128 Michigan Dr, Sinking Spring (Reading), PA 19608 Property Records

Berks County property record for 128 Michigan Dr, Sinking Spring, PA 19608

Property Summary

Property TypeSingle Family Home
Details3 bd · 2.5 ba · 1,512 sqft · built 2003
Lot Size0.18 acres (7,841 sqft)
OwnerIndividual Name on File
Last Sale$285,000 (Sep 2023)
Tax Bill$2,318 (2026)
Deeds & MortgagesNov 2025 Mortgage
Sep 2023 Sale & Mortgage
Flood ZoneZone X (minimal risk)
APN4386-13-03-5638

Property Details

APN / Parcel Number

Primary APN4386-13-03-5638
Alternative APNs
  • 79-4386-13-03-5638
  • 79000541
  • 000541

Interior

Bedrooms3 Beds
Full Baths2.5 Baths
Half Baths1 Half Bath
Total Rooms6 Rooms
Stories2 Stories
Building Area1,512 sqft Living Area

Exterior

Year BuiltBuilt 2003
Effective Year BuiltEffective 2003
Exterior MaterialAluminum/Vinyl
Lot Area7,841 sqft (0.18 acres)
View / LotNeighborhood
Garage TypeAttached
PorchOpen Frame Porch
Deck AreaDeck Area

Utilities, Heating & Cooling

Cooling SystemCentral
Heating SystemHVAC
Heating FuelGas
SewerMunicipal
Water SourceCommercial

Location & Zoning

Account Number79000541
Street Address128 MICHIGAN DR
CityREADING
StatePA
Zip19608-1363
Property CategoryResidential
Property TypeResidential > Single Family > Home
Legal SubdivisionCOLUMBIA COURT PH 02
Legal Block03
Legal Lot Number124
JurisdictionBERKS PA
Township / Civil DivisionSINKING SPRING
Census Block Group3
Census Block3004
Census Tract10902

Owner

128 Michigan Dr is owned and occupied by an individual who bought it in September 2023.

Source: Berks County records, as of May 27, 2026

Owner of RecordIndividual Name on File
Mailing Address128 MICHIGAN DR, READING, PA 19608-1363
OccupancyOwner Occupied
Owner TypeIndividual
VestingSurviving Spouse

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

DateDocument
Nov 12, 2025Deed of Trust, Mortgage · FHA Mortgage
PLANET HOME LENDING LLC
Sep 18, 2023Deed, Transfer · FHA Mortgage
CROSSCOUNTRY MORTGAGE LLC

Assessor's Deed Record

Deed NamesName on Deed
Last SaleSep 18, 2023 · Amount on File
Deed SaleSep 18, 2023 · Amount on File
Prior SaleMay 11, 2007 · Amount on File
Deed Document Number202327748
Record UpdatedOct 29, 2026

November 2025: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionBERKS PA
Property Address128 MICHIGAN DR, SINKING SPRING, PA 19608-1363
Transaction TypeMortgage
Record UpdatedNov 24, 2025
Title CompanyUNKNOWN, KEYLINK NATIONAL TITLE

Transferred To (Grantee/Buyer)

NameVerified Name
Address128 MICHIGAN DR, SINKING SPRING, PA 19608-1363

Mortgage

Document Number0000035244
DateNov 12, 2025
Instrument2025035244
Lender
NamePLANET HOME LENDING LLC
TypeMortgage Company
Address321 RESEARCH PKWY STE 303, MERIDEN, CT 06450
Agreement
TypeFHA Mortgage
AmountAmount on Record
Term361 Months
DueDec 1, 2055

September 2023: Deed, Transfer

Document TypeDeed
JurisdictionBERKS PA
Recording DateSep 18, 2023
Property Address128 MICHIGAN DR, SINKING SPRING, PA 19608-1363
Document Number0000027748
Map ReferenceMB 249 PG 16
Instrument DateSep 15, 2023
Instrument2023027748
Transaction TypeTransfer
Record UpdatedOct 3, 2023
Title CompanyFIRST AMERICAN TITLE, FIRST NATIONAL INSURANCE CO

Transaction

AmountAmount on Record
DownpaymentDownpayment on Record
Loan-to-Value (LTV)LTV on Record
Tax$2,850.00
Amount AccuracyFull Amount Stated
Additional
  • Arm's Length

Transferred From (Grantor/Seller)

NameVerified Name

Transferred To (Grantee/Buyer)

NameVerified Name
Address128 MICHIGAN DR, SINKING SPRING, PA 19608-1363

Mortgage

Document Number0000027749
DateSep 18, 2023
Instrument2023027749
Lender
NameCROSSCOUNTRY MORTGAGE LLC
TypeMortgage Company
Agreement
TypeFHA Mortgage
AmountAmount on Record
Term361 Months
DueOct 1, 2053

Tax Assessment & Valuation

The 2026 property tax bill for 128 Michigan Dr was $2,318.

Source: Berks County assessment roll, as of May 27, 2026

Property Jurisdictions

TypeName
StatePennsylvania
CountyBerks County
MunicipalitySinking Spring Borough
Unified School DistrictWilson School District (KG - 12)

Tax Bill & Assessment History

YearTax BillAssessed ValueAssessed Market Value
2026$2,318.00$126,100 Land $30,800 Building $95,300$30,800 Land $30,800
2024$2,161.00 (-62.01%)$126,100 (-) Land $30,800 Building $95,300
2023$5,688.00 Homeowner's exemption$126,100 Land $30,800 Building $95,300
1994$126,100 Land $30,800 Building $95,300

Assessed value is set for property tax purposes, not a market price estimate; it is a fraction of this property's market value.

Flood

FEMA maps place 128 Michigan Dr in Zone X, an area of minimal flood risk.

Source: FEMA National Flood Hazard Layer, effective February 26, 2018 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood ZoneZone X
minimal risk
Flood Insurance RequirementNot required
lenders may require it
Nearby Flood Policies3 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 128 Michigan Dr is low, with a 0.01% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire RiskLow
lower than 80% of the US · above 43% of Pennsylvania
Wildfire Likelihood0.01% annual chance
ExposureNone
beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water SystemPAW PENN DISTRICT
private · serves 28,508 people · EPA ID PA3060069
Water SourceGroundwater
Last State InspectionJun 2025
Lead3 ppb (2025)
action level 15 ppb

Violations Reported to EPA

Water QualityNone
last 10 years
Treatment and ProcedureNone
last 10 years
Monitoring and ReportingNone
last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 364 locations within half a mile, as of December 31, 2025

ProviderMax Down / Up (Mbps)
Greenlight Networks
Fiber
10,000 / 10,000
Xfinity
Cable
2,000 / 250
Verizon
Fixed Wireless
300 / 20
AT&T
Fixed Wireless
100 / 20

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