Harford County property record for 128 King James Cir, Edgewood, MD 21040
| Property Type | Single Family Home |
|---|---|
| Details | 2.5 ba · 1,644 sqft · built 2004 |
| Lot Size | 0.167 acres (7,274 sqft) |
| Owner | 2 Individual Names on File |
| Last Sale | $345,000 (Jun 2026) |
| Tax Bill | $2,806 (2025) |
| Deeds & Mortgages | Jun 2026 Sale & Mortgage Jul 2022 Mortgage + 1 more |
| Flood Zone | Zone X (minimal risk) |
| APN | 01-328794 |
| Primary APN | 01-328794 |
|---|---|
| Alternative APNs |
|
| Full Baths | 2.5 Baths |
|---|---|
| Half Baths | 1 Half Bath |
| Stories | 2 Stories |
| Building Area | 1,644 sqft Total Area |
| Fireplaces | 1 Fireplace |
| Fireplace | Fireplace |
| Year Built | Built 2004 |
|---|---|
| Effective Year Built | Effective 2004 |
| Exterior Material | Siding |
| Roof Material | Composition Shingle |
| Lot Area | 7,274 sqft (0.167 acres) |
| Garage Type | Attached |
| Garage Area | 300 sqft |
| Parking Spaces | 1 Parking Space |
| Porch | Slab |
| Porch Area | 132 sqft |
| Deck Area | 264 sqft |
| Cooling System | HVAC |
|---|---|
| Heating System | Forced Air with A/C |
| Sewer | Connected |
| Account Number | 328794 |
|---|---|
| Street Address | 128 KING JAMES CIR |
| City | EDGEWOOD |
| State | MD |
| Zip | 21040-3444 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Local Zoning Code | R2COS |
| Legal Description | LOT 88 7274 SF 128 KING JAMES CIRCLE LORD WILBYS REST P102/37 |
| Legal Subdivision | LORD WILLOUGHBYS REST |
| Legal Lot Number | 88 |
| Jurisdiction | HARFORD MD |
| Township / Civil Division | 1, ABINGDON |
| Census Block Group | 2 |
| Census Block | 2001 |
| Census Tract | 301602 |
Source: Harford County assessment roll, as of August 12, 2025
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | 2 Individual Names on File |
|---|---|
| Mailing Address | 128 KING JAMES CIR, EDGEWOOD, MD 21040-3444 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
| Vesting | Tenants by the Entirety |
| Date | Document |
|---|---|
| Jun 26, 2026 | Deed, Transfer · Conventional Mortgage FAIRWAY INDEPENDENT MORTGAGE CORPORATION |
| Jul 29, 2022 | Deed of Trust, Mortgage · Conventional Mortgage NATIONS LENDING CORP |
| Jan 4, 2022 | Intrafamily Transfer, Transfer · Conventional Mortgage NATIONS LENDING CORP |
| Deed Names | 2 Verified Names on Deed |
|---|---|
| Last Sale | Jun 26, 2026 · Amount on Record |
| Deed Sale | Jun 26, 2026 · Amount on Record |
| Prior Sale | May 23, 2006 |
| Deed Book / Page | 17186 / 360 |
| Prior Transfer Date | Aug 23, 2021 |
| Prior Transfer Doc | 0152850060 |
| Record Updated | Sep 20, 2026 |
| Document Type | Deed |
|---|---|
| Jurisdiction | HARFORD MD |
| Recording Date | Jun 26, 2026 |
| Property Address | 128 KING JAMES CIR, EDGEWOOD, MD 21040-3444 |
| Document Number | 1718000360 |
| Book / Page | 17186 / 360 |
| Instrument Date | Jun 16, 2026 |
| Transaction Type | Transfer |
| Record Updated | Jul 7, 2026 |
| Title Company | FIDELITY NATIONAL TITLE |
| Amount | Amount Recorded |
|---|---|
| Downpayment | Downpayment on File |
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $348,450.00 |
| Amount Accuracy | Calculated from Transfer Tax |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Relationship | Tenants by the Entirety |
| Address | 128 KING JAMES CIR, EDGEWOOD, MD 21040-3444 |
| Document Number | 1718000367, |
|---|---|
| Date | Jun 26, 2026 |
| Book Page | 17186/367 |
| Name | FAIRWAY INDEPENDENT MORTGAGE CORPORATION |
|---|
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 360 Months |
| Due | Jul 1, 2056 |
| Rate Type | Fixed Rate |
|---|---|
| Rate | 6.36% |
| Initial Type | Fixed Rate |
| Max Rate | -1% |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | HARFORD MD |
| Property Address | 128 KING JAMES CIR, EDGEWOOD, MD 21040-3444 |
| Transaction Type | Mortgage |
| Record Updated | Oct 24, 2022 |
| Title Company | MORTGAGE INFORMATION SERVICES, MORTGAGE INFORMATION SERVICE |
| Name | Verified Name |
|---|
| Document Number | 0156110233 |
|---|---|
| Date | Jul 29, 2022 |
| Book Page | 15611/233 |
| Name | NATIONS LENDING CORP |
|---|---|
| Type | Mortgage Company |
| Address | INDEPENDENCE, OH 44131 |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 361 Months |
| Due | Aug 1, 2052 |
| Document Type | Intrafamily Transfer |
|---|---|
| Jurisdiction | HARFORD MD |
| Recording Date | Jan 4, 2022 |
| Property Address | 128 KING JAMES CIR, EDGEWOOD, MD 21040-3444 |
| Document Number | 0152850060 |
| Book / Page | 15285 / 60 |
| Map Reference | MB 102 PL 37 |
| Instrument Date | Aug 23, 2021 |
| Transaction Type | Transfer |
| Record Updated | Aug 11, 2022 |
| Title Company | MORTGAGE INFORMATION SERVICES, MORTGAGE INFORMATION SVCS IN |
| Tax | $0.00 |
|---|---|
| Amount Accuracy | Transfer Tax Exempt |
| Additional |
|
| Name | Verified Name |
|---|---|
| Address | 2209 W SARATOGA ST, 2209, BALTIMORE, MD 21223-1509 |
| Name | Verified Name |
|---|---|
| Address | 128 KING JAMES CIR, EDGEWOOD, MD 21040-3444 |
| Document Number | 0001528567 |
|---|---|
| Date | Jan 4, 2022 |
| Instrument | 15285/67 |
| Name | NATIONS LENDING CORP |
|---|---|
| Type | Mortgage Company |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 356 Months |
| Due | Sep 1, 2051 |
Source: Harford County assessment roll, as of August 12, 2025
| Type | Name |
|---|---|
| State | Maryland |
| County | Harford County |
| Unified School District | Harford County Public Schools (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2026 | $300,400 (+6.6%) Land $75,200 Building $225,200 | $300,400 (-) Land $75,200 Building $225,200 | |
| 2025 | $2,806.00 (+8.3%) Homeowner's exemption | $281,800 (+15.21%) | $300,400 (+22.81%) Land $75,200 Building $225,200 |
| 2023 | $244,600 Land $75,200 Building $169,400 | $244,600 Land $75,200 Building $169,400 | |
| 2022 | $2,591.00 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
Source: FEMA National Flood Hazard Layer, effective October 15, 2021 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
| Community Rating System | Class 7 (15% premium discount) |
| Nearby Flood Policies | 7 in force |
| Nearby Flood Claims | 8 (2003–2017) |
| Claims Outside the SFHA | 3 of 8 |
| Most Recent Claim | Aug 2017 · river or lake flooding |
| Claims by Event |
|
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 80% of the US · above 41% of Maryland |
|---|---|
| Wildfire Likelihood | 0.01% annual chance |
| Exposure | Direct burnable vegetation at the parcel |
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | HARFORD COUNTY D.P.W. serves 104,567 people · EPA ID MD0120016 |
|---|---|
| Water Source | Surface water |
| Last State Inspection | Jul 2024 |
| Lead | Under 1 ppb (2021–2023) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | 2 last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.
Source: FCC Broadband Data Collection, based on 126 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Xfinity Cable | 2,000 / 250 |
| Verizon Fiber | 980 / 880 |
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