128 Lakeside Ct, Bunnell, FL 32110 Property Records

Flagler County property record for 128 Lakeside Ct, Bunnell, FL 32110

Property Summary

Property TypeSingle Family Home
Details3 bd · 2 ba · 1,556 sqft · built 2018
Lot Size0.137 acres (5,990 sqft)
OwnerIndividual Name on Record
Last Sale$183,005 (Sep 2018)
Tax Bill$2,955 (2025)
Deeds & MortgagesJan 2024 Line of Credit
Aug 2019 Mortgage
+ 4 more
Flood ZoneZone X (minimal risk)
APN03-12-30-2975-00000-1280

Property Details

APN / Parcel Number

Primary APN03-12-30-2975-00000-1280

Interior

Bedrooms3 Beds
Full Baths2 Baths
Total Rooms3 Rooms
Stories1 Story
Building Area1,556 sqft Heated Area
Gross Area2,148 sqft
Interior WallsWallboard/Drywall

Exterior

Year BuiltBuilt 2018
Effective Year BuiltEffective 2021
Exterior MaterialFiber Cement Siding
Construction TypeWood
Roof TypeGable/Hip
Roof MaterialComposition Shingle
Lot Area5,990 sqft (0.137 acres)
DrivewayDriveway
Driveway Area352 sqft

Utilities, Heating & Cooling

Cooling SystemCentral
Heating SystemForced Air

Location & Zoning

Street Address128 LAKESIDE CT
CityBUNNELL
StateFL
Zip32110-3412
Property CategoryResidential
Property TypeResidential > Single Family > Home
Legal DescriptionGRAND RESERVE & GOLF CLUB,RPUD UNIT 1 MB 36 PG 100 LOT 128 OR 1833/825 OR 2197/1402 OR 2304/1274
Legal Range30E
Legal Township12S
Legal Section03
Legal SubdivisionGRAND RESERVE & GOLF CLUB
Legal Lot Number128
Legal Unit1
JurisdictionFLAGLER FL
Township / Civil DivisionBUNNELL
Census Block Group2
Census Block2005
Census Tract60218

Owner

Source: Flagler County records, as of December 22, 2025

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of RecordIndividual Name on Record
Mailing Address128 LAKESIDE CT, BUNNELL, FL 32110-3412
OccupancyOwner Occupied
Owner TypeIndividual

Deeds, Mortgages & Sale History

DateDocument
Jan 30, 2024Deed of Trust, Mortgage · Line of Credit
BANK OF AMERICA NA
Aug 29, 2019Deed of Trust, Mortgage · Conventional Mortgage
ONE AMERICAN BANK
Jan 6, 2021Deed of Trust, Mortgage · Conventional Mortgage
ETHOS LENDING LLC
Sep 6, 2018Corporation Deed, Subdivision Related Transfer · Conventional Mortgage
DHI MORTGAGE COMPANY LTD
Aug 28, 2018Grant Deed, Transfer
ATTORNEY ONLY
Apr 7, 2017Grant Deed, Transfer
ATTORNEY ONLY

Assessor's Deed Record

Deed NamesName on Deed
Last SaleSep 6, 2018 · Amount on Record
Deed SaleSep 6, 2018 · Amount on Record
Deed Document Number2018033865
Deed Book / Page2304 / 1274
Record UpdatedJun 8, 2026

January 2024: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionFLAGLER FL
Property Address128 LAKESIDE CT, BUNNELL, FL 32110-3412
Transaction TypeMortgage
Record UpdatedFeb 8, 2024

Transferred To (Grantee/Buyer)

NameVerified Name
Address128 LAKESIDE CT, BUNNELL, FL 32110-3412

Mortgage

Document Number0028421751
DateJan 30, 2024
Book Page2842/1751
Instrument2024003845
Lender
NameBANK OF AMERICA NA
TypeBank
AddressCHARLOTTE, NC 28255
Agreement
TypeLine of Credit
AmountAmount Recorded
Term360 Months
DueJan 18, 2054
Interest
Rate TypeAdjustable Rate
Change FrequencyMonthly

August 2019: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionFLAGLER FL
Property Address128 LAKESIDE CT, BUNNELL, FL 32110-3412
Transaction TypeMortgage
Record UpdatedFeb 5, 2021

Transferred To (Grantee/Buyer)

NameVerified Name

Mortgage

Document Number0023800997
DateAug 29, 2019
Book Page2380/0997
Instrument2019032274
Lender
NameONE AMERICAN BANK
TypeBank
AddressSAN FRANCISCO, CA 94108
Agreement
TypeConventional Mortgage
AmountAmount Recorded
Term361 Months
DueSep 1, 2049

January 2021: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionFLAGLER FL
Property Address128 LAKESIDE CT, BUNNELL, FL 32110-3412
Transaction TypeMortgage
Record UpdatedFeb 5, 2021
Title CompanyELEVATED TITLE LLC

Transferred To (Grantee/Buyer)

NameVerified Name
Address128 LAKESIDE CT, BUNNELL, FL 32110-3412

Mortgage

Document Number0025121860
DateJan 6, 2021
Book Page2512/1860
Instrument2021000492
Lender
NameETHOS LENDING LLC
TypeMortgage Company
AddressSAN FRANCISCO, CA 94108
Agreement
TypeConventional Mortgage
AmountAmount Recorded
Term360 Months
DueJan 1, 2051

September 2018: Corporation Deed, Subdivision Related Transfer

Document TypeCorporation Deed
JurisdictionFLAGLER FL
Recording DateSep 6, 2018
Property Address128 LAKESIDE CT, BUNNELL, FL 32110-3412
Document Number0023041274
Book / Page2304 / 1274
Map ReferenceMB36 PG100-104
Instrument DateAug 30, 2018
Instrument2018033865
Transaction TypeSubdivision Related Transfer
Record UpdatedFeb 22, 2022
Title CompanyDHI TITLE OF FLORIDA INC

Transaction

AmountAmount Recorded
DownpaymentDownpayment on Record
Loan-to-Value (LTV)LTV on Record
Tax$1,281.70
Amount AccuracyFull Amount Stated
Additional
  • Arm's Length

Transferred From (Grantor/Seller)

NameVerified Name
Address4220 RACE TRACK RD # RD100, 4220, SAINT JOHNS, FL 32259-2084

Transferred To (Grantee/Buyer)

NameVerified Name
Address128 LAKESIDE CT, BUNNELL, FL 32110-3412

Mortgage

Document Number2018033866
DateSep 6, 2018
Instrument2018033866
Lender
NameDHI MORTGAGE COMPANY LTD
TypeMortgage Company
Agreement
TypeConventional Mortgage
AmountAmount Recorded
Term360 Months
DueSep 1, 2048

August 2018: Grant Deed, Transfer

Document TypeGrant Deed
JurisdictionFLAGLER FL
Recording DateAug 28, 2018
Property Address128 LAKESIDE CT, BUNNELL, FL 32110-3412
Document Number0023021258
Book / Page002302 / 001258
Instrument DateAug 24, 2018
Instrument32749
Transaction TypeTransfer
Record UpdatedSep 27, 2018
Title CompanyATTORNEY ONLY

Transaction

Tax$0.00
Additional
  • Multiple Parcels

Transferred From (Grantor/Seller)

NameVerified Name

Transferred To (Grantee/Buyer)

NameVerified Name
RelationshipCompany

April 2017: Grant Deed, Transfer

Document TypeGrant Deed
JurisdictionFLAGLER FL
Recording DateApr 7, 2017
Property Address128 LAKESIDE CT, BUNNELL, FL 32110-3412
Document Number0021971402
Book / Page002197 / 001402
Instrument DateApr 6, 2017
Instrument12319
Transaction TypeTransfer
Record UpdatedJun 15, 2017
Title CompanyATTORNEY ONLY

Transaction

AmountAmount Recorded
Tax$875.00
Additional
  • Arm's Length
  • Multiple Parcels

Transferred From (Grantor/Seller)

NameVerified Name

Transferred To (Grantee/Buyer)

NameVerified Name
RelationshipCompany
Address4220 RACE TRACK RD ST JOHNS FL 322592084, ST JOHNS, FL 32259-2084
InvestorPossibly a Property Investor

Tax Assessment & Valuation

Source: Flagler County assessment roll, as of July 1, 2025

Property Jurisdictions

TypeName
StateFlorida
CountyFlagler County
MunicipalityBunnell City
Unified School DistrictFlagler County School District (PK - 12)

Tax Bill & Assessment History

YearTax BillAssessed ValueAssessed Market Value
2025$2,955.00 (-41.76%) Homeowner's exemption$178,704 (+5.99%)$237,776 (-5.82%) Land $40,000 Building $197,776
2023$5,074.00 (+8.77%) Homeowner's exemption$168,610 (+3%)$252,467 (+3.62%) Land $40,000 Building $212,467
2022$4,665.00 Homeowner's exemption$163,699$243,657 Land $40,000 Building $203,657

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective March 5, 2025 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood ZoneZone X
minimal risk
Flood Insurance RequirementNot required
lenders may require it
Flood Insurance CostPremium on Record
median of 111 policies
Community Rating SystemClass 4 (30% premium discount)
Nearby Flood Policies111 in force
Nearby Flood Claims2 (2024)
Claims Outside the SFHA2 of 2
Most Recent ClaimOct 2024 · Hurricane Milton
Claims by Event
  • Hurricane Milton, Oct 2024 · 2 claims

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire RiskModerate
above 56% of the US · lower than 72% of Florida
Wildfire Likelihood0.1% annual chance
ExposureDirect
burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water SystemBUNNELL WATER PLANT
serves 3,507 people · EPA ID FL2180134
Water SourceGroundwater
Last State InspectionJun 2023
Lead6 ppb (2025)
action level 15 ppb

Violations Reported to EPA

Water QualityNone
last 10 years
Treatment and ProcedureNone
last 10 years
Monitoring and Reporting1
last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 50 locations within half a mile, as of December 31, 2025

ProviderMax Down / Up (Mbps)
AT&T
Fiber
5,000 / 5,000
Spectrum
Cable · Fiber in parts of the area
1,000 / 1,000
Verizon
Fixed Wireless
300 / 20

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