Scott County property record for 128 Limestone Ln, Georgetown, KY 40324
| Property Type | Single Family Home |
|---|---|
| Details | 5 bd · 3 ba · 2,794 sqft · built 2021 |
| Lot Size | 0.261 acres (11,369 sqft) |
| Owner | 2 Individual Names on Record |
| Tax Bill | $4,137 (2025) |
| Deeds & Mortgages | Jan 2026 Line of Credit Oct 2024 Mortgage + 2 more |
| Flood Zone | Zone X (minimal risk) |
| APN | 190-20-139.058 |
| Primary APN | 190-20-139.058 |
|---|
| Bedrooms | 5 Beds |
|---|---|
| Full Baths | 3 Baths |
| Stories | 2 Stories |
| Building Area | 2,794 sqft Living Area |
| Year Built | Built 2021 |
|---|---|
| Effective Year Built | Effective 2021 |
| Lot Area | 11,369 sqft (0.261 acres) |
| Street Address | 128 LIMESTONE LN |
|---|---|
| City | GEORGETOWN |
| State | KY |
| Zip | 40324-6509 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Legal Description | ROCKY CREEK RESERVE 2 |
| Legal Subdivision | ROCKY CREEK RESERVE 2 |
| Legal Lot Number | 331 |
| Jurisdiction | SCOTT KY |
| Township / Civil Division | GEORGETOWN |
| Census Block Group | 2 |
| Census Block | 2001 |
| Census Tract | 40302 |
Source: NPS National Register of Historic Places, as of August 1, 2026
| Historic District | Within the Lane's Run Historic District listed 1984 · 18 contributing resources · NRIS 84001986 |
|---|
Federal listing alone does not restrict alterations; local historic district rules, which this data does not cover, may apply.
Source: Scott County records, as of September 23, 2026
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | 2 Individual Names on Record |
|---|---|
| Mailing Address | 128 LIMESTONE LN, GEORGETOWN, KY 40324-6509 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
| Date | Document |
|---|---|
| Jan 27, 2026 | Deed of Trust, Mortgage · Line of Credit WESBANCO BANK INC |
| Oct 2, 2024 | Deed of Trust, Mortgage · FHA Mortgage JACKSON FLAGSTAR CENTRE OFFICE |
| Nov 26, 2025 | Deed of Trust, Mortgage · FHA Mortgage WESBANCO BANK INC |
| Aug 4, 2022 | Deed, Subdivision Related Transfer · FHA Mortgage AMERICAN MORTGAGE SERVICE CO |
| Deed Names | 2 Names on Deed |
|---|---|
| Last Sale | Aug 4, 2022 |
| Deed Sale | Aug 4, 2022 |
| Deed Document Number | 2022457507 |
| Deed Book / Page | 436 / 33 |
| Record Updated | Oct 29, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | SCOTT KY |
| Property Address | 128 LIMESTONE LN, GEORGETOWN, KY 40324-6509 |
| Transaction Type | Mortgage |
| Record Updated | Feb 26, 2026 |
| Name | Verified Name |
|---|---|
| Address | 128 LIMESTONE LN, GEORGETOWN, KY 40324-6509 |
| Document Number | 0M1879/447 |
|---|---|
| Date | Jan 27, 2026 |
| Book Page | M1879/447 |
| Instrument | 570633 |
| Name | WESBANCO BANK INC |
|---|---|
| Type | Bank |
| Address | GEORGETOWN, KY 40324 |
| Type | Line of Credit |
|---|---|
| Amount | Amount Recorded |
| Term | 300 Months |
| Due | Jan 22, 2051 |
| Rate Type | Adjustable Rate |
|---|---|
| Change Frequency | Monthly |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | SCOTT KY |
| Property Address | 128 LIMESTONE LN, GEORGETOWN, KY 40324-6509 |
| Transaction Type | Mortgage |
| Record Updated | Jan 20, 2026 |
| Title Company | FIRST AMERICAN TITLE |
| Name | Verified Name |
|---|---|
| Address | 128 LIMESTONE LN, GEORGETOWN, KY 40324-6509 |
| Document Number | 00M1804/61 |
|---|---|
| Date | Oct 2, 2024 |
| Book Page | M1804/61 |
| Instrument | 512318 |
| Name | JACKSON FLAGSTAR CENTRE OFFICE |
|---|---|
| Type | Bank |
| Address | JACKSONVILLE, FL 32256 |
| Type | FHA Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 477 Months |
| Due | Jul 1, 2064 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | SCOTT KY |
| Property Address | 128 LIMESTONE LN, GEORGETOWN, KY 40324-6509 |
| Transaction Type | Mortgage |
| Record Updated | Jan 20, 2026 |
| Name | Verified Name |
|---|---|
| Address | 128 LIMESTONE LN, GEORGETOWN, KY 40324-6509 |
| Document Number | 0M1869/563 |
|---|---|
| Date | Nov 26, 2025 |
| Book Page | M1869/563 |
| Instrument | 564101 |
| Name | WESBANCO BANK INC |
|---|---|
| Type | Bank |
| Address | WHEELING, WV 26003 |
| Type | FHA Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 361 Months |
| Due | Dec 1, 2055 |
| Document Type | Deed |
|---|---|
| Jurisdiction | SCOTT KY |
| Recording Date | Aug 4, 2022 |
| Property Address | 128 LIMESTONE LN, GEORGETOWN, KY 40324-6509 |
| Document Number | 000D436/33 |
| Book / Page | D436 / 33 |
| Map Reference | CAB 12 SL 260 |
| Instrument Date | Jul 11, 2022 |
| Instrument | 457507 |
| Transaction Type | Subdivision Related Transfer |
| Record Updated | Jan 20, 2026 |
| Title Company | BLUEGRASS LAND TITLE, BLUEGRASS LAND TITLE LLC |
| Amount | Amount Recorded |
|---|---|
| Downpayment | Downpayment on Record |
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $455.00 |
| Amount Accuracy | Full Amount Stated |
| Additional |
|
| Name | Verified Name |
|---|---|
| Address | 3609 WALDEN DR, LEXINGTON, KY 40517-2020 |
| Name | Verified Name |
|---|---|
| Address | 106 TIBURON PATH, GEORGETOWN, KY 40324-8883 |
| Document Number | 0000457508 |
|---|---|
| Date | Aug 4, 2022 |
| Instrument | 457508 |
| Name | AMERICAN MORTGAGE SERVICE CO |
|---|---|
| Type | Mortgage Company |
| Type | FHA Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 361 Months |
| Due | Sep 1, 2052 |
Source: Scott County assessment roll, as of January 21, 2026
| Type | Name |
|---|---|
| State | Kentucky |
| County | Scott County |
| Municipality | Georgetown City |
| Unified School District | Scott County School District (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2026 | $464,500 (-) | $464,500 (-) | |
| 2025 | $4,137.00 (+0.32%) | $464,500 (+2.11%) | $464,500 (+2.11%) |
| 2023 | $4,124.00 (+1,809.26%) | $454,900 (+1,719.6%) Land $57,500 Building $397,400 | $454,900 (+1,719.6%) Land $57,500 Building $397,400 |
| 2022 | $216.00 | $25,000 Land $25,000 | $25,000 Land $25,000 |
Assessed value is set for property tax purposes, not a market price estimate; it is a fraction of this property's market value.
Source: FEMA National Flood Hazard Layer, effective November 20, 2022 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Nearest Special Flood Hazard Area | Zone AE, within 500 ft |
| Flood Insurance Requirement | Not required lenders may require it |
| Nearby Flood Policies | 1 in force |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 80% of the US · lower than 63% of Kentucky |
|---|---|
| Wildfire Likelihood | 0.01% annual chance |
| Exposure | Direct burnable vegetation |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: FCC Broadband Data Collection, based on 267 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| AT&T Fiber · Fixed Wireless in parts of the area | 5,000 / 5,000 |
| Spectrum Cable · Fiber in parts of the area | 1,000 / 1,000 |
| Verizon Fixed Wireless | 300 / 20 |
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