128 Mill Pond Cv, Crestview, FL 32539 Property Records

Okaloosa County property record for 128 Mill Pond Cv, Crestview, FL 32539

Property Summary

Property Type	Single Family Home
Details	4 bd · 2 ba · 1,779 sqft · built 1992
Lot Size	0.246 acres (10,731 sqft)
Owner	2 Individual Names on File
Last Sale	$253,000 (Aug 2021)
Tax Bill	$3,555 (2025)
Deeds & Mortgages	Aug 2021 Sale & Mortgage Jun 2019 Mortgage + 2 more
Flood Zone	Zone X (minimal risk)
APN	`C56-000-597-0469-2`

Property Details

APN / Parcel Number

Primary APN	`C56-000-597-0469-2`
Alternative APNs	`28-3N-23-017D-0000-0310` `23N328017D00000310`

Interior

Bedrooms	4 Beds
Full Baths	2 Baths
Stories	1 Story
Building Area	1,779 sqft Living Area
Gross Area	2,871 sqft
1st Floor Area	1,539 sqft
Upper Floors Area	240 sqft
Flooring	Tile
Interior Walls	Wallboard/Drywall
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 1992
Effective Year Built	Effective 1992
Exterior Material	Aluminum/Vinyl
Roof Type	Gable/Hip
Roof Material	Wood
Lot Area	10,731 sqft (0.246 acres)
Garage Type	Attached
Garage Area	399 sqft
Porch	Open/Unfinished Porch
Porch Area	373 sqft

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Forced Air with A/C
Heating Fuel	Gas

Location & Zoning

Street Address	128 MILL POND CV
City	CRESTVIEW
State	FL
Zip	32539-6351
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	BEAVER CREEK PH III-B LOT 31
Legal Range	23W
Legal Township	03N
Legal Section	28
Legal Subdivision	BEAVER CREEK
Legal Phase	3
Legal Lot Number	31
Jurisdiction	OKALOOSA FL
Township / Civil Division	CRESTVIEW
Census Block Group	2
Census Block	2026
Census Tract	20702

Owner

128 Mill Pond Cv is owned and occupied by two individuals who bought it in August 2021.

Source: Okaloosa County records, as of August 27, 2026

Owner of Record	2 Individual Names on File
Mailing Address	128 MILL POND CV, CRESTVIEW, FL 32539-6351
Occupancy	Owner Occupied
Owner Type	Individual

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
Aug 2, 2021	Warranty Deed, Transfer · VA Mortgage UNIVERSITY LENDING GROUP LLC
Jun 13, 2019	Deed of Trust, Mortgage · Conventional Mortgage KILHARA CORP
Dec 12, 2018	Deed of Trust, Mortgage · Conventional Mortgage GULF STATES CAPITAL
Sep 7, 2018	Warranty Deed, Transfer SETCO SERVICES LLC

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Aug 2, 2021 · Amount on File
Deed Sale	Aug 2, 2021 · Amount on File
Prior Sale	Apr 30, 2020 · Amount on File
Deed Document Number	20213476498
Deed Book / Page	3563 / 4918
Prior Transfer Date	Jun 29, 2020
Prior Transfer Doc	0034721105
Record Updated	Oct 29, 2026

August 2021: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	OKALOOSA FL
Recording Date	Aug 2, 2021
Property Address	128 MILL POND CV, CRESTVIEW, FL 32539-6351
Document Number	0035634918
Book / Page	3563 / 4918
Map Reference	MB 12 PG 77
Instrument Date	Jul 29, 2021
Instrument	3476498
Transaction Type	Transfer
Record Updated	Aug 17, 2021
Title Company	DOWD & DITTMAR TTL GROUP LLC

Transaction

Amount	Amount on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$1,771.00
Amount Accuracy	Rounded by County
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	PO BOX 223, SHALIMAR, FL 32579-0223

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	128 MILL POND CV, CRESTVIEW, FL 32539-6351

Mortgage

Document Number	35634920
Date	Aug 2, 2021
Instrument	3563/4920

Lender

Name	UNIVERSITY LENDING GROUP LLC
Type	Mortgage Company

Agreement

Type	VA Mortgage
Amount	Amount on Record
Term	360 Months
Due	Aug 1, 2051

June 2019: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	OKALOOSA FL
Property Address	128 MILL POND CV, CRESTVIEW, FL 32539-6351
Document Number	0034033999
Instrument Date	Jun 13, 2019
Transaction Type	Mortgage
Record Updated	Jul 9, 2019
Title Company	NOT AVAILABLE

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	128 MILL POND CV CRESTVIEW FL 325396351, CRESTVIEW, FL 32539-6351

Mortgage

Document Number	0034033999
Date	Jun 13, 2019
Book Page	003403/003999
Instrument	3284327

Lender

Name	KILHARA CORP
Address	PO BOX 223, SHALIMAR, FL 32579-0223

Agreement

Type	Conventional Mortgage
Amount	Amount on Record

December 2018: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	OKALOOSA FL
Property Address	128 MILL POND CV, CRESTVIEW, FL 32539-6351
Document Number	0033783847
Instrument Date	Dec 12, 2018
Transaction Type	Mortgage
Record Updated	Jan 11, 2019
Title Company	ATTORNEY ONLY

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	128 MILL POND CV CRESTVIEW FL 325396351, CRESTVIEW, FL 32539-6351

Mortgage

Document Number	0033783847
Date	Dec 18, 2018
Book Page	003378/003847
Instrument	3249167

Lender

Name	GULF STATES CAPITAL
Type	Bank
Address	ABILENE, TX 79606

Agreement

Type	Conventional Mortgage
Amount	Amount on Record

Interest

Rate	13%

September 2018: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	OKALOOSA FL
Recording Date	Sep 7, 2018
Property Address	128 MILL POND CV, CRESTVIEW, FL 32539-6351
Document Number	0033662993
Book / Page	003366 / 002993
Instrument Date	Aug 21, 2018
Instrument	3230978
Transaction Type	Transfer
Record Updated	Sep 27, 2018
Title Company	SETCO SERVICES LLC

Transaction

Amount	Amount on Record
Tax	$1,120.00
Amount Accuracy	Confirmed
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	128 MILL POND CV CRESTVIEW FL 325396351, CRESTVIEW, FL 32539-6351

Tax Assessment & Valuation

The 2025 property tax bill for 128 Mill Pond Cv was $3,555.

Source: Okaloosa County assessment roll, as of December 31, 2025

Property Jurisdictions

Type	Name
State	Florida
County	Okaloosa County
Municipality	Crestview City
Unified School District	Okaloosa County School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$3,555.00	$223,942 Land $44,726 Building $179,216	$223,942 Land $44,726 Building $179,216
2023	$3,837.00 (+9.19%)	$237,213 (+9.89%) Land $38,000 Building $199,213	$237,213 (+9.89%) Land $38,000 Building $199,213
2022	$3,514.00	$215,863 Land $28,719 Building $187,144	$215,863 Land $28,719 Building $187,144

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA maps place 128 Mill Pond Cv in Zone X, an area of minimal flood risk.

Source: FEMA National Flood Hazard Layer, effective March 8, 2021 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Flood Insurance Cost	Premium on File median of 10 policies
Community Rating System	Class 5 (25% premium discount)
Nearby Flood Policies	10 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 128 Mill Pond Cv is low, with a 0.05% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 64% of the US · lower than 90% of Florida
Wildfire Likelihood	0.05% annual chance
Exposure	Indirect within ember reach
Adjoins Burnable Land	Yes

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	CRESTVIEW, CITY OF WATER DEPT. serves 34,789 people · EPA ID FL1460182
Water Source	Groundwater
Last State Inspection	Jun 2024
Lead	1 ppb (2023) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	2 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 257 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
LiveOak Fiber Fiber	5,000 / 5,000
Cox Communications Cable · Fiber in parts of the area	2,000 / 100
AT&T Fixed Wireless · Fiber in parts of the area	100 / 20

May also be available: Verizon.

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