128 Jermain Ave, Sag Harbor, NY 11963 Property Records

Suffolk County and Southampton Town property record for 128 Jermain Ave, Sag Harbor, NY 11963

Property Summary

Property TypeSingle Family Home
Details3 bd · 2 ba · 1,152 sqft · built 1998
Lot Size0.15 acres (6,534 sqft)
OwnerIndividual Name on Record
Last Sale$465,000 (Jun 2009)
Tax Bill$3,006 (2024)
Deeds & MortgagesMay 2023 Mortgage
Jan 2021 Sale & Mortgage
Flood ZoneZone X (minimal risk)
APN0903-006.00-04.00-039.001

Property Details

APN / Parcel Number

Primary APN0903-006.00-04.00-039.001
Alternative APNs
  • 473609 006.000-0004-039.001
  • 360900600000040390010000
  • 47360099870

Interior

Bedrooms3 Beds
Full Baths2 Baths
Stories2 Stories
Building Area1,152 sqft Living Area
1st Floor Area1,152 sqft

Exterior

Year BuiltBuilt 1998
Effective Year BuiltEffective 1998
Architectural StyleMobile Home
Exterior MaterialComposition/Composite
Foundation TypeNo Foundation
Lot Area6,534 sqft (0.15 acres)
View / LotBelow Average
PorchPorch
Porch Area39 sqft

Utilities, Heating & Cooling

Heating SystemHot Water
Heating FuelOil
SewerConnected
Water SourceCommercial

Location & Zoning

Street Address128 JERMAIN AVE
CitySAG HARBOR
StateNY
Zip11963-3413
Property CategoryResidential
Property TypeResidential > Single Family > Home
Local Zoning CodeVILLA
Legal Description87-LD EQ +200
Legal Block4
Legal Lot Number39
JurisdictionSUFFOLK NY
Township / Civil DivisionSOUTHAMPTON
Census Block Group2
Census Block2021
Census Tract190708

Historic Designation

Source: NPS National Register of Historic Places, as of August 1, 2026

Historic DistrictWithin the Sag Harbor Village District
listed 1973 · 25 contributing resources · NRIS 73001274

Federal listing alone does not restrict alterations; local historic district rules, which this data does not cover, may apply.

Owner

Source: Suffolk County and Southampton Town records, as of August 11, 2026

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Owner of RecordIndividual Name on Record
Mailing Address121 E 22ND ST, S, NEW YORK, NY 10010-5412
Owner TypeIndividual

Deeds, Mortgages & Sale History

DateDocument
May 1, 2023Deed of Trust, Mortgage · ARM
CITIBANK NA
Jan 16, 2021Grant Deed, Transfer
CITIBANK

Assessor's Deed Record

Deed NamesName on Deed
Last SaleJun 17, 2009 · Amount on Record
Deed SaleJun 17, 2009 · Amount on Record
Prior SaleJun 2, 2009 · Amount on Record
Deed Book / Page12591 / 122
Prior Transfer DateApr 5, 2007
Prior Transfer Doc0125050000000199
Record UpdatedSep 20, 2026

May 2023: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionSUFFOLK NY
Property Address128 JERMAIN AVE, SAG HARBOR, NY 11963-3413
Transaction TypeMortgage
Record UpdatedFeb 13, 2024

Transferred To (Grantee/Buyer)

NameVerified Name

Mortgage

Document Number0235030516
DateMay 1, 2023
Book Page23503/516
Lender
NameCITIBANK NA
TypeBank
Agreement
TypeARM
AmountAmount Recorded
Term349 Months
DueJun 1, 2052
Interest
Rate TypeAdjustable Rate
Rate4.7%
Type Change DateApr 1, 2033
IndexOther

January 2021: Grant Deed, Transfer

Document TypeGrant Deed
JurisdictionSUFFOLK NY
Recording DateJan 16, 2021
Property Address128 JERMAIN AVE, SAG HARBOR, NY 11963-3413
Document Number0130870383
Book / Page013087 / 000383
Instrument DateSep 9, 2020
Transaction TypeTransfer
Record UpdatedApr 27, 2021
Title CompanyNOT AVAILABLE

Transaction

AmountAmount Recorded
DownpaymentDownpayment on Record
Loan-to-Value (LTV)LTV on Record
Tax$4,800.00
Amount AccuracyConfirmed
Additional
  • Arm's Length

Transferred From (Grantor/Seller)

NameVerified Name

Transferred To (Grantee/Buyer)

NameVerified Name
Address121 E 22ND ST #5202 NEW YORK NY 10011, 5202, NEW YORK, NY 10011

Mortgage

Document Number232200739
DateJan 16, 2021
Book Page023220/000739
Lender
NameCITIBANK
TypeBank
Address1000 TECHNOLOGY DR, O FALLON, MO 63368-2222
Agreement
AmountAmount Recorded
Term360 Months
DueJan 15, 2051

Tax Assessment & Valuation

Source: Suffolk County and Southampton Town assessment roll, as of August 11, 2026

Property Jurisdictions

TypeName
StateNew York
CountySuffolk County
County SubdivisionSouthampton Town
MunicipalitySag Harbor Village
Unified School DistrictSag Harbor Union Free School District (PK - 12)

Tax Bill & Assessment History

YearTax BillAssessed ValueAssessed Market Value
2025$1,082,400 (-) Land $698,700 Building $383,700$1,718,096 (-) Land $1,109,048 Building $609,048
2024$3,006.00 (-32.57%)$1,718,096 (+10.32%) Land $1,109,048 Building $609,048
2023$1,082,400 Land $698,700 Building $383,700$1,557,410 Land $1,005,324 Building $552,086
2020$4,458.00

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective September 18, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood ZoneZone X
minimal risk
Flood Insurance RequirementNot required
lenders may require it
Flood Insurance CostPremium on Record
median of 37 policies
Community Rating SystemClass 10 (0% premium discount)
Nearby Flood Policies37 in force
Nearby Flood Claims86 (1978–2024)
Claims Outside the SFHA14 of 86
Most Recent ClaimAug 2024 · Severe Storm And Flooding
Claims by Event
  • Hurricane Sandy, Oct 2012 · 25 claims
  • Coastal Storm, High Tides, Heavy Rain, & Flooding, Dec 1992 · 12 claims
  • Coastal Storms & Flooding, Mar 1984 · 5 claims

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire RiskLow
lower than 80% of the US · above 54% of New York
Wildfire Likelihood0.01% annual chance
ExposureIndirect
within ember reach
Adjoins Burnable LandYes

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water SystemSUFFOLK COUNTY WATER AUTHORITY
serves 1,100,000 people · EPA ID NY5110526
Water SourceGroundwater
Last State InspectionJan 2024
Lead1 ppb (2025–2027)
action level 15 ppb

Violations Reported to EPA

Water QualityAsbestos
resolved · Jul 2020
Treatment and ProcedureNone
last 10 years
Monitoring and ReportingNone
last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 305 locations within half a mile, as of December 31, 2025

ProviderMax Down / Up (Mbps)
Optimum
Fiber · Cable
8,000 / 8,000
Verizon
Fixed Wireless
300 / 20
Starlink
Satellite
280 / 30
T-Mobile
Fixed Wireless
100 / 20

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