Madison County property record for 128 Joe Phillips Rd, Madison, AL 35758
| Property Type | Single Family Home |
|---|---|
| Details | 2.5 ba · 1,670 sqft · built 2005 |
| Lot Size | 1.01 acres (43,996 sqft) |
| Owner | 2 Individual Names on File |
| Last Sale | $100,000 (Oct 2015) |
| Tax Bill | $2,842 (2026) |
| Deeds & Mortgages | Jul 2017 Second Mortgage Aug 2020 Mortgage |
| Flood Zone | Zone X (minimal risk) |
| APN | 15-09-31-2-001-102.000 |
| Primary APN | 15-09-31-2-001-102.000 |
|---|---|
| Alternative APN |
|
| Full Baths | 2.5 Baths |
|---|---|
| Half Baths | 1 Half Bath |
| Stories | 1 Story |
| Building Area | 1,670 sqft Living Area |
| 1st Floor Area | 1,670 sqft |
| Flooring | Carpet |
| Interior Walls | Wallboard/Drywall |
| Fireplaces | 1 Fireplace |
| Fireplace | Fireplace |
| Year Built | Built 2005 |
|---|---|
| Effective Year Built | Effective 2005 |
| Exterior Material | Brick |
| Construction Type | Wood |
| Foundation Type | Retaining Wall |
| Roof Type | Gable/Hip |
| Roof Material | Asphalt |
| Lot Area | 43,996 sqft (1.01 acres) |
| Lot Dimensions | 321 ft deep x 137 ft wide |
| Cooling System | HVAC |
|---|---|
| Heating System | Forced Air with A/C |
| Account Number | 423632 |
|---|---|
| Street Address | 128 JOE PHILLIPS RD |
| City | MADISON |
| State | AL |
| Zip | 35758-9776 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Legal Description | LOT 5 JOE PHILLIPS S/D A RESUB OF LOT 25 JOE PHILLIPS S/D PB 43 PG 31 |
| Legal Range | 02W |
| Legal Township | 03S |
| Legal Section | 31 |
| Legal Subdivision | JOE PHILLIPS S/D |
| Legal Lot Number | 5 |
| Jurisdiction | MADISON AL |
| Township / Civil Division | MADISON |
| Census Block Group | 1 |
| Census Block | 1016 |
| Census Tract | 11024 |
128 Joe Phillips Rd is owned and occupied by two individuals who bought it in October 2015.
Source: Madison County records, as of October 20, 2026
| Owner of Record | 2 Individual Names on File |
|---|---|
| Mailing Address | 128 JOE PHILLIPS RD, MADISON, AL 35758-9776 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.
| Date | Document |
|---|---|
| Jul 10, 2017 | Deed of Trust, Mortgage · Stand-Alone Second Mortgage REDSTONE FCU |
| Aug 17, 2020 | Deed of Trust, Mortgage · VA Mortgage HAMILTON MTG CORP |
| Deed Names | 2 Names on Deed |
|---|---|
| Last Sale | Oct 21, 2015 · Amount on File |
| Deed Sale | Oct 21, 2015 · Amount on File |
| Deed Document Number | 2015583690 |
| Record Updated | Oct 29, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | MADISON AL |
| Property Address | 128 JOE PHILLIPS RD, MADISON, AL 35758-9776 |
| Transaction Type | Mortgage |
| Record Updated | Feb 5, 2021 |
| Name | Verified Name |
|---|
| Document Number | 0000390100 |
|---|---|
| Date | Jul 10, 2017 |
| Instrument | 20170710000390100 |
| Name | REDSTONE FCU |
|---|---|
| Type | Credit Union |
| Address | HUNTSVILLE, AL 35893 |
| Type | Stand-Alone Second Mortgage |
|---|---|
| Amount | Amount on Record |
| Term | 181 Months |
| Due | Aug 1, 2032 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | MADISON AL |
| Property Address | 128 JOE PHILLIPS RD, MADISON, AL 35758-9776 |
| Document Number | 0000065181 |
| Instrument Date | Aug 17, 2020 |
| Transaction Type | Mortgage |
| Record Updated | Oct 2, 2020 |
| Title Company | ATTORNEY ONLY |
| Name | Verified Name |
|---|---|
| Relationship | Husband and Wife |
| Address | 128 JOE PHILLIPS RD MADISON AL 357589776, MADISON, AL 35758-9776 |
| Document Number | 0000065181 |
|---|---|
| Date | Aug 24, 2020 |
| Instrument | 65181 |
| Name | HAMILTON MTG CORP |
|---|---|
| Address | BIRMINGHAM, AL 35209 |
| Type | VA Mortgage |
|---|---|
| Amount | Amount on Record |
| Term | 360 Months |
| Due | Aug 23, 2050 |
The 2026 property tax bill for 128 Joe Phillips Rd was $2,842 with a homeowner's exemption, up 2.3% from the year before.
Source: Madison County assessment roll, as of November 17, 2025
| Type | Name |
|---|---|
| State | Alabama |
| County | Madison County |
| Municipality | Madison City |
| Unified School District | Madison City School District (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2026 | $2,842.00 (+2.27%) | ||
| 2025 | $2,779.00 Homeowner's exemption | $40,540 Land $2,020 Building $38,520 | $405,300 Land $20,200 Building $385,100 |
| 2023 | $2,609.00 (+14.38%) Homeowner's exemption | $38,100 (+14.14%) Land $2,020 Building $36,080 | $381,000 (+14.14%) Land $20,200 Building $360,800 |
| 2022 | $2,281.00 Homeowner's exemption | $33,380 Land $2,020 Building $31,360 | $333,800 Land $20,200 Building $313,600 |
Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.
FEMA maps place 128 Joe Phillips Rd in Zone X, an area of minimal flood risk.
Source: FEMA National Flood Hazard Layer, effective September 16, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
| Nearby Flood Policies | 4 in force |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Wildfire risk around 128 Joe Phillips Rd is low, with less than a 0.01% annual chance of wildfire.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 95% of the US · lower than 98.7% of Alabama |
|---|---|
| Wildfire Likelihood | Under 0.01% annual chance |
| Exposure | None beyond ember reach |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: FCC Broadband Data Collection, based on 246 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Xfinity Cable | 2,000 / 250 |
| WOW Internet, Cable & Phone Cable | 1,200 / 50 |
| Verizon Fixed Wireless | 300 / 20 |
| T-Mobile Fixed Wireless | 100 / 20 |
| AT&T Fixed Wireless · DSL · Fiber in parts of the area | 100 / 20 |
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