San Diego County property record for 128 Little Oaks Rd, Encinitas, CA 92024
| Property Type | Single Family Home |
|---|---|
| Details | 5 bd · 3 ba · 2,297 sqft · built 1975 |
| Lot Size | 0.158 acres (6,900 sqft) |
| Owner | 2 Company Names on File |
| Last Sale | $1,450,000 (Oct 2023) |
| Tax Bill | $16,635 (2025) |
| Deeds & Mortgages | Oct 2025 Mortgage Oct 2023 Sale & Mortgage |
| Flood Zone | Zone X (minimal risk) |
| APN | 259-491-07-00 |
| Primary APN | 259-491-07-00 |
|---|
| Bedrooms | 5 Beds |
|---|---|
| Full Baths | 3 Baths |
| Total Rooms | 9 Rooms |
| Stories | 2 Stories |
| Building Area | 2,297 sqft Living Area |
| Fireplaces | 1 Fireplace |
| Fireplace | Fireplace |
| Year Built | Built 1975 |
|---|---|
| Effective Year Built | Effective 1975 |
| Architectural Style | Conventional |
| Lot Area | 6,900 sqft (0.158 acres) |
| View / Lot | Good |
| Garage Type | Carport |
| Carport | Carport |
| Parking Spaces | 2 Parking Spaces |
| Cooling System | Central |
|---|---|
| Heating System | Forced Air with A/C |
| Street Address | 128 LITTLE OAKS RD |
|---|---|
| City | ENCINITAS |
| State | CA |
| Zip | 92024-3113 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Local Zoning Code | R8 |
| Legal Description | LOT 463 TR 007788 |
| Legal Subdivision | VILLAGE PARK NORTH COUNTRY |
| Legal Tract | 007788 |
| Legal Block | 2 |
| Legal Lot Number | 463 |
| Jurisdiction | SAN DIEGO CA |
| Township / Civil Division | SAN DIEGO |
| Census Block Group | 2 |
| Census Block | 2004 |
| Census Tract | 17104 |
Source: San Diego County assessment roll, as of July 21, 2026
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | 2 Company Names on File |
|---|---|
| Mailing Address | 128 LITTLE OAKS RD, ENCINITAS, CA 92024-3113 |
| Owner Type | Company |
| Vesting | Life Tenant |
| Date | Document |
|---|---|
| Oct 10, 2025 | Deed of Trust, Mortgage · VA Mortgage SWIFT HOME LOANS INC |
| Oct 23, 2023 | Grant Deed, Transfer · VA Mortgage CROSSCOUNTRY MORTGAGE LLC |
| Deed Names | 2 Verified Names on Deed |
|---|---|
| Last Sale | Oct 23, 2023 · Amount on Record |
| Deed Sale | Oct 23, 2023 · Amount on Record |
| Prior Sale | Aug 2, 2004 · Amount on Record |
| Deed Document Number | 2023290565 |
| Prior Transfer Date | Dec 29, 2005 |
| Prior Transfer Doc | 0000007712 |
| Record Updated | Sep 20, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | SAN DIEGO CA |
| Property Address | 128 LITTLE OAKS RD, ENCINITAS, CA 92024-3113 |
| Transaction Type | Mortgage |
| Record Updated | Oct 22, 2025 |
| Title Company | FIRST AMERICAN TITLE, FIRST AMER TITLE SAN DIEGO |
| Name | Verified Name |
|---|---|
| Address | 128 LITTLE OAKS RD, ENCINITAS, CA 92024-3113 |
| Document Number | 0000283348 |
|---|---|
| Date | Oct 10, 2025 |
| Instrument | 2025-0283348 |
| Name | SWIFT HOME LOANS INC |
|---|---|
| Type | Mortgage Company |
| Address | BIRMINGHAM, MI 48009 |
| Type | VA Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 361 Months |
| Due | Nov 1, 2055 |
| Document Type | Grant Deed |
|---|---|
| Jurisdiction | SAN DIEGO CA |
| Recording Date | Oct 23, 2023 |
| Property Address | 128 LITTLE OAKS RD, ENCINITAS, CA 92024-3113 |
| Document Number | 0000290565 |
| Map Reference | MAP 7788 |
| Instrument Date | Oct 10, 2023 |
| Instrument | 2023-0290565 |
| Transaction Type | Transfer |
| Record Updated | Nov 1, 2023 |
| Title Company | TICOR TITLE COMPANY/CA SAN DIEGO, TICOR TTL CO OF CA SAN DIEGO |
| Amount | Amount Recorded |
|---|---|
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $0.00 |
| Amount Accuracy | Rounded by County |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Relationship | Community Property with Right of Survivorship |
| Address | 4051 TYNEBOURNE CIR, SAN DIEGO, CA 92130-1222 |
| Document Number | 0000290566 |
|---|---|
| Date | Oct 23, 2023 |
| Instrument | 2023-0290566 |
| Name | CROSSCOUNTRY MORTGAGE LLC |
|---|---|
| Type | Mortgage Company |
| Type | VA Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 361 Months |
| Due | Nov 1, 2053 |
Source: San Diego County assessment roll, as of July 21, 2026
| Type | Name |
|---|---|
| State | California |
| County | San Diego County |
| Municipality | Encinitas City |
| Elementary School District | Encinitas Union Elementary School District (KG - 06) |
| Secondary School District | San Dieguito Union High School District (07 - 12) |
| Year | Tax Bill | Assessed Value |
|---|---|---|
| 2026 | $1,508,580 (+2%) Land $1,144,440 Building $364,140 | |
| 2025 | $16,635.00 (+60.76%) | $1,479,000 (+58.85%) Land $1,122,000 Building $357,000 |
| 2023 | $10,348.00 (+2.36%) Homeowner's exemption | $931,089 Land $589,467 Building $341,622 |
| 2022 | $10,109.00 |
Assessed value is set for property tax purposes and is not a market price estimate.
Source: FEMA National Flood Hazard Layer, effective September 3, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
| Nearby Flood Policies | 1 in force |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 99.8% of the US · lower than 99.8% of California |
|---|---|
| Wildfire Likelihood | Under 0.01% annual chance |
| Exposure | None beyond ember reach |
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | OLIVENHAIN MWD serves 86,458 people · EPA ID CA3710029 |
|---|---|
| Water Source | Purchased surface water from several systems |
| Last State Inspection | May 2024 |
| Lead | Under 1 ppb (2023–2025) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | None last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.
Source: FCC Broadband Data Collection, based on 580 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Spectrum Cable | 1,000 / 35 |
| T-Mobile USA Fixed Wireless | 100 / 20 |
| AT&T DSL | 100 / 20 |
May also be available: California Internet, Cox Communications, Ting Fiber, Verizon.
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