128 Howeston Mill Dr, Jackson, TN 38305 Property Records

Madison County property record for 128 Howeston Mill Dr, Jackson, TN 38305

Property Summary

Property Type	Single Family Home
Details	4 ba · 2,983 sqft · built 1993
Lot Size	3 acres (130,680 sqft)
Owner	2 Individual Names on File
Last Sale	$234,000 (Feb 2020)
Tax Bill	$2,868 (2022)
Deeds & Mortgages	Mar 2022 Mortgage Feb 2020 Sale & Mortgage
Flood Zone	Zone X (minimal risk)
APN	`057043J E 01500`

Property Details

APN / Parcel Number

Primary APN	`057043J E 01500`
Alternative APN	`043J E 01500`

Interior

Full Baths	4 Baths
Plumbing Fixtures	10 Plumbing Fixtures
Stories	2 Stories
Building Area	2,983 sqft Living Area
1st Floor Area	1,393 sqft
Upper Floors Area	609 sqft
Flooring	Carpet
Interior Walls	Wallboard/Drywall
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 1993
Effective Year Built	Effective 2002
Exterior Material	Brick
Foundation Type	Footing
Roof Type	Gable/Hip
Roof Material	Composition Shingle
Lot Area	130,680 sqft
Garage Type	Finished
Garage Area	441 sqft
Parking Spaces	2 Parking Spaces

Exterior Amenities

Porch	Porch
Porch Area	204 sqft
Deck Area	276 sqft
Patio Area	276 sqft

Utilities, Heating & Cooling

Cooling System	HVAC
Heating System	HVAC
Sewer	Municipal
Water Source	Commercial

Location & Zoning

Street Address	128 HOWESTON MILL DR
City	JACKSON
State	TN
Zip	38305-6400
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	DISTRICT: 05 LOT 6 & N 1/2 LOT 7, COUNTY AREA: D49
Legal Subdivision	HOWESTON MILL ESTATES
Legal Block	1
Legal Lot Number	6,7
Jurisdiction	MADISON TN
Township / Civil Division	10
Census Block Group	1
Census Block	1002
Census Tract	1603

Owner

128 Howeston Mill Dr is owned and occupied by two individuals who bought it in February 2020.

Source: Madison County records, as of January 22, 2026

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Owner of Record	2 Individual Names on File
Mailing Address	128 HOWESTON MILL DR, JACKSON, TN 38305-6400
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Mar 10, 2022	Deed of Trust, Mortgage · Conventional Mortgage SIMMONS BANK
Feb 20, 2020	Warranty Deed, Transfer · Conventional with PMI FIRSTBANK

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Feb 20, 2020 · Amount on File
Deed Sale	Feb 20, 2020 · Amount on File
Prior Sale	Sep 18, 2013 · Amount on File
Deed Document Number	20002110
Deed Book / Page	D756 / 0596
Record Updated	Jun 8, 2026

March 2022: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	MADISON TN
Property Address	128 HOWESTON MILL DR, JACKSON, TN 38305-6400
Transaction Type	Mortgage
Record Updated	Mar 23, 2022

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	T2189/1515
Date	Mar 10, 2022
Book Page	T2189/1515
Instrument	22003198

Lender

Name	SIMMONS BANK
Type	Bank
Address	PINE BLUFF, AR 71601

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	361 Months
Due	Apr 1, 2052

February 2020: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	MADISON TN
Recording Date	Feb 20, 2020
Property Address	128 HOWESTON MILL DR, JACKSON, TN 38305-6400
Document Number	0000002110
Book / Page	00D756 / 000596
Instrument Date	Feb 19, 2020
Instrument	2110
Transaction Type	Transfer
Record Updated	Mar 10, 2020
Title Company	ATTORNEY ONLY

Transaction

Amount	Amount on Record
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$866.00
Amount Accuracy	Confirmed
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Husband and Wife
Address	128 HOWESTON MILL DR JACKSON TN 383056400, JACKSON, TN 38305-6400

Mortgage

Document Number	2111
Date	Feb 20, 2020
Book Page	0T2115/001247
Instrument	2111

Lender

Name	FIRSTBANK
Type	Bank
Address	FRANKLIN, TN 37067

Agreement

Type	Conventional with PMI
Amount	Amount on Record
Term	360 Months
Due	Feb 19, 2050

Tax Assessment & Valuation

Source: Madison County assessment roll, as of May 20, 2025

Property Jurisdictions

Type	Name
State	Tennessee
County	Madison County
Municipality	Jackson City
Unified School District	Jackson-Madison County School System (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025		$82,300 Land $8,800 Building $73,500
2023		$82,300 Land $8,800 Building $73,500
2022	$2,868.00		$329,200 Land $35,200 Building $294,000

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Flood

FEMA maps place 128 Howeston Mill Dr in Zone X, an area of minimal flood risk, though there have been 1 flood claim nearby since 2007.

Source: FEMA National Flood Hazard Layer, effective August 3, 2009 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	4 in force
Nearby Flood Claims	1 (2007)
Claims Outside the SFHA	1 of 1
Most Recent Claim	Jan 2007 · rainfall accumulation

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 128 Howeston Mill Dr is low, with a 0.01% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 93% of the US · lower than 93% of Tennessee
Wildfire Likelihood	0.01% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	JACKSON WATER SYSTEM serves 91,111 people · EPA ID TN0000299
Water Source	Groundwater
Lead	Under 1 ppb (2023–2025) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 147 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Spectrum Cable	1,000 / 1,000
EPlus Broadband Fiber	1,000 / 1,000
Verizon Fixed Wireless	300 / 20
T-Mobile Fixed Wireless	100 / 20

May also be available: Aeneas Communications, AT&T.

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