128 McKinstry Dr, Elgin, IL 60123 Property Records

Kane County property record for 128 McKinstry Dr, Elgin, IL 60123

Property Summary

Property TypeSingle Family Home
Details3 bd · 1.5 ba · 3,053 sqft · built 1968
Lot Size0.239 acres (10,400 sqft)
Owner2 Individual Names on Record
Last Sale$155,000 (Oct 2015)
Tax Bill$8,055 (2025)
Flood ZoneZone X (minimal risk)
APN06-16-252-017

Property Details

APN / Parcel Number

Primary APN06-16-252-017

Interior

Bedrooms3 Beds
Full Baths1.5 Baths
Half Baths1 Half Bath
Total Rooms7 Rooms
Stories2 Stories
Building Area3,053 sqft Living Area
Fireplaces1 Fireplace
FireplaceFireplace

Exterior

Year BuiltBuilt 1968
Effective Year BuiltEffective 1968
Architectural StyleSplit Level
Construction TypeFrame
Lot Area10,400 sqft (0.239 acres)
Parking Spaces2 Parking Spaces

Utilities, Heating & Cooling

Cooling SystemHVAC

Location & Zoning

Street Address128 MCKINSTRY DR
CityELGIN
StateIL
Zip60123-4929
Property CategoryResidential
Property TypeResidential > Single Family > Home
Legal DescriptionCOUNTRY KNOLLS UNIT 12 LOT 199
Legal SubdivisionCOUNTRY KNOLLS
Legal Block3
Legal Lot Number199
Legal Unit12
JurisdictionKANE IL
Township / Civil DivisionELGIN
Census Block Group3
Census Block3021
Census Tract851904

Owner

Source: Kane County records, as of July 23, 2026

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Owner of Record2 Individual Names on Record
Mailing Address128 MCKINSTRY DR, ELGIN, IL 60123-4929
OccupancyOwner Occupied
Owner TypeIndividual
VestingJoint Tenants

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed Names2 Names on Deed
Last SaleOct 15, 2015 · Amount on Record
Deed SaleOct 15, 2015 · Amount on Record
Deed Document Number201556372
Prior Transfer DateMar 13, 2009
Prior Transfer Doc0000026080
Record UpdatedOct 29, 2026

Tax Assessment & Valuation

Source: Kane County assessment roll, as of July 23, 2026

Property Jurisdictions

TypeName
StateIllinois
CountyKane County
County SubdivisionElgin Township
MunicipalityElgin City
Unified School DistrictSchool District U-46 (PK - 12)

Tax Bill & Assessment History

YearTax BillAssessed ValueAssessed Market Value
2025$8,055.00 (+7.7%) Homeowner's exemption Senior Citizen's exemption$121,593 (+8.57%) Land $27,757 Building $93,836$364,925 (+8.57%) Land $83,304 Building $281,621
2024$111,995 (+21.39%) Land $25,566 Building $86,429$336,119 (+21.44%) Land $76,729 Building $259,391
2022$7,479.00 (+4.46%) Homeowner's exemption$92,257 (+6.96%) Land $21,060 Building $71,197$276,771 (+6.96%) Land $63,180 Building $213,591
2021$7,160.00 Homeowner's exemption$86,254 Land $19,690 Building $66,564$258,762 Land $59,070 Building $199,692

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective October 8, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood ZoneZone X
minimal risk
Flood Insurance RequirementNot required
lenders may require it
Nearby Flood Policies1 in force
Nearby Flood Claims1 (2020)
Claims Outside the SFHA1 of 1
Most Recent ClaimMay 2020 · rainfall accumulation

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire RiskLow
lower than 99.1% of the US · lower than 94% of Illinois
Wildfire LikelihoodUnder 0.01% annual chance
ExposureNone
beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water SystemELGIN
serves 114,797 people · EPA ID IL0894380
Water SourceSurface water
Last State InspectionAug 2025
Lead19 ppb (2026)
action level 15 ppb

Violations Reported to EPA

Water QualityNone
last 10 years
Treatment and ProcedureNone
last 10 years
Monitoring and Reporting8
last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 211 locations within half a mile, as of December 31, 2025

ProviderMax Down / Up (Mbps)
Xfinity
Cable
2,000 / 250
Astound Broadband
Cable
1,500 / 50
Verizon
Fixed Wireless
300 / 20
T-Mobile
Fixed Wireless
100 / 20
AT&T
Fixed Wireless · Fiber, DSL in parts of the area
100 / 20

May also be available: Fox Valley Internet.

Nearby Properties on McKinstry Dr

Nearby Streets

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