128 Mill Dam St, Macon, NC 27551 Property Records

Warren County property record for 128 Mill Dam St, Macon, NC 27551

Property Summary

Property Type	Single Family Home
Details	3 bd · 3 ba · 1,194 sqft · built 2011
Lot Size	1 acres (43,560 sqft)
Owner	2 Individual Names on File
Last Sale	$1,349,000 (Apr 2026)
Tax Bill	$7,149 (2026)
Deeds & Mortgages	Feb 2020 Refinance Apr 2026 Sale & Mortgage + 2 more
Flood Zone	Zone X (minimal risk)
APN	`I3A 10`

Property Details

APN / Parcel Number

Primary APN	`I3A 10`
Alternative APNs	`49455` `53056`

Interior

Bedrooms	3 Beds
Full Baths	3 Baths
Stories	1 Story
Building Area	1,194 sqft Heated Area

Exterior

Year Built	Built 2011
Effective Year Built	Effective 2011
Architectural Style	Conventional
Roof Type	Gable
Lot Area	43,560 sqft (1 acres)

Utilities, Heating & Cooling

Cooling System	HVAC
Heating System	Central

Location & Zoning

Account Number	53056
Street Address	128 MILL DAM ST
City	MACON
State	NC
Zip	27551-9087
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	LOT 6 SEC I RIVER BEND
Legal Subdivision	RIVERBEND SUBDIVISION
Legal Lot Number	6
Jurisdiction	WARREN NC
Township / Civil Division	SIXPOUND
Census Block Group	1
Census Block	1002
Census Tract	950101

Owner

128 Mill Dam St is owned by two individuals who bought it in April 2026.

Source: Warren County records, as of October 20, 2026

Owner of Record	2 Individual Names on File
Mailing Address	1104 TACKETTS POND DR, RALEIGH, NC 27614-7858
Owner Type	Individual
Vesting	Husband and Wife

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
Feb 14, 2020	Deed of Trust, Mortgage · Stand-Alone Refinance LOANDEPOT.COM LLC
Apr 2, 2026	Deed, Transfer · Conventional Mortgage CORNERSTONE HOME LENDING
Apr 2, 2026	Deed, Transfer · Conventional Mortgage CORNERSTONE HOME LENDING
May 13, 2019	Deed, Transfer · Stand-Alone First Mortgage TOWNEBANK MORTGAGE

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Apr 2, 2026 · Amount on File
Deed Sale	Apr 2, 2026 · Amount on File
Prior Sale	Feb 14, 2024 · Amount on File
Deed Document Number	2026713
Deed Book / Page	1169 / 140
Record Updated	Oct 29, 2026

February 2020: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	WARREN NC
Property Address	128 MILL DAM ST, MACON, NC 27551-9087
Transaction Type	Mortgage
Record Updated	Apr 23, 2026
Title Company	NEW MILLENNIUM TITLE GROUP

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	001052/623
Date	Feb 14, 2020
Book Page	1052/623
Instrument	353

Lender

Name	LOANDEPOT.COM LLC
Type	Mortgage Company

Agreement

Type	Stand-Alone Refinance
Amount	Amount on Record
Term	361 Months
Due	Mar 1, 2050

April 2026: Deed, Transfer

Document Type	Deed
Jurisdiction	WARREN NC
Recording Date	Apr 2, 2026
Property Address	128 MILL DAM ST, MACON, NC 27551-9087
Document Number	0000000713
Book / Page	1169 / 140
Instrument Date	Apr 2, 2026
Instrument	2026713
Transaction Type	Transfer
Record Updated	Apr 16, 2026
Title Company	NONE LISTED ON DOCUMENT

Transaction

Amount	Amount on Record
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$272,498.00
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	1104 TACKETTS POND DR, RALEIGH, NC 27614-7858

Mortgage

Document Number	0000000714,
Date	Apr 2, 2026
Instrument	2026714

Lender

Name	CORNERSTONE HOME LENDING

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	360 Months
Due	May 1, 2056

Interest

Rate Type	Fixed Rate
Rate	6.01%
Initial Type	Fixed Rate
Max Rate	-1%

April 2026: Deed, Transfer

Document Type	Deed
Jurisdiction	WARREN NC
Recording Date	Apr 2, 2026
Property Address	128 MILL DAM ST, MACON, NC 27551-9087
Document Number	001169/140
Book / Page	1169 / 140
Instrument Date	Apr 2, 2026
Instrument	2026713
Transaction Type	Transfer
Record Updated	Aug 25, 2026
Title Company	NONE LISTED ON DOCUMENT

Transaction

Amount	Amount on Record
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$272,498.00
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	1104 TACKETTS POND DR, RALEIGH, NC 27614-7858

Mortgage

Document Number	0000000714,
Date	Apr 2, 2026
Instrument	2026714

Lender

Name	CORNERSTONE HOME LENDING

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	360 Months
Due	May 1, 2056

Interest

Rate Type	Fixed Rate
Initial Type	Fixed Rate
Max Rate	-1%

May 2019: Deed, Transfer

Document Type	Deed
Jurisdiction	WARREN NC
Recording Date	May 13, 2019
Property Address	128 MILL DAM ST, MACON, NC 27551-9087
Document Number	001040/239
Book / Page	1040 / 239
Instrument Date	Apr 29, 2019
Instrument	1158
Transaction Type	Transfer
Record Updated	Feb 3, 2025

Transaction

Amount	Amount on Record
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$0.00
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	3804 HIGHLAND CT, VIRGINIA BEACH, VA 23456-8300

Mortgage

Document Number	001040/241
Date	May 13, 2019
Book Page	1040/241
Instrument	1159

Lender

Name	TOWNEBANK MORTGAGE
Type	Mortgage Company

Agreement

Type	Stand-Alone First Mortgage
Amount	Amount on Record
Term	361 Months
Due	Jun 1, 2049

Tax Assessment & Valuation

The 2026 property tax bill for 128 Mill Dam St was $7,149, up 3% from the year before.

Source: Warren County assessment roll, as of December 5, 2025

Property Jurisdictions

Type	Name
State	North Carolina
County	Warren County
Unified School District	Warren County Schools (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026	$7,149.00 (+3.03%)
2025	$6,939.00	$1,118,380 Land $450,000 Building $668,380	$1,118,380 Land $450,000 Building $668,380
2023	$3,930.00	$595,205 Land $225,000 Building $370,205	$595,205 Land $225,000 Building $370,205

Assessed value is set for property tax purposes, not a market price estimate; it is a fraction of this property's market value.

Flood

FEMA maps place 128 Mill Dam St in Zone X, an area of minimal flood risk, within 100 ft of a high-risk flood zone.

Source: FEMA National Flood Hazard Layer, effective September 18, 2025 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Nearest Special Flood Hazard Area	Zone AE, within 100 ft
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	5 in force
Nearby Flood Claims	3 (1996–2010)
Claims Outside the SFHA	1 of 3
Most Recent Claim	May 2010 · river or lake flooding

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 128 Mill Dam St is low, with less than a 0.01% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 97% of the US · lower than 98.5% of North Carolina
Wildfire Likelihood	Under 0.01% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	WARREN COUNTY WATER SYSTEM serves 13,230 people · EPA ID NC0293015
Water Source	Purchased surface water from HENDERSON-KERR LAKE REG WTR
Last State Inspection	Dec 2025
Lead	Under 1 ppb (2023–2025) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 7 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Spectrum Fiber	1,000 / 1,000
Verizon Fixed Wireless	300 / 20

Cell Coverage

5G (outdoors only) and 4G LTE

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