Macon County property record for 128 Mill Creek Ln, Highlands, NC 28741
| Property Type | Single Family Home |
|---|---|
| Details | 3 bd · 3 ba · 2,030 sqft · built 1997 |
| Lot Size | 0.22 acres (9,583 sqft) |
| Owner | Individual Name on File |
| Last Sale | $580,000 (Dec 2006) |
| Tax Bill | $5,412 (2026) |
| Flood Zone | Zone X (minimal risk) |
| APN | 7540317689 |
| Primary APN | 7540317689 |
|---|---|
| Alternative APNs |
|
| Bedrooms | 3 Beds |
|---|---|
| Full Baths | 3 Baths |
| Total Rooms | 4 Rooms |
| Stories | 1 Story |
| Building Area | 2,030 sqft Heated Area |
| 1st Floor Area | 1,400 sqft |
| Upper Floors Area | 630 sqft |
| Fireplaces | 1 Fireplace |
| Fireplace | Fireplace |
| Year Built | Built 1997 |
|---|---|
| Effective Year Built | Effective 2007 |
| Architectural Style | Conventional |
| Exterior Material | Wood |
| Construction Type | Frame |
| Foundation Type | Crossed Walls |
| Roof Type | Gable |
| Roof Material | Composition Shingle |
| Lot Area | 9,583 sqft (0.22 acres) |
| Terrain | Rolling |
| Porch | Patio |
|---|---|
| Porch Area | 456 sqft |
| Deck Area | 168 sqft |
| Patio Area | 168 sqft |
| Heating System | Forced Air with A/C |
|---|---|
| Heating Fuel | Oil |
| Sewer | Connected |
| Account Number | 89357 |
|---|---|
| Street Address | 128 MILL CREEK LN |
| City | HIGHLANDS |
| State | NC |
| Zip | 28741-7155 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Local Zoning Code | HB3 |
| Legal Description | LOT 2 MILL CREEK COTTAGES SUBD |
| Legal Subdivision | MILL CREEK COTTAGES SUBD |
| Legal Lot Number | 2 |
| Jurisdiction | MACON NC |
| Township / Civil Division | HIGHLANDS |
| Census Block Group | 1 |
| Census Block | 1013 |
| Census Tract | 970501 |
128 Mill Creek Ln is owned by an individual who bought it in December 2006.
Source: Macon County records, as of October 6, 2026
| Owner of Record | Individual Name on File |
|---|---|
| Mailing Address | 2403 WATERWAY BLVD, ISLE OF PALMS, SC 29451-2321 |
| Owner Type | Individual |
Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.
| Deed Names | Name on Deed |
|---|---|
| Last Sale | Dec 4, 2006 · Amount on File |
| Deed Sale | Dec 4, 2006 · Amount on File |
| Deed Document Number | 20066648 |
| Deed Book / Page | 30 / 2154 |
| Record Updated | Oct 29, 2026 |
The 2026 property tax bill for 128 Mill Creek Ln was $5,412, up 1% from the year before.
Source: Macon County assessment roll, as of October 6, 2026
| Type | Name |
|---|---|
| State | North Carolina |
| County | Macon County |
| Municipality | Highlands Town |
| Unified School District | Macon County Schools (KG - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2026 | $5,412.00 (+10.04%) | $1,226,230 Land $433,840 Building $792,390 | $1,226,230 Land $433,840 Building $792,390 |
| 2025 | $4,918.00 | ||
| 2023 | $4,906.00 | $1,226,230 Land $433,840 Building $792,390 | $1,226,230 Land $433,840 Building $792,390 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
FEMA maps place 128 Mill Creek Ln in Zone X, an area of minimal flood risk, within 500 ft of a high-risk flood zone.
Source: FEMA National Flood Hazard Layer, effective November 8, 2018 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Nearest Special Flood Hazard Area | Zone AE, within 500 ft |
| Flood Insurance Requirement | Not required lenders may require it |
| Flood Insurance Cost | Premium on File median of 15 policies |
| Nearby Flood Policies | 15 in force |
| Nearby Flood Claims | 3 (2003–2004) |
| Claims Outside the SFHA | 3 of 3 |
| Most Recent Claim | Sep 2004 · Hurricane Ivan |
| Claims by Event |
|
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Wildfire risk around 128 Mill Creek Ln is low, with a 0.02% annual chance of wildfire.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 80% of the US · lower than 76% of North Carolina |
|---|---|
| Wildfire Likelihood | 0.02% annual chance |
| Exposure | Indirect within ember reach |
| Adjoins Burnable Land | Yes |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | TOWN OF HIGHLANDS serves 6,614 people · EPA ID NC0157015 |
|---|---|
| Water Source | Surface water |
| Last State Inspection | May 2025 |
| Lead | 4 ppb (2023–2025) action level 15 ppb |
| Water Quality | Haloacetic acids resolved · Jan 2023 |
|---|---|
| Treatment and Procedure | Lead service line inventory Oct 2024 |
| Monitoring and Reporting | 1 last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.
Source: FCC Broadband Data Collection, based on 209 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Vyve Broadband Cable | 1,000 / 50 |
May also be available: Frontier, Hotwire Communications, Verizon.
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