128 Ludlow Dr, Longwood, FL 32779 Property Records

Seminole County property record for 128 Ludlow Dr, Longwood, FL 32779

Property Summary

Property Type	Single Family Home
Details	3 bd · 2 ba · 1,595 sqft · built 1975
Lot Size	0.22 acres (9,600 sqft)
Owner	2 Individual Names on File
Last Sale	$252,500 (Nov 2017)
Tax Bill	$2,228 (2025)
Deeds & Mortgages	Dec 2020 Mortgage Nov 2017 Sale & Mortgage
Flood Zone	Zone X (minimal risk)
APN	`05-21-29-507-0000-1650`

Property Details

APN / Parcel Number

Primary APN	`05-21-29-507-0000-1650`

Interior

Bedrooms	3 Beds
Full Baths	2 Baths
Plumbing Fixtures	6 Plumbing Fixtures
Stories	1 Story
Building Area	1,595 sqft Living Area
1st Floor Area	1,595 sqft
Interior Walls	Wallboard/Drywall

Exterior

Year Built	Built 1975
Effective Year Built	Effective 1995
Exterior Material	Concrete Block
Construction Type	Concrete Block
Foundation Type	Footing
Roof Type	Gable
Roof Material	Composition Shingle
Lot Area	9,600 sqft
Garage Area	501 sqft
Parking Spaces	2 Parking Spaces

Exterior Amenities

Pool Area	1 sqft
Porch	Porch
Porch Area	68 sqft
Patio Area	1 sqft

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Central

Location & Zoning

Street Address	128 LUDLOW DR
City	LONGWOOD
State	FL
Zip	32779-4611
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	LOT 165 WEKIVA HUNT CLUB FOX HUNT SEC 1 PB 18 PGS 79 TO 83
Legal Range	29E
Legal Township	21S
Legal Section	05
Legal Subdivision	WEKIVA HUNT CLUB 1 FOX HUNT SEC 1
Legal Tract	507
Legal Lot Number	165
Jurisdiction	SEMINOLE FL
Township / Civil Division	CASSELBERRY-ALTAMONTE SPRINGS
Census Block Group	2
Census Block	2002
Census Tract	21611

Owner

128 Ludlow Dr is owned and occupied by two individuals who bought it in November 2017.

Source: Seminole County records, as of December 5, 2025

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Owner of Record	2 Individual Names on File
Mailing Address	128 LUDLOW DR, LONGWOOD, FL 32779-4611
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Dec 2, 2020	Deed of Trust, Mortgage · Conventional Mortgage TRUGROCER FCU
Nov 17, 2017	Warranty Deed, Transfer · Conventional Mortgage ATLANTIC BAY MTG

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Nov 17, 2017 · Amount on File
Deed Sale	Nov 17, 2017 · Amount on File
Prior Sale	Dec 23, 2005 · Amount on File
Deed Document Number	2017116146
Deed Book / Page	009025 / 000509
Record Updated	Jun 8, 2026

December 2020: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	SEMINOLE FL
Property Address	128 LUDLOW DR, LONGWOOD, FL 32779-4611
Transaction Type	Mortgage
Record Updated	Feb 5, 2021

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	128 LUDLOW DR, LONGWOOD, FL 32779-4611

Mortgage

Document Number	0097760792
Date	Dec 2, 2020
Book Page	9776/792
Instrument	2020138515

Lender

Name	TRUGROCER FCU
Type	Credit Union
Address	ORLANDO, FL 32808

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	359 Months
Due	Nov 20, 2050

November 2017: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	SEMINOLE FL
Recording Date	Nov 17, 2017
Property Address	128 LUDLOW DR, LONGWOOD, FL 32779-4611
Document Number	0090250509
Book / Page	009025 / 000509
Instrument Date	Nov 14, 2017
Instrument	116146
Transaction Type	Transfer
Record Updated	Nov 30, 2017
Title Company	COBBLESTONE TITLE SERVICES

Transaction

Amount	Amount on Record
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$1,767.00
Amount Accuracy	Confirmed
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Husband and Wife
Address	128 LUDLOW DR LONGWOOD FL 327794611, LONGWOOD, FL 32779-4611

Mortgage

Document Number	90250510
Date	Nov 17, 2017
Book Page	009025/000510
Instrument	116147

Lender

Name	ATLANTIC BAY MTG
Type	Mortgage Company
Address	VIRGINIA BEACH, VA 23452

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	360 Months
Due	Nov 16, 2047

Tax Assessment & Valuation

The 2025 property tax bill for 128 Ludlow Dr was $2,228 with a homeowner's exemption.

Source: Seminole County assessment roll, as of July 1, 2025

Property Jurisdictions

Type	Name
State	Florida
County	Seminole County
Unified School District	Seminole County School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$2,228.00 Homeowner's exemption	$198,022	$346,284 Land $90,000 Building $256,284
2023	$2,339.00 (+2.72%) Homeowner's exemption	$186,836 (+3%)	$311,375 (+5.63%) Land $90,000 Building $221,375
2022	$2,277.00 Homeowner's exemption	$181,394	$294,772 Land $85,000 Building $209,772

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA maps place 128 Ludlow Dr in Zone X, an area of minimal flood risk, within 500 ft of a high-risk flood zone.

Source: FEMA National Flood Hazard Layer, effective November 27, 2025 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Nearest Special Flood Hazard Area	Zone AE, within 500 ft
Flood Insurance Requirement	Not required lenders may require it
Flood Insurance Cost	Premium on File median of 49 policies
Community Rating System	Class 6 (20% premium discount)
Nearby Flood Policies	49 in force
Nearby Flood Claims	1 (1998)
Most Recent Claim	Jul 1998 · rainfall accumulation

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 128 Ludlow Dr is low, with a 0.03% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 66% of the US · lower than 91% of Florida
Wildfire Likelihood	0.03% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	SANLANDO (3 WTPS) private · serves 36,953 people · EPA ID FL3591121
Water Source	Groundwater
Last State Inspection	Feb 2025
Lead	2 ppb (2023) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 351 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Metronet Fiber	5,120 / 5,120
WOW Internet, Cable & Phone Fiber	5,000 / 5,000
Spectrum Cable	1,000 / 1,000
Verizon Fixed Wireless	300 / 20
T-Mobile Fixed Wireless	100 / 20

May also be available: CenturyLink.

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