 128 MONTICELLO CIR ELYRIA OH 440354517, ELYRIA, OH 44035-4517 |
| Document Number | 754085 |
|---|---|
| Date | Mar 24, 2020 |
| Instrument | 754085 |
| Name | RUOFF MTG |
|---|---|
| Type | Mortgage Company |
| Address | FORT WAYNE, IN 46804 |
| Amount | Amount Recorded |
|---|---|
| Term | 360 Months |
| Due | Mar 23, 2050 |
Source: Lorain County assessment roll, as of August 1, 2025
| Type | Name |
|---|---|
| State | Ohio |
| County | Lorain County |
| Municipality | Elyria City |
| Unified School District | Elyria City School District (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2025 | $3,168.00 | $67,280 (+0.01%) Land $15,470 Building $51,810 | $192,210 (-) Land $44,190 Building $148,020 |
| 2024 | $3,168.00 (+5.74%) | $67,274 (+24.04%) Land $15,467 Building $51,807 | $192,210 (+24.04%) Land $44,190 Building $148,020 |
| 2023 | $2,996.00 (+1.18%) | $54,236 (-0.01%) Land $12,005 Building $42,231 | $154,960 (-) Land $34,300 Building $120,660 |
| 2022 | $2,961.00 | $54,240 Land $12,010 Building $42,230 | |
| 2021 | $154,960 Land $34,300 Building $120,660 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
Source: FEMA National Flood Hazard Layer, effective May 25, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
| Nearby Flood Policies | 1 in force |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Not rated no burnable land within ember reach |
|---|
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | ELYRIA WATER DEPARTMENT serves 68,000 people · EPA ID OH4700411 |
|---|---|
| Water Source | Surface water |
| Last State Inspection | Jun 2023 |
| Lead | Under 1 ppb (2025) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | None last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.
Source: FCC Broadband Data Collection, based on 284 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Spectrum Cable | 1,000 / 1,000 |
| Verizon Fixed Wireless | 300 / 20 |
| Windstream DSL · Fiber in parts of the area | 200 / 20 |
| T-Mobile Fixed Wireless | 100 / 20 |
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