128 Lafayette St, Fall River, MA 02723 Property Records

Bristol County and Fall River City property record for 128 Lafayette St, Fall River, MA 02723

Property Summary

Property Type	Duplex
Details	4 bd · 2 ba · 1,728 sqft · built 1950
Lot Size	0.172 acres (7,501 sqft)
Owner	Individual Name on File
Tax Bill	$4,283 (2025)
Deeds & Mortgages	Nov 2021 Mortgage Aug 2022 Line of Credit + 1 more
Flood Zone	Zone X (minimal risk)
APN	`FALL M:0K-21 B:0000 L:0087`

Property Details

APN / Parcel Number

Primary APN	`FALL M:0K-21 B:0000 L:0087`
Alternative APN	`M:0K=21 B:0000 L:0087`

Interior

Bedrooms	4 Beds
Full Baths	2 Baths
Total Rooms	10 Rooms
Units	2 Units
Stories	2 Stories
Building Area	1,728 sqft Living Area
Gross Area	3,456 sqft
Basement Area	1,072 sqft
Unfinished Basement	1,072 sqft
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 1950
Effective Year Built	Effective 1950
Architectural Style	Duplex Single
Exterior Material	Aluminum/Vinyl
Construction Type	Frame
Roof Type	Gable
Roof Material	Asphalt
Lot Area	7,501 sqft (0.172 acres)
Garage Type	Detached

Utilities, Heating & Cooling

Heating System	Hot Water
Heating Fuel	Gas

Location & Zoning

Street Address	128 LAFAYETTE ST
City	FALL RIVER
State	MA
Zip	02723-4011
Property Category	Residential
Property Type	Residential > Multi-Unit > Duplex
Local Zoning Code	S
Legal Lot Number	87
Jurisdiction	FALL RIVER MA
Township / Civil Division	FALL RIVER
Census Block Group	1
Census Block	1011
Census Tract	641600

Owner

128 Lafayette St, a duplex, is owned and occupied by an individual who acquired it in November 2021.

Source: Bristol County and Fall River City records, as of October 20, 2026

Owner of Record	Individual Name on File
Mailing Address	128 LAFAYETTE ST, FALL RIVER, MA 02723-4011
Occupancy	Owner Occupied
Owner Type	Individual

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
Nov 15, 2021	Deed of Trust, Mortgage · FHA Mortgage FALL RIVER FIVE CENTS SAVINGS BANK
Aug 30, 2022	Deed of Trust, Mortgage · Line of Credit ST ANNE CU
Nov 15, 2021	Other, Transfer · FHA Mortgage FALL RIVER FIVE CENTS SAVINGS BANK

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Nov 15, 2021
Deed Sale	Nov 15, 2021
Deed Document Number	202126451
Prior Transfer Date	Aug 27, 2021
Prior Transfer Doc	010812-251
Record Updated	Oct 29, 2026

November 2021: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	FALL RIVER MA
Property Address	128 LAFAYETTE ST, FALL RIVER, MA 02723-4011
Transaction Type	Mortgage
Record Updated	Nov 1, 2023

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	010812-251
Date	Nov 15, 2021
Book Page	10812/251
Instrument	26452

Lender

Name	FALL RIVER FIVE CENTS SAVINGS BANK
Type	Bank

Agreement

Type	FHA Mortgage
Amount	Amount on Record
Term	361 Months
Due	Dec 1, 2051

August 2022: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	FALL RIVER MA
Property Address	128 LAFAYETTE ST, FALL RIVER, MA 02723-4011
Transaction Type	Mortgage
Record Updated	Sep 19, 2022

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0011106-96
Date	Aug 30, 2022
Book Page	11106/96
Instrument	15463

Lender

Name	ST ANNE CU
Type	Credit Union

Agreement

Type	Line of Credit
Amount	Amount on Record
Term	301 Months
Due	Sep 1, 2047

Interest

Rate Type	Adjustable Rate

November 2021: Other, Transfer

Document Type	Other
Jurisdiction	FALL RIVER MA
Recording Date	Nov 15, 2021
Property Address	128 LAFAYETTE ST, FALL RIVER, MA 02723-4011
Document Number	10812-245
Book / Page	10812 / 245
Instrument Date	Aug 27, 2021
Instrument	26451
Transaction Type	Transfer
Record Updated	Dec 3, 2021

Transaction

Tax	$0.00
Amount Accuracy	No Consideration Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	128 LAFAYETTE ST, FALL RIVER, MA 02723-4011

Mortgage

Document Number	10812-251
Date	Nov 15, 2021
Book Page	10812/251
Instrument	26452

Lender

Name	FALL RIVER FIVE CENTS SAVINGS BANK
Type	Bank

Agreement

Type	FHA Mortgage
Amount	Amount on Record
Term	361 Months
Due	Dec 1, 2051

Tax Assessment & Valuation

The 2025 property tax bill for 128 Lafayette St was $4,283, up 7.9% from the year before.

Source: Bristol County and Fall River City assessment roll, as of April 14, 2026

Property Jurisdictions

Type	Name
State	Massachusetts
County	Bristol County
Municipality	Fall River City
Unified School District	Fall River School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$4,283.00 (+7.91%)	$374,100 (+8.31%) Land $117,800 Building $256,300	$468,926
2024	$3,969.00 (+7.24%)	$345,400 (+14.52%) Land $115,500 Building $229,900
2023	$3,701.00	$301,600 Land $104,100 Building $197,500

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA maps place 128 Lafayette St in Zone X, an area of minimal flood risk.

Source: FEMA National Flood Hazard Layer, effective June 22, 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it

Values are read at the parcel center point; lenders make the official flood determination.

Wildfire

Wildfire risk around 128 Lafayette St is low, with a 0.01% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 99.8% of the US · lower than 99.9% of Massachusetts
Wildfire Likelihood	0.01% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	FALL RIVER WATER DEPARTMENT serves 94,000 people · EPA ID MA4095000
Water Source	Surface water
Last State Inspection	Jan 2025
Lead	12 ppb (2025) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	2 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. This system sells water to local utilities; the supplier billing this address may be one of them.

Internet Providers

Source: FCC Broadband Data Collection, based on 824 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Xfinity Cable	2,000 / 2,000
Verizon Fixed Wireless	300 / 20

May also be available: T-Mobile.

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