128 May Ln, Louisa, VA 23093 Property Records

Louisa County property record for 128 May Ln, Louisa, VA 23093

Property Summary

Property Type	Single Family Home
Details	3 bd · 2 ba · 1,232 sqft · built 2003
Lot Size	6 acres (261,360 sqft)
Owner	2 Individual Names on File
Tax Bill	$2,539 (2025)
Deeds & Mortgages	Jan 2021 Mortgage Jan 2020 Mortgage
Flood Zone	Zone X (minimal risk)
APN	`12 18 16`

Property Details

APN / Parcel Number

Primary APN	`12 18 16`
Alternative APNs	`26440` `24991`

Interior

Bedrooms	3 Beds
Full Baths	2 Baths
Total Rooms	6 Rooms
Stories	1 Story
Building Area	1,232 sqft Living Area
1st Floor Area	1,232 sqft
Flooring	Carpet
Interior Walls	Wallboard/Drywall

Exterior

Year Built	Built 2003
Effective Year Built	Effective 2003
Exterior Material	Aluminum/Vinyl
Foundation Type	Block
Roof Type	Gable/Hip
Roof Material	Asphalt
Lot Area	261,360 sqft (6 acres)
Garage Area	280 sqft
Parking Spaces	1 Parking Space
Porch	Slab
Porch Area	208 sqft

Utilities, Heating & Cooling

Cooling System	HVAC
Heating System	Forced Air with A/C
Heating Fuel	Electric
Sewer	Septic
Water Source	Well

Location & Zoning

Account Number	24991
Street Address	128 MAY LN
City	LOUISA
State	VA
Zip	23093-5933
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	A2
Legal Description	HICKORY CREEK ACRES PB8-1645 LOT 16 DB791/823 6.00 AC
Legal Subdivision	HICKORY CREEK
Legal Lot Number	16
Jurisdiction	LOUISA VA
Township / Civil Division	LOUISA
Census Block Group	2
Census Block	2043
Census Tract	950303

Owner

128 May Ln is owned and occupied by two individuals who acquired it in July 2010.

Source: Louisa County records, as of September 24, 2026

Owner of Record	2 Individual Names on File
Mailing Address	128 MAY LN, LOUISA, VA 23093-5933
Occupancy	Owner Occupied
Owner Type	Individual

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
Jan 22, 2021	Deed of Trust, Mortgage · Conventional Mortgage AMERICAN FINANCING CORP
Jan 16, 2020	Deed of Trust, Mortgage · Conventional Mortgage USAA FED'L SVGS BK

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Transfer Date	Jul 23, 2010
Transfer Doc	0000004255
Record Updated	Oct 29, 2026

January 2021: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	LOUISA VA
Property Address	128 MAY LN, LOUISA, VA 23093-5933
Transaction Type	Mortgage
Record Updated	Feb 24, 2021
Title Company	FIRST INTEGRITY TITLE

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	2100000765
Date	Jan 22, 2021
Book Page	1731/651
Instrument	202100000765

Lender

Name	AMERICAN FINANCING CORP
Type	Lending Institution
Address	AURORA, CO 80014

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	181 Months
Due	Feb 1, 2036

January 2020: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	LOUISA VA
Property Address	128 MAY LN, LOUISA, VA 23093-5933
Document Number	0000001272
Instrument Date	Jan 16, 2020
Transaction Type	Mortgage
Record Updated	Mar 3, 2020
Title Company	NOT AVAILABLE

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Husband and Wife
Address	128 MAY LN LOUISA VA 230935933, LOUISA, VA 23093-5933

Mortgage

Document Number	0000001272
Date	Feb 4, 2020
Book Page	001656/000268
Instrument	1272

Lender

Name	USAA FED'L SVGS BK
Address	10750 W INTERSTATE 10, SAN ANTONIO, TX 78288-1600

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	180 Months
Due	Feb 3, 2035

Interest

Rate	3.37%

Tax Assessment & Valuation

The 2025 property tax bill for 128 May Ln was $2,539, up 9.3% from the year before.

Source: Louisa County assessment roll, as of September 24, 2026

Property Jurisdictions

Type	Name
State	Virginia
County	Louisa County
Unified School District	Louisa County Public Schools (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026		$364,000 (+3.2%) Land $64,200 Building $299,800	$364,000 (+3.2%) Land $64,200 Building $299,800
2025	$2,539.00 (+9.35%)	$352,700 Land $55,300 Building $297,400	$352,700 Land $55,300 Building $297,400
2024	$2,322.00
2023		$294,800 Land $47,600 Building $247,200
2022	$1,012.00		$294,800 Land $47,600 Building $247,200

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA maps place 128 May Ln in Zone X, an area of minimal flood risk.

Source: FEMA National Flood Hazard Layer, effective September 18, 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it

Values are read at the parcel center point; lenders make the official flood determination.

Wildfire

Wildfire risk around 128 May Ln is low, with a 0.02% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 80% of the US · lower than 71% of Virginia
Wildfire Likelihood	0.02% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Internet Providers

Source: FCC Broadband Data Collection, based on 15 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Xfinity Cable	1,200 / 35
Firefly Fiber Broadband Fiber	1,000 / 1,000

Cell Coverage

4G LTE (outdoors only), no 5G reported

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