128 Kimball St, Elgin, IL 60120 Property Records

Kane County property record for 128 Kimball St, Elgin, IL 60120 · Last verified July 2026

Property Summary

Property Type	Single Family Home
Details	3 bd · 2.5 ba · 1,978 sqft · built 2004
Lot Size	0.025 acres (1,070 sqft)
Owner	2 Individual Names on File
Last Sale	$265,000 (Sep 2022)
Tax Bill	$7,465 (2025)
Deeds & Mortgages	Sep 2022 Sale & Mortgage Aug 2018 Mortgage
Flood Zone	Zone X (minimal risk)
APN	`06-14-236-034`

Property Details

APN / Parcel Number

Primary APN	`06-14-236-034`

Interior

Bedrooms	3 Beds
Full Baths	2.5 Baths
Half Baths	1 Half Bath
Total Rooms	6 Rooms
Stories	3 Stories
Building Area	1,978 sqft Living Area

Exterior

Year Built	Built 2004
Effective Year Built	Effective 2004
Exterior Material	Brick
Lot Area	1,070 sqft (0.025 acres)
Lot Width	22 ft Width
Garage Type	Attached
Parking Spaces	2 Parking Spaces

Utilities, Heating & Cooling

Cooling System	HVAC

Location & Zoning

Street Address	128 KIMBALL ST
City	ELGIN
State	IL
Zip	60120-4112
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	PJ KIMBALL JRS 2ND ADD TO ELGIN LOT 52 DESC IN TAXPAYERS REQUEST DATED 10/22/2008
Legal Subdivision	PJ KIMBALL JRS 2ND ADD
Legal Block	1
Legal Lot Number	52
Jurisdiction	KANE IL
Township / Civil Division	ELGIN
Census Block Group	1
Census Block	1003
Census Tract	854600

Owner

Source: Kane County records · APN 06-14-236-034

Assessment roll updated August 25, 2025 · Last verified July 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Individual Names on File
Mailing Address	128 KIMBALL ST, ELGIN, IL 60120-4112
Occupancy	Owner Occupied
Owner Type	Individual
Vesting	Tenants by the Entirety

Deeds, Mortgages & Sale History

Date	Document
Sep 12, 2022	Warranty Deed, Transfer · FHA Mortgage UNITED WHOLESALE MORTGAGE
Aug 09, 2018	Deed of Trust, Mortgage · Conventional Mortgage QUICKEN LNS

Assessor's Deed Record

Deed Names	2 Verified Names on Deed
Last Sale	Sep 12, 2022 · Amount on Record
Deed Sale	Sep 12, 2022 · Amount on Record
Prior Sale	Jan 07, 2009 · Amount on Record
Deed Document Number	202245274
Record Updated	Sep 20, 2026

September 2022: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	KANE IL
Recording Date	Sep 12, 2022
Property Address	128 KIMBALL ST, ELGIN, IL 60120-4112
Document Number	0000045274
Instrument Date	Sep 07, 2022
Instrument	2022K045274
Transaction Type	Transfer
Record Updated	Sep 20, 2022
Title Company	CHICAGO TITLE COMPANY, CHICAGO TITLE INSURANCE CO

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on File
Loan-to-Value (LTV)	LTV on Record
Tax	$265.00
Amount Accuracy	Rounded by County
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	128 KIMBALL ST # 128, 128, ELGIN, IL 60120-4112

Mortgage

Document Number	0000045275
Date	Sep 12, 2022
Instrument	2022K045275

Lender

Name	UNITED WHOLESALE MORTGAGE
Type	Mortgage Company

Agreement

Type	FHA Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Oct 01, 2052

Interest

Rate Type	Fixed Rate
Rate	4.5%

August 2018: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	KANE IL
Property Address	128 KIMBALL ST, ELGIN, IL 60120-4112
Document Number	0000039848
Instrument Date	Aug 09, 2018
Transaction Type	Mortgage
Record Updated	Aug 29, 2018
Title Company	OTHER

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	128 KIMBALL ST ELGIN IL 601204112, ELGIN, IL 60120-4112

Mortgage

Document Number	0000039848
Date	Aug 15, 2018
Instrument	39848

Lender

Name	QUICKEN LNS
Type	Funding / Finance Company
Address	DETROIT, MI 48226-1906

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	360 Months
Due	Aug 14, 2048

Tax Assessment & Valuation

Source: Kane County records · Assessment roll updated August 25, 2025 · Last verified July 2026

Property Jurisdictions

Type	Name
State	Illinois
County	Kane County
County Subdivision	Elgin Township
Municipality	Elgin City
Unified School District	School District U-46 (PK - 12)

Tax Bill & Assessment History

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$7,465.00 (+13.54%) Homeowner's exemption Disabled Person's exemption
2024		$99,344 (+21.39%) Land $25,023 Building $74,321	$298,151 (+21.44%) Land $75,099 Building $223,052
2022	$6,575.00 (+4.53%) Homeowner's exemption	$81,836 (+6.96%) Land $20,613 Building $61,223	$245,508 (+6.96%) Land $61,839 Building $183,669
2021	$6,290.00 Homeowner's exemption	$76,511 Land $19,272 Building $57,239	$229,533 Land $57,816 Building $171,717

Flood & Wildfire

Source: FEMA National Flood Hazard Layer, Kane County (17089C), updated October 8, 2026 · USDA Forest Service Wildfire Risk to Communities, 2nd edition (2024), fuels as of 2020 · Last verified October 2026

Flood

FEMA Flood Zone	Zone X
Special Flood Hazard Area	No
Flood Hazard	Minimal
500-Year Floodplain	No

Wildfire

Wildfire Risk	Not rated no burnable land in reach
Wildfire Likelihood	Negligible
Exposure	None beyond ember reach

Values are read at the parcel center point; lenders make the official flood determination.

Internet Providers

Source: FCC Broadband Data Collection, availability as of December 31, 2025 · Published October 2026 · based on 504 locations within about half a mile of this property

Provider	Technology	Download / Upload (Mbps)
Xfinity	Cable	2,000 / 250
Radiate Holdings	Cable	1,500 / 50
AT&T	Fixed Wireless	100 / 20
AT&T	DSL	100 / 20

May also be available at this address: Opiquad, T-Mobile USA, Radiate Holdings, Verizon, AT&T. Availability varies by address; speeds are provider-advertised maximums, not measured.

Mobile Coverage

5G and 4G LTE

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