128 Mechanics St, Putnam, CT 06260 Property Records

Putnam Town property record for 128 Mechanics St, Putnam, CT 06260

Property Summary

Property Type	Single Family Home
Details	4 bd · 1 ba · 1,050 sqft · built 1960
Lot Size	0.79 acres (34,412 sqft)
Owner	Individual Name on File
Last Sale	$130,000 (Apr 2019)
Tax Bill	$4,076 (2025)
Deeds & Mortgages	Jul 2022 Mortgage Oct 2021 Refinance + 1 more
Flood Zone	Zone X (minimal risk)
APN	`M:001 B:057 L:01`

Property Details

APN / Parcel Number

Primary APN	`M:001 B:057 L:01`
Alternative APNs	`PUTN M:008 L:021 U:000` `3281`

Interior

Bedrooms	4 Beds
Full Baths	1 Bath
Half Baths	1 Half Bath
Total Rooms	6 Rooms
Stories	1 Story
Building Area	1,050 sqft Living Area
Gross Area	2,100 sqft
Basement Area	1,050 sqft
Finished Basement	1,050 sqft
Unfinished Basement	832 sqft
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 1960
Effective Year Built	Effective 1960
Architectural Style	Ranch
Exterior Material	Aluminum/Vinyl
Roof Type	Gable
Roof Material	Asphalt
Lot Area	34,412 sqft (0.79 acres)

Utilities, Heating & Cooling

Heating System	Hot Water
Heating Fuel	Gas

Location & Zoning

Account Number	3281
Street Address	128 MECHANICS ST
City	PUTNAM
State	CT
Zip	06260-1343
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	R-10
Legal Lot Number	21
Jurisdiction	PUTNAM CT
Township / Civil Division	PUTNAM
Census Block Group	1
Census Block	1006
Census Tract	903102

Owner

128 Mechanics St is owned and occupied by an individual who bought it in April 2019.

Source: Putnam Town records, as of June 25, 2026

Owner of Record	Individual Name on File
Mailing Address	128 MECHANICS ST, PUTNAM, CT 06260-1343
Occupancy	Owner Occupied
Owner Type	Individual

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
Jul 11, 2022	Deed of Trust, Mortgage · Second Mortgage (Down Payment) CHARTER OAK FCU
Oct 21, 2021	Warranty Deed, Transfer · Stand-Alone Refinance AMERICAN FINANCIAL NETWORK
Oct 21, 2021	Warranty Deed, Transfer · Stand-Alone Refinance AMERICAN FINANCIAL NETWORK

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Apr 12, 2019 · Amount on File
Deed Sale	Apr 12, 2019 · Amount on File
Prior Sale	Apr 25, 1997 · Amount on File
Deed Book / Page	826 / 62
Transfer Doc	0305000340
Record Updated	Oct 29, 2026

July 2022: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	PUTNAM CT
Property Address	128 MECHANICS ST, PUTNAM, CT 06260-1343
Transaction Type	Mortgage
Record Updated	Feb 9, 2026

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	000852-111
Date	Jul 11, 2022
Book Page	852/111
Instrument	1141

Lender

Name	CHARTER OAK FCU
Type	Credit Union

Agreement

Type	Second Mortgage (Down Payment)
Amount	Amount on Record
Term	121 Months
Due	Aug 1, 2032

October 2021: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	PUTNAM CT
Recording Date	Oct 21, 2021
Property Address	128 MECHANICS ST, PUTNAM, CT 06260-1343
Document Number	845-844
Book / Page	845 / 844
Instrument Date	Sep 28, 2021
Instrument	2053
Transaction Type	Transfer
Record Updated	Nov 4, 2021

Transaction

Tax	$0.00
Amount Accuracy	No Consideration Stated
Additional	Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	845-847
Date	Oct 21, 2021
Book Page	845/847
Instrument	2054

Lender

Name	AMERICAN FINANCIAL NETWORK

Agreement

Type	Stand-Alone Refinance
Amount	Amount on Record

October 2021: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	PUTNAM CT
Recording Date	Oct 21, 2021
Property Address	128 MECHANICS ST, PUTNAM, CT 06260-1343
Document Number	000845-844
Book / Page	845 / 844
Instrument Date	Sep 28, 2021
Instrument	2053
Transaction Type	Transfer
Record Updated	Feb 9, 2026

Transaction

Tax	$0.00
Amount Accuracy	No Consideration Stated

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0000002054
Date	Oct 21, 2021
Instrument	2054

Lender

Name	AMERICAN FINANCIAL NETWORK

Agreement

Type	Stand-Alone Refinance
Amount	Amount on Record

Tax Assessment & Valuation

The 2025 property tax bill for 128 Mechanics St was $4,076.

Source: Putnam Town assessment roll, as of June 25, 2026

Property Jurisdictions

Type	Name
State	Connecticut
County Subdivision	Putnam Town
Unified School District	Putnam School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$4,076.00	$160,800 Land $33,500 Building $127,300	$112,560 Land $23,450 Building $89,110
2024	$4,076.00 (+24.95%)
2023	$3,262.00 (+0.83%)	$102,600 (-2.66%) Land $26,800 Building $75,800
2022	$3,235.00	$105,400 Land $26,800 Building $78,600

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA maps place 128 Mechanics St in Zone X, an area of minimal flood risk, within 500 ft of a high-risk flood zone.

Source: FEMA National Flood Hazard Layer, effective September 13, 2023

FEMA Flood Zone	Zone X minimal risk
Nearest Special Flood Hazard Area	Zone AE, within 500 ft
Flood Insurance Requirement	Not required lenders may require it

Values are read at the parcel center point; lenders make the official flood determination.

Wildfire

Wildfire risk around 128 Mechanics St is low, with less than a 0.01% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 94% of the US · lower than 90% of Connecticut
Wildfire Likelihood	Under 0.01% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	PUTNAM WATER POLLUTION CONTROL AUTHORITY serves 7,300 people · EPA ID CT1160011
Water Source	Surface water
Last State Inspection	Oct 2025
Lead	3 ppb (2025) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	20 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 112 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Frontier Fiber	7,000 / 7,000
Xfinity Fiber · Cable in parts of the area	2,000 / 2,000
Breezeline Cable	1,000 / 50

May also be available: Spectrum, Verizon.

Cell Coverage

5G (outdoors only) and 4G LTE

Nearby Properties on Mechanics St

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