128 Middle St, Hadley, MA 01035 Property Records

Hampshire County and Hadley Town property record for 128 Middle St, Hadley, MA 01035

Property Summary

Property Type	Single Family Home
Details	4 bd · 3 ba · 1,627 sqft · built 1815
Lot Size	1.22 acres (53,522 sqft)
Owner	2 Individual Names on Record
Tax Bill	$4,620 (2026)
Deeds & Mortgages	Dec 2023 Refinance Jun 2020 Transfer
APN	`HADL M:0004E B:0027 L:0000`

Property Details

APN / Parcel Number

Primary APN	`HADL M:0004E B:0027 L:0000`

Interior

Bedrooms	4 Beds
Full Baths	3 Baths
Stories	2 Stories
Building Area	1,627 sqft Living Area
Gross Area	3,975 sqft
Basement Area	864 sqft
Unfinished Basement	864 sqft

Exterior

Year Built	Built 1815
Effective Year Built	Effective 1977
Architectural Style	Conventional
Exterior Material	Wood Siding
Roof Type	Gable
Roof Material	Asphalt
Lot Area	53,522 sqft (1.22 acres)

Utilities, Heating & Cooling

Heating System	Forced Air with A/C
Heating Fuel	Gas

Location & Zoning

Street Address	128 MIDDLE ST
City	HADLEY
State	MA
Zip	01035-9687
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	AR
Legal Subdivision	PETER KOSIOR
Legal Block	27
Jurisdiction	HADLEY MA
Township / Civil Division	HADLEY
Census Block Group	1
Census Block	1021
Census Tract	821400

Owner

Source: Hampshire County and Hadley Town records, as of October 20, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Individual Names on Record
Mailing Address	128 MIDDLE ST, HADLEY, MA 01035-9687
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Dec 13, 2023	Deed of Trust, Mortgage · Stand-Alone Refinance MONSON SAVINGS BANK
Jun 30, 2020	Quit Claim Deed, Transfer NOT AVAILABLE

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Jan 29, 2014
Deed Sale	Jan 29, 2014
Deed Book / Page	11575 / 347
Last Transfer Date	Jun 25, 2020
Transfer Doc	13679-335
Record Updated	Oct 29, 2026

December 2023: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	HADLEY MA
Property Address	128 MIDDLE ST, HADLEY, MA 01035-9687
Transaction Type	Mortgage
Record Updated	Dec 29, 2023

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	00015030-1
Date	Dec 13, 2023
Book Page	15030/1
Instrument	19559

Lender

Name	MONSON SAVINGS BANK
Type	Bank

Agreement

Type	Stand-Alone Refinance
Amount	Amount Recorded
Term	301 Months
Due	Jan 1, 2049

June 2020: Quit Claim Deed, Transfer

Document Type	Quit Claim Deed
Jurisdiction	HADLEY MA
Recording Date	Jun 30, 2020
Property Address	128 MIDDLE ST, HADLEY, MA 01035-9687
Document Number	13679-335
Book / Page	013679 / 000335
Instrument Date	Jun 25, 2020
Instrument	12304
Transaction Type	Transfer
Record Updated	Jul 21, 2020
Title Company	NOT AVAILABLE

Transaction

Tax	$0.00
Additional	Quitclaim Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	128 MIDDLE ST HADLEY MA 010359687, HADLEY, MA 01035-9687

Tax Assessment & Valuation

Source: Hampshire County and Hadley Town assessment roll, as of April 14, 2026

Property Jurisdictions

Type	Name
State	Massachusetts
County	Hampshire County
County Subdivision	Hadley Town
Unified School District	Hadley School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026	$4,620.00 (+3.17%)	$403,100 (+4.7%) Land $147,900 Building $255,200	$497,855 (-19.14%)
2025	$4,478.00 (+5.76%)	$385,000 (+3.58%) Land $134,700 Building $250,300	$615,695 (+18.79%)
2024	$4,234.00 (+3.07%)	$371,700 (+4.41%) Land $134,700 Building $237,000	$518,320
2023	$4,108.00	$356,000 Land $134,700 Building $221,300

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Not on file
Flood Insurance Cost	Premium on Record median of 54 policies
Nearby Flood Policies	54 in force
Nearby Flood Claims	20 (1984–2023)
Claims Outside the SFHA	2 of 20
Most Recent Claim	Jul 2023 · rainfall accumulation
Claims by Event	Tropical Storm Irene, Aug 2011 · 9 claims

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 80% of the US · above 57% of Massachusetts
Wildfire Likelihood	0.01% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	HADLEY DPW WATER DIVISION serves 4,819 people · EPA ID MA1117002
Water Source	Groundwater
Last State Inspection	Sep 2025
Lead	5 ppb (2023–2025) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	1 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 116 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Spectrum Cable	1,000 / 1,000
T-Mobile Fixed Wireless	100 / 20

May also be available: AT&T, Verizon.

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