Hancock County and Mount Desert Town property record for 128 Main St, Mount Desert, ME 04660
| Property Type | Mixed Use Commercial Office / Residential |
|---|---|
| Details | 1 bd · 2.5 ba · 3,837 sqft · built 1950 |
| Lot Size | 0.078 acres (3,399 sqft) |
| Owner | Company Name on File |
| Tax Bill | $6,068 (2025) |
| Flood Zone | Zone X (minimal risk) |
| APN | MTDS M:024 L:107 |
| Primary APN | MTDS M:024 L:107 |
|---|---|
| Alternative APN |
|
| Bedrooms | 1 Bed |
|---|---|
| Full Baths | 2.5 Baths |
| Half Baths | 1 Half Bath |
| Units | 7 Units |
| Stories | 2 Stories |
| Building Area | 3,837 sqft Total Area |
| Gross Area | 7,174 sqft |
| 1st Floor Area | 2,242 sqft |
| Year Built | Built 1950 |
|---|---|
| Effective Year Built | Effective 1950 |
| Architectural Style | Condo/Apartment |
| Exterior Material | Wood Siding |
| Construction Type | Frame |
| Roof Type | Gable |
| Roof Material | Asphalt |
| Lot Area | 3,399 sqft (0.078 acres) |
| Deck Area | Deck Area |
| Heating System | Hot Water |
|---|---|
| Heating Fuel | Oil |
| Account Number | 1841 |
|---|---|
| Street Address | 128 MAIN ST |
| City | MOUNT DESERT |
| State | ME |
| Zip | 04660 |
| Property Category | Commercial |
| Property Type | Commercial > Office > Mixed Use Commercial Office / Residential |
| Local Zoning Code | VC |
| Legal Lot Number | 107 |
| Jurisdiction | MOUNT DESERT ME |
| Township / Civil Division | MOUNT DESERT |
| Census Block Group | 2 |
| Census Block | 2046 |
| Census Tract | 966000 |
128 Main St, a commercial property, is owned by a company.
Source: Hancock County and Mount Desert Town records, as of July 30, 2026
Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.
| Owner of Record | Company Name on File |
|---|---|
| Mailing Address | PO BOX 608, NORTHEAST HARBOR, ME 04662-0608 |
| Owner Type | Company |
| Vesting | Company |
| Deed Names | Name on Deed |
|---|---|
| Record Updated | Sep 20, 2026 |
The 2025 property tax bill for 128 Main St was $6,068, up 2.1% from the year before.
Source: Hancock County and Mount Desert Town assessment roll, as of July 30, 2026
| Type | Name |
|---|---|
| State | Maine |
| County | Hancock County |
| County Subdivision | Mount Desert Town |
| Elementary School District | Mount Desert (KG - 08) |
| Secondary School District | Mount Desert Community School District (09 - 12) |
| Year | Tax Bill | Assessed Value |
|---|---|---|
| 2025 | $6,068.00 (+2.07%) | $767,100 (+19.99%) Land $233,500 Building $533,600 |
| 2024 | $5,945.00 (+6.64%) | $639,300 (-) Land $194,600 Building $444,700 |
| 2023 | $5,575.00 (+8.46%) | $639,300 (-) Land $194,600 Building $444,700 |
| 2022 | $5,140.00 | $639,300 Land $194,600 Building $444,700 |
Assessed value is set for property tax purposes and is not a market price estimate.
FEMA maps place 128 Main St in Zone X, an area of minimal flood risk, though there have been 6 flood claims nearby since 1993.
Source: FEMA National Flood Hazard Layer, effective October 1, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
| Flood Insurance Cost | Premium on File median of 18 policies |
| Nearby Flood Policies | 18 in force |
| Nearby Flood Claims | 6 (1993–2024) |
| Claims Outside the SFHA | 1 of 6 |
| Most Recent Claim | Jan 2024 · Severe Storms And Flooding |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Wildfire risk around 128 Main St is low, with a 0.01% annual chance of wildfire.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 80% of the US · above 53% of Maine |
|---|---|
| Wildfire Likelihood | 0.01% annual chance |
| Exposure | Indirect within ember reach |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | MOUNT DESERT WATER DIST NORTH serves 1,623 people · EPA ID ME0091140 |
|---|---|
| Water Source | Surface water |
| Last State Inspection | Sep 2024 |
| Lead | 3 ppb (2023–2025) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | 9 last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. The service area is an EPA estimate; the actual supplier may differ.
Source: FCC Broadband Data Collection, based on 195 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Spectrum Cable · Fiber in parts of the area | 1,000 / 1,000 |
| Starlink Satellite | 280 / 30 |
May also be available: AT&T, Fidium Fiber, T-Mobile, Verizon.
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