128 Montego Ln, Sunset, LA 70584 Property Records

St. Landry Parish property record for 128 Montego Ln, Sunset, LA 70584

Property Summary

Property Type	Residential
Lot Size	0.186 acres (8,102 sqft)
Owner	Individual Name on File
Last Sale	$245,000 (May 2026)
Tax Bill	$1,468 (2025)
Deeds & Mortgages	Mar 2022 Mortgage May 2026 Sale & Mortgage + 1 more
Flood Zone	Zone X (minimal risk)
APN	`0200135000AAM`

Property Details

APN / Parcel Number

Primary APN	`0200135000AAM`

Exterior

Lot Area	8,102 sqft (0.186 acres)
Lot Dimensions	99.2 ft deep x 84.4 ft wide

Location & Zoning

Street Address	128 MONTEGO LN
City	SUNSET
State	LA
Zip	70584-1516
Property Category	Residential
Property Type	Residential > Specialized > Other
Legal Description	1 LOT 292 (84.40X99.25) (.186 AC) SUNSET TERRACE SUBDIV PHASE II IN SEC 62 T-7S R-4E 1199288
Legal Range	04E
Legal Township	07
Legal Section	62
Legal Subdivision	SUNSET TERRACE #2 2-S
Legal Phase	2
Legal Lot Number	292
Jurisdiction	ST LANDRY LA
Township / Civil Division	8
Census Block Group	3
Census Block	3010
Census Tract	961801

Owner

128 Montego Ln, a residential property, is owned and occupied by an individual who bought it in May 2026.

Source: St. Landry Parish records, as of May 19, 2026

Owner of Record	Individual Name on File
Mailing Address	128 MONTEGO LN, SUNSET, LA 70584-1516
Occupancy	Owner Occupied
Owner Type	Individual

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
Mar 4, 2022	Deed of Trust, Mortgage · FHA Mortgage VILLAGE CAPITAL & INVESTMENT LLC
May 6, 2026	Deed, Transfer · Conventional Mortgage UNITED WHOLESALE MORTGAGE
Apr 1, 2020	Deed, Subdivision Related Transfer · Stand-Alone First Mortgage SOUTHWEST FUNDING

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	May 6, 2026 · Amount on File
Deed Sale	May 6, 2026 · Amount on File
Prior Sale	Apr 1, 2020 · Amount on File
Deed Document Number	20261281108
Record Updated	Sep 20, 2026

March 2022: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	ST LANDRY LA
Property Address	128 MONTEGO LN, SUNSET, LA 70584-1516
Transaction Type	Mortgage
Record Updated	May 26, 2026
Title Company	MISC COMPANY

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0001226971
Date	Mar 4, 2022
Instrument	1226971

Lender

Name	VILLAGE CAPITAL & INVESTMENT LLC
Type	Mortgage Company

Agreement

Type	FHA Mortgage
Amount	Amount on Record
Term	361 Months
Due	Apr 1, 2052

May 2026: Deed, Transfer

Document Type	Deed
Jurisdiction	ST LANDRY LA
Recording Date	May 6, 2026
Property Address	128 MONTEGO LN, SUNSET, LA 70584-1516
Document Number	0001281108
Instrument Date	May 5, 2026
Instrument	2026.1281108
Transaction Type	Transfer
Record Updated	May 20, 2026
Title Company	NONE LISTED ON DOCUMENT

Transaction

Amount	Amount on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$0.00
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	128 MONTEGO LN, SUNSET, LA 70584-1516

Mortgage

Document Number	0001281109,
Date	May 6, 2026
Instrument	2026.1281109

Lender

Name	UNITED WHOLESALE MORTGAGE

Agreement

Type	Conventional Mortgage
Amount	Amount on Record

Interest

Rate	6.38%
Max Rate	-1%

April 2020: Deed, Subdivision Related Transfer

Document Type	Deed
Jurisdiction	ST LANDRY LA
Recording Date	Apr 1, 2020
Property Address	128 MONTEGO LN, SUNSET, LA 70584-1516
Document Number	0001199288
Instrument Date	Mar 30, 2020
Instrument	1199288
Transaction Type	Subdivision Related Transfer
Record Updated	May 26, 2026

Transaction

Amount	Amount on Record
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$0.00
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0001199289
Date	Apr 1, 2020
Instrument	1199289

Lender

Name	SOUTHWEST FUNDING

Agreement

Type	Stand-Alone First Mortgage
Amount	Amount on Record

Tax Assessment & Valuation

The 2025 property tax bill for 128 Montego Ln was $1,468.

Source: St. Landry Parish assessment roll, as of May 5, 2026

Property Jurisdictions

Type	Name
State	Louisiana
County	St. Landry Parish
Municipality	Sunset Town
Unified School District	St. Landry Parish School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$1,468.00	$26,640 (-) Land $1,880 Building $24,760	$266,400 (-) Land $18,800 Building $247,600
2024	$1,468.00 (+4.78%)	$26,640 (+5.55%) Land $1,880 Building $24,760	$266,400 (+5.55%) Land $18,800 Building $247,600
2023	$1,401.00	$25,240 (-) Land $1,880 Building $23,360	$252,400 (-) Land $18,800 Building $233,600
2022	$1,401.00	$25,240 Land $1,880 Building $23,360	$252,400 Land $18,800 Building $233,600

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Flood

FEMA maps place 128 Montego Ln in Zone X, an area of minimal flood risk.

Source: FEMA National Flood Hazard Layer, effective August 5, 2010 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	9 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 128 Montego Ln is low, with a 0.05% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 64% of the US · above 57% of Louisiana
Wildfire Likelihood	0.05% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Internet Providers

Source: FCC Broadband Data Collection, based on 139 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Allens Communications Fiber · Cable	1,000 / 1,000

May also be available: Brightspeed.

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