128 Madera Dr, Winter Haven, FL 33880 Property Records

Polk County property record for 128 Madera Dr, Winter Haven, FL 33880

Property Summary

Property Type	Single Family Home
Details	3 bd · 2 ba · 1,083 sqft · built 1993
Lot Size	0.345 acres (15,006 sqft)
Owner	Company Name on Record
Last Sale	$28,200 (Nov 2014)
Tax Bill	$1,676 (2025)
Deeds & Mortgages	Apr 2020 Loan Modification
Flood Zone	Zone X (minimal risk)
APN	`26-29-18-689950-000140`

Property Details

APN / Parcel Number

Primary APN	`26-29-18-689950-000140`
Alternative APNs	`182926689950000140` `82926000`

Interior

Bedrooms	3 Beds
Full Baths	2 Baths
Stories	1 Story
Building Area	1,083 sqft Living Area
Gross Area	1,371 sqft
1st Floor Area	1,083 sqft
Flooring	Carpet
Interior Walls	Wallboard/Drywall

Exterior

Year Built	Built 1993
Effective Year Built	Effective 1993
Exterior Material	Other
Construction Type	Masonry / Concrete Block
Foundation Type	Concrete
Roof Type	Gable
Roof Material	Other
Lot Area	15,006 sqft (0.345 acres)
Lot Dimensions	172 ft deep x 87 ft wide
View / Lot	Commercial/Industrial
Garage Type	Attached
Garage Area	288 sqft
Porch	Unfinished Open Porch
Porch Area	15 sqft

Utilities, Heating & Cooling

Cooling System	Central

Location & Zoning

Street Address	128 MADERA DR
City	WINTER HAVEN
State	FL
Zip	33880-5678
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	MADERA PARK SUBDIVISION PB 89 PGS 50 & 51 LYING IN A PORTION OF SECS 18 & 19 T29 R26 LOT 14
Legal Range	26E
Legal Township	29S
Legal Section	18
Legal Subdivision	MADERA PARK SUBDIVISION
Legal Tract	689950
Legal Block	1
Legal Lot Number	1
Jurisdiction	POLK FL
Township / Civil Division	WINTER HAVEN-AUBURNDALE
Census Block Group	1
Census Block	1002
Census Tract	14501

Owner

Source: Polk County records, as of September 28, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Company Name on Record
Mailing Address	1820 E EDGEWOOD DR, 101, LAKELAND, FL 33803-3420
Owner Type	Company
Vesting	Company

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Nov 14, 2014 · Amount on Record
Deed Sale	Nov 14, 2014 · Amount on Record
Prior Sale	Jan 22, 2007 · Amount on Record
Deed Document Number	2014193616
Deed Book / Page	9383 / 1425
Last Transfer Date	Nov 2, 2015
Transfer Doc	0096671962
Record Updated	Oct 29, 2026

April 2020: Loan Modification, Mortgage

Document Type	Loan Modification
Jurisdiction	POLK FL
Property Address	128 MADERA DR, WINTER HAVEN, FL 33880-5678
Document Number	0112060700
Instrument Date	Apr 9, 2020
Transaction Type	Mortgage
Record Updated	May 12, 2020
Title Company	ATTORNEY ONLY

Transaction

Additional	Multiple Parcels

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Company
Address	PO BOX 93525 LAKELAND FL 338043525, LAKELAND, FL 33804-3525
Investor	Possibly a Property Investor

Mortgage

Document Number	0112060700
Date	Apr 15, 2020
Book Page	011206/000700
Instrument	79106

Lender

Name	BANK OF CTRL FL
Type	Bank
Address	5015 S FLORIDA AVE, LAKELAND, FL 33813-5502

Agreement

Type	Line of Credit
Amount	Amount Recorded

Interest

Rate Type	Adjustable Rate

Tax Assessment & Valuation

Source: Polk County assessment roll, as of September 28, 2026

Property Jurisdictions

Type	Name
State	Florida
County	Polk County
Unified School District	Polk County School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026		$132,854 (+5.41%) Land $15,000 Building $117,854	$132,854 (-1.55%) Land $15,000 Building $117,854
2025	$1,676.00 (-17.19%)	$126,033 (-8.76%)	$134,946 (-2.31%) Land $15,000 Building $119,946
2023	$2,024.00 (+8.7%)	$138,131 (+11.69%) Land $14,500 Building $123,631	$138,131 (+11.69%) Land $14,500 Building $123,631
2022	$1,862.00	$123,673 Land $12,000 Building $111,673	$123,673 Land $12,000 Building $111,673

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective October 14, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Community Rating System	Class 6 (20% premium discount)
Nearby Flood Policies	9 in force
Nearby Flood Claims	3 (2004–2022)
Most Recent Claim	Sep 2022 · rainfall accumulation
Claims by Event	Hurricane Frances, Sep 2004 · 2 claims

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	High above 76% of the US · above 64% of Florida
Wildfire Likelihood	0.6% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	CITY OF EAGLE LAKE serves 2,600 people · EPA ID FL6530492
Water Source	Groundwater
Last State Inspection	Dec 2024
Lead	3 ppb (2024) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	5 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 103 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Frontier Fiber	7,000 / 7,000
Spectrum Cable · Fiber in parts of the area	1,000 / 1,000
Verizon Fixed Wireless	300 / 20
T-Mobile Fixed Wireless	100 / 20

May also be available: Hotwire Communications.

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