128 Jonance Rd, Berea, KY 40403 Property Records

Rockcastle County property record for 128 Jonance Rd, Berea, KY 40403

Property Summary

Property Type	Single Family Home
Details	built 2002
Lot Size	1.32 acres (57,653 sqft)
Owner	2 Individual Names on Record
Last Sale	$130,000 (Jul 2024)
Tax Bill	$1,057 (2025)
Deeds & Mortgages	Jul 2024 Sale Jul 2024 Sale & Line of Credit
Flood Zone	Zone X (minimal risk)
APN	`040-00-048.17`

Property Details

APN / Parcel Number

Primary APN	`040-00-048.17`
Alternative APNs	`1998201` `1201901` `1372801`

Exterior

Year Built	Built 2002
Effective Year Built	Effective 2002
Lot Area	57,653 sqft (1.32 acres)

Location & Zoning

Account Number	1372801
Street Address	128 JONANCE RD
City	BEREA
State	KY
Zip	40403-1696
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	LOT #27 & 2002 SCHULTZ HOME
Legal Subdivision	WILLIAM K CUMMINS PH 2
Legal Lot Number	27
Jurisdiction	ROCKCASTLE KY
Township / Civil Division	CONWAY
Census Block Group	2
Census Block	2000
Census Tract	950100

Owner

Source: Rockcastle County records, as of April 2, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Individual Names on Record
Mailing Address	128 JONANCE RD, BEREA, KY 40403-1696
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Jul 31, 2024	Deed, Transfer BLUEGRASS LAND TITLE, BLUEGRASS LAND TITLE LLC
Jul 31, 2024	Deed, Transfer · Line of Credit LEXINGTON-FAYETTE URBAN COUNTY GOV

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Jul 31, 2024 · Amount on Record
Deed Sale	Jul 31, 2024 · Amount on Record
Prior Sale	Aug 12, 2015 · Amount on Record
Deed Book / Page	293 / 144
Record Updated	Jun 8, 2026

July 2024: Deed, Transfer

Document Type	Deed
Jurisdiction	ROCKCASTLE KY
Recording Date	Jul 31, 2024
Property Address	128 JONANCE RD, BEREA, KY 40403-1696
Document Number	000293/144
Book / Page	293 / 144
Map Reference	MB 4 PG 262
Instrument Date	Jul 25, 2024
Instrument	399813
Transaction Type	Transfer
Record Updated	Jan 20, 2026
Title Company	BLUEGRASS LAND TITLE, BLUEGRASS LAND TITLE LLC

Transaction

Amount	Amount Recorded
Tax	$130.00
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	1651 POPLAR GROVE RD, BRODHEAD, KY 40409-8745

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Joint Tenants with Right of Survivorship
Address	128 JONANCE RD, BEREA, KY 40403-1696

July 2024: Deed, Transfer

Document Type	Deed
Jurisdiction	ROCKCASTLE KY
Recording Date	Jul 31, 2024
Property Address	128 JONANCE RD, BEREA, KY 40403-1696
Document Number	000293/144
Book / Page	293 / 144
Map Reference	MB 4 PG 262
Instrument Date	Jul 25, 2024
Instrument	399813
Transaction Type	Transfer
Record Updated	Jan 23, 2026
Title Company	BLUEGRASS LAND TITLE LLC

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$130.00
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	1651 POPLAR GROVE RD, BRODHEAD, KY 40409-8745

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Joint Tenants with Right of Survivorship
Address	128 JONANCE RD, BEREA, KY 40403-1696

Mortgage

Document Number	0000399815
Date	Jul 31, 2024
Instrument	399815

Lender

Name	LEXINGTON-FAYETTE URBAN COUNTY GOV
Type	Government Agency

Agreement

Type	Line of Credit
Amount	Amount Recorded
Term	121 Months
Due	Aug 1, 2034

Tax Assessment & Valuation

Source: Rockcastle County assessment roll, as of January 23, 2026

Property Jurisdictions

Type	Name
State	Kentucky
County	Rockcastle County
Unified School District	Rockcastle County School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$1,057.00 (+111.82%)	$130,000 (+113.11%)	$130,000 (+113.11%)
2024	$499.00 (-0.99%)	$61,000 (-)	$61,000 (-)
2023	$504.00	$61,000	$61,000

Assessed value is set for property tax purposes, not a market price estimate; it is a fraction of this property's market value.

Flood

Source: FEMA National Flood Hazard Layer, effective August 3, 2009 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	1 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 66% of the US · above 66% of Kentucky
Wildfire Likelihood	0.04% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	WESTERN ROCKCASTLE WATER ASSOC private · serves 12,623 people · EPA ID KY1020891
Water Source	Purchased surface water from several systems
Last State Inspection	Aug 2025
Lead	2 ppb (2024–2026) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 47 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Spectrum Cable	1,000 / 1,000
Starlink Satellite	280 / 30

May also be available: T-Mobile, Windstream.

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