128 Maple Hill Rd, Penrose, NC 28766 Property Records

Transylvania County property record for 128 Maple Hill Rd, Penrose, NC 28766

Property Summary

Property Type	Single Family Home
Details	3 bd · 2 ba · 2,072 sqft · built 1978
Lot Size	0.92 acres (40,138 sqft)
Owner	Individual Name on Record
Tax Bill	$1,839 (2026)
Deeds & Mortgages	May 2024 Transfer May 2018 Mortgage + 3 more
Flood Zone	Zone X (minimal risk)
APN	`9516-71-4477-000`

Property Details

APN / Parcel Number

Primary APN	`9516-71-4477-000`
Alternative APN	`39942000`

Interior

Bedrooms	3 Beds
Full Baths	2 Baths
Building Area	2,072 sqft Heated Area
Flooring	Carpet
Interior Walls	Plywood
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 1978
Effective Year Built	Effective 1990
Exterior Material	Brick Veneer
Foundation Type	Footing
Roof Type	Gable/Hip
Roof Material	Wood Shingle
Lot Area	40,138 sqft (0.92 acres)
View / Lot	Waterfront

Utilities, Heating & Cooling

Cooling System	None
Heating Fuel	Solar

Location & Zoning

Account Number	39942000
Street Address	128 MAPLE HILL RD
City	PENROSE
State	NC
Zip	28766-8710
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	MAPLE HILL RD
Jurisdiction	TRANSYLVANIA NC
Township / Civil Division	LITTLE RIVER
Census Block Group	1
Census Block	1026
Census Tract	960401

Owner

Source: Transylvania County records, as of October 13, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Individual Name on Record
Mailing Address	128 MAPLE HILL RD, PENROSE, NC 28766-8710
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
May 7, 2024	Intrafamily Transfer, Transfer
May 2, 2018	Deed of Trust, Mortgage FIFTH THIRD BANK
May 2, 2018	Deed of Trust, Mortgage · Conventional Mortgage FIFTH THIRD BANK
Sep 3, 2020	Deed of Trust, Mortgage FIFTH THIRD BANK
Apr 5, 2018	Grant Deed, Transfer ATTORNEY ONLY

Assessor's Deed Record

Deed Names	Name on Deed
Last Transfer Date	Apr 24, 2024
Transfer Doc	0011140046
Record Updated	Oct 29, 2026

May 2024: Intrafamily Transfer, Transfer

Document Type	Intrafamily Transfer
Jurisdiction	TRANSYLVANIA NC
Recording Date	May 7, 2024
Property Address	128 MAPLE HILL RD, PENROSE, NC 28766-8710
Document Number	0011140046
Book / Page	1114 / 46
Map Reference	FILE 24 SL 108
Instrument Date	Apr 24, 2024
Instrument	2024002124
Transaction Type	Transfer
Record Updated	Jan 15, 2026

Transaction

Tax	$0.00
Amount Accuracy	No Consideration Stated
Additional	Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name
Address	128 MAPLE HILL RD, PENROSE, NC 28766-8710

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	128 MAPLE HILL RD, PENROSE, NC 28766-8710

May 2018: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	TRANSYLVANIA NC
Property Address	128 MAPLE HILL RD, PENROSE, NC 28766-8710
Transaction Type	Mortgage
Record Updated	Feb 7, 2021
Title Company	SOLIDIFI TITLE & CLOSING LLC

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0008400394
Date	May 2, 2018
Book Page	840/394
Instrument	2018002073

Lender

Name	FIFTH THIRD BANK
Type	Bank
Address	CINCINNATI, OH 45263

Agreement

Amount	Amount Recorded
Term	240 Months
Due	May 1, 2038

May 2018: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	TRANSYLVANIA NC
Property Address	128 MAPLE HILL RD, PENROSE, NC 28766-8710
Transaction Type	Mortgage
Record Updated	Feb 7, 2021
Title Company	SOLIDIFI TITLE & CLOSING LLC

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0008400411
Date	May 2, 2018
Book Page	840/411
Instrument	2018002074

Lender

Name	FIFTH THIRD BANK
Type	Bank
Address	CINCINNATI, OH 45263

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	359 Months
Due	Apr 25, 2048

September 2020: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	TRANSYLVANIA NC
Property Address	128 MAPLE HILL RD, PENROSE, NC 28766-8710
Transaction Type	Mortgage
Record Updated	Feb 5, 2021
Title Company	SOLIDIFI TITLE & CLOSING LLC

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0009370678
Date	Sep 3, 2020
Book Page	937/678
Instrument	2020005129

Lender

Name	FIFTH THIRD BANK
Type	Bank
Address	CINCINNATI, OH 45263

Agreement

Amount	Amount Recorded
Term	240 Months
Due	Sep 1, 2040

April 2018: Grant Deed, Transfer

Document Type	Grant Deed
Jurisdiction	TRANSYLVANIA NC
Recording Date	Apr 5, 2018
Property Address	128 MAPLE HILL RD, PENROSE, NC 28766-8710
Document Number	0008370737
Book / Page	000837 / 000737
Instrument Date	Apr 5, 2018
Instrument	1591
Transaction Type	Transfer
Record Updated	Jan 12, 2019
Title Company	ATTORNEY ONLY

Transaction

Amount	Amount Recorded
Tax	$164.00
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	128 MAPLE HILL RD PENROSE NC 287668710, PENROSE, NC 28766-8710

Tax Assessment & Valuation

Source: Transylvania County assessment roll, as of October 13, 2026

Property Jurisdictions

Type	Name
State	North Carolina
County	Transylvania County
Unified School District	Transylvania County Schools (KG - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026	$1,839.00	$382,860 (-) Land $60,000 Building $322,860	$382,860 (-) Land $60,000 Building $322,860
2025	$1,839.00 (+31.08%)	$382,860 (+79.59%) Land $60,000 Building $322,860	$382,860 (+79.59%) Land $60,000 Building $322,860
2023	$1,403.00	$213,180 Land $30,000 Building $183,180	$213,180 Land $30,000 Building $183,180

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective June 26, 2017 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	5 in force
Nearby Flood Claims	6 (2004–2024)
Claims Outside the SFHA	2 of 6
Most Recent Claim	Sep 2024 · Tropical Storm Helene
Claims by Event	Tropical Storm Helene, Sep 2024 · 4 claims

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Moderate above 48% of the US · above 70% of North Carolina
Wildfire Likelihood	0.1% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Internet Providers

Source: FCC Broadband Data Collection, based on 69 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Comporium Cable	2,000 / 200

Cell Coverage

5G (outdoors only) and 4G LTE

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