128 Kimberly Dr, Loretto, TN 38469 Property Records

Lawrence County property record for 128 Kimberly Dr, Loretto, TN 38469

Property Summary

Property TypeSingle Family Home
Details2 ba · 2,352 sqft · built 1997
Lot Size0.921 acres (40,155 sqft)
Owner2 Individual Names on Record
Last Sale$77,000 (Sep 1997)
Tax Bill$1,748 (2024)
Deeds & MortgagesOct 2025 Construction Loan
Flood ZoneZone X (minimal risk)
APN050151P D 01300

Property Details

APN / Parcel Number

Primary APN050151P D 01300
Alternative APN
  • 151P D 01300

Interior

Full Baths2 Baths
Plumbing Fixtures6 Plumbing Fixtures
Stories1 Story
Building Area2,352 sqft Living Area
1st Floor Area2,352 sqft
Basement Area900 sqft
Finished Basement900 sqft
FlooringCarpet
Interior WallsWallboard/Drywall

Exterior

Year BuiltBuilt 1997
Effective Year BuiltEffective 2006
Exterior MaterialSiding
Roof TypeGable/Hip
Roof MaterialComposition Shingle
Lot Area40,155 sqft (0.921 acres)
Lot Dimensions267 ft deep x 150 ft wide
Garage TypeFinished
Garage Area576 sqft
Parking Spaces2 Parking Spaces
PorchSlab
Porch Area264 sqft

Utilities, Heating & Cooling

Cooling SystemPackage A/C
Heating SystemHVAC
SewerMunicipal
Water SourceCommercial

Location & Zoning

Street Address128 KIMBERLY DR
CityLORETTO
StateTN
Zip38469-2553
Property CategoryResidential
Property TypeResidential > Single Family > Home
Legal DescriptionDISTRICT: 2; SUBDIVISION: PLEASANTVIEW ESTATES
Legal SubdivisionPLEASANTVIEW ESTATES
Legal Lot Number13
JurisdictionLAWRENCE TN
Township / Civil Division2
Census Block Group2
Census Block2028
Census Tract960700

Owner

Source: Lawrence County records, as of May 12, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record2 Individual Names on Record
Mailing Address128 KIMBERLY DR, LORETTO, TN 38469-2553
OccupancyOwner Occupied
Owner TypeIndividual

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed Names2 Names on Deed
Last SaleSep 10, 1997 · Amount on Record
Deed SaleSep 10, 1997 · Amount on Record
Prior SaleSep 1, 1993
Deed Book / Page295 / 226
Last Transfer DateJan 4, 2011
Transfer Doc0000035688
Record UpdatedJun 8, 2026

October 2025: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionLAWRENCE TN
Property Address128 KIMBERLY DR, LORETTO, TN 38469-2553
Transaction TypeMortgage
Record UpdatedNov 4, 2025

Transferred To (Grantee/Buyer)

NameVerified Name
Address128 KIMBERLY DR, LORETTO, TN 38469-2553

Mortgage

Document Number0000802551
DateOct 24, 2025
Book Page802/551
Instrument25006169
Lender
NameCITIZENS BANK OF LAWRENCE COUNTY
AddressPO BOX 246, LORETTO, TN 38469
Agreement
TypeConstruction Mortgage
AmountAmount Recorded
Term36 Months
DueOct 20, 2028
Interest
Rate TypeAdjustable Rate
Rate12.7%
AdjustableAdjustable Rate Rider
Type Change DateOct 20, 2026
Change FrequencyAnnually
Min Rate At Change5.75%
Max Rate At Change9.75%
IndexPrime Rate

Tax Assessment & Valuation

Source: Lawrence County assessment roll, as of January 23, 2026

Property Jurisdictions

TypeName
StateTennessee
CountyLawrence County
MunicipalityLoretto City
Unified School DistrictLawrence County School District (PK - 12)

Tax Bill & Assessment History

YearTax BillAssessed ValueAssessed Market Value
2025$62,175 (-) Land $2,125 Building $60,050
2024$1,748.00 (+20.14%)
2023$1,455.00$62,175 (-) Land $2,125 Building $60,050
2022$1,455.00$62,175 Land $2,125 Building $60,050$248,700 Land $8,500 Building $240,200

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective November 17, 2016

FEMA Flood ZoneZone X
minimal risk
Flood Insurance RequirementNot required
lenders may require it

Values are read at the parcel center point; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire RiskLow
lower than 80% of the US · lower than 72% of Tennessee
Wildfire Likelihood0.03% annual chance
ExposureDirect
burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water SystemLORETTO WATER DEPARTMENT
serves 5,054 people · EPA ID TN0000408
Water SourceGroundwater influenced by surface water
Last State InspectionFeb 2026
Lead1 ppb (2023–2025)
action level 15 ppb

Violations Reported to EPA

Water QualityTurbidity
resolved · Oct 2019
Treatment and ProcedureNone
last 10 years
Monitoring and Reporting1
last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 22 locations within half a mile, as of December 31, 2025

ProviderMax Down / Up (Mbps)
Skyline Telephone
Fiber
1,000 / 1,000
Spectrum
Cable
1,000 / 1,000
Verizon
Fixed Wireless
300 / 20
T-Mobile
Fixed Wireless
100 / 20

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