Essex County and Lynnfield Town property record for 128 Locksley Rd, Lynnfield, MA 01940
| Property Type | Single Family Home |
|---|---|
| Details | 4 bd · 2.5 ba · 3,163 sqft · built 1950 |
| Lot Size | 0.569 acres (24,799 sqft) |
| Owner | 2 Individual Names on Record |
| Last Sale | $1,399,000 (Jan 2023) |
| Tax Bill | $15,677 (2026) |
| Deeds & Mortgages | Aug 2021 Line of Credit Jan 2023 Sale & Mortgage + 2 more |
| Flood Zone | Zone X (minimal risk) |
| APN | LYNF M:0043 B:0000 L:1685 |
| Primary APN | LYNF M:0043 B:0000 L:1685 |
|---|
| Bedrooms | 4 Beds |
|---|---|
| Full Baths | 2.5 Baths |
| Half Baths | 1 Half Bath |
| Total Rooms | 6 Rooms |
| Stories | 2 Stories |
| Building Area | 3,163 sqft Living Area |
| Gross Area | 5,769 sqft |
| Basement Area | 2,713 sqft |
| Finished Basement | 1,596 sqft |
| Unfinished Basement | 1,117 sqft |
| Fireplaces | 1 Fireplace |
| Fireplace | Fireplace |
| Year Built | Built 1950 |
|---|---|
| Effective Year Built | Effective 1950 |
| Architectural Style | Cape Cod |
| Exterior Material | Wood Siding |
| Construction Type | Frame |
| Roof Type | Gable |
| Roof Material | Asphalt |
| Lot Area | 24,799 sqft (0.569 acres) |
| Garage Type | Attached |
| Heating System | Forced Air with A/C |
|---|---|
| Heating Fuel | Gas |
| Street Address | 128 LOCKSLEY RD |
|---|---|
| City | LYNNFIELD |
| State | MA |
| Zip | 01940-1414 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Local Zoning Code | RA |
| Legal Subdivision | ELLA ST |
| Legal Lot Number | 1685 |
| Jurisdiction | LYNNFIELD MA |
| Township / Civil Division | LYNNFIELD |
| Census Block Group | 1 |
| Census Block | 1000 |
| Census Tract | 209100 |
Source: Essex County and Lynnfield Town records, as of October 20, 2026
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | 2 Individual Names on Record |
|---|---|
| Mailing Address | 128 LOCKSLEY RD, LYNNFIELD, MA 01940-1414 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
| Vesting | Husband and Wife |
| Date | Document |
|---|---|
| Aug 16, 2021 | Deed of Trust, Mortgage · Line of Credit CITIZENS BANK |
| Jan 27, 2023 | Quit Claim Deed, Transfer · Stand-Alone First Mortgage GUARANTEED RATE INC |
| Aug 16, 2021 | Deed of Trust, Mortgage · Line of Credit CITIZENS BANK |
| May 11, 2020 | Deed of Trust, Mortgage · Line of Credit CITIZENS BK |
| Deed Names | 2 Names on Deed |
|---|---|
| Last Sale | Jan 27, 2023 · Amount on Record |
| Deed Sale | Jan 27, 2023 · Amount on Record |
| Prior Sale | Feb 6, 2009 |
| Record Updated | Oct 29, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | LYNNFIELD MA |
| Property Address | 128 LOCKSLEY RD, LYNNFIELD, MA 01940-1414 |
| Transaction Type | Mortgage |
| Record Updated | Apr 3, 2026 |
| Name | Verified Name |
|---|
| Document Number | 0000628284 |
|---|---|
| Date | Aug 16, 2021 |
| Instrument | 628284 |
| Name | CITIZENS BANK |
|---|---|
| Type | Bank |
| Type | Line of Credit |
|---|---|
| Amount | Amount Recorded |
| Term | 301 Months |
| Due | Sep 1, 2046 |
| Rate Type | Adjustable Rate |
|---|
| Document Type | Quit Claim Deed |
|---|---|
| Jurisdiction | LYNNFIELD MA |
| Recording Date | Jan 27, 2023 |
| Property Address | 128 LOCKSLEY RD, LYNNFIELD, MA 01940-1414 |
| Document Number | 0000642185 |
| Instrument Date | Jan 27, 2023 |
| Instrument | 642185 |
| Transaction Type | Transfer |
| Record Updated | Feb 10, 2023 |
| Amount | Amount Recorded |
|---|---|
| Downpayment | Downpayment on Record |
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $0.00 |
| Amount Accuracy | Full Amount Stated |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Relationship | Tenants by the Entirety |
| Address | 128 LOCKSLEY RD, LYNNFIELD, MA 01940-1414 |
| Document Number | 0000642186 |
|---|---|
| Date | Jan 27, 2023 |
| Instrument | 642186 |
| Name | GUARANTEED RATE INC |
|---|---|
| Type | Non-Lending Institution |
| Type | Stand-Alone First Mortgage |
|---|---|
| Amount | Amount Recorded |
| Rate Type | Adjustable Rate |
|---|---|
| Rate | 5.25% |
| Type Change Date | Feb 1, 2033 |
| Max Rate At Change | 3% |
| Index | Other |
| Margin | 3 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | LYNNFIELD MA |
| Property Address | 128 LOCKSLEY RD, LYNNFIELD, MA 01940-1414 |
| Transaction Type | Mortgage |
| Record Updated | Sep 3, 2021 |
| Name | Verified Name |
|---|
| Document Number | 628284 |
|---|---|
| Date | Aug 16, 2021 |
| Instrument | 628284 |
| Name | CITIZENS BANK |
|---|---|
| Type | Bank |
| Type | Line of Credit |
|---|---|
| Amount | Amount Recorded |
| Term | 301 Months |
| Due | Sep 1, 2046 |
| Rate Type | Adjustable Rate |
|---|
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | LYNNFIELD MA |
| Property Address | 128 LOCKSLEY RD, LYNNFIELD, MA 01940-1414 |
| Document Number | 0000612619 |
| Instrument Date | May 11, 2020 |
| Transaction Type | Mortgage |
| Record Updated | Jul 7, 2020 |
| Title Company | NOT AVAILABLE |
| Name | Verified Name |
|---|---|
| Address | 128 LOCKSLEY RD LYNNFIELD MA 019401414, LYNNFIELD, MA 01940-1414 |
| Document Number | 0000612619 |
|---|---|
| Date | Jun 2, 2020 |
| Instrument | 612619 |
| Name | CITIZENS BK |
|---|---|
| Type | Bank |
| Type | Line of Credit |
|---|---|
| Amount | Amount Recorded |
| Term | 300 Months |
| Due | Jun 1, 2045 |
| Rate Type | Adjustable Rate |
|---|
Source: Essex County and Lynnfield Town assessment roll, as of April 14, 2026
| Type | Name |
|---|---|
| State | Massachusetts |
| County | Essex County |
| County Subdivision | Lynnfield Town |
| Unified School District | Lynnfield School District (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2026 | $15,677.00 (+12.89%) | $1,368,000 (+4.02%) Land $757,100 Building $610,900 | $1,387,544 (-11.3%) |
| 2025 | $13,887.00 (+11.62%) | $1,315,100 (+11.1%) Land $727,800 Building $587,300 | $1,564,270 |
| 2024 | $12,441.00 (+0.2%) | $1,183,700 (+7.73%) Land $680,300 Building $503,400 | |
| 2023 | $12,416.00 | $1,098,800 Land $645,300 Building $453,500 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
Source: FEMA National Flood Hazard Layer, effective July 10, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Nearest Special Flood Hazard Area | Zone A, within 100 ft |
| Flood Insurance Requirement | Not required lenders may require it |
| Nearby Flood Policies | 7 in force |
| Nearby Flood Claims | 2 (1982–2010) |
| Claims Outside the SFHA | 2 of 2 |
| Most Recent Claim | Mar 2010 · Severe Storms And Flooding |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 94% of the US · lower than 86% of Massachusetts |
|---|---|
| Wildfire Likelihood | Under 0.01% annual chance |
| Exposure | None beyond ember reach |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | LYNNFIELD WATER DIST. (MWRA) serves 4,820 people · EPA ID MA3164001 |
|---|---|
| Water Source | Purchased surface water from MWRA |
| Last State Inspection | Jun 2024 |
| Lead | 3 ppb (2025) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | None last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.
Source: FCC Broadband Data Collection, based on 190 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Xfinity Cable | 2,000 / 250 |
| Verizon Fiber | 980 / 880 |
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