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128 Howard St, Reading, MA 01867 Property Records

Middlesex County and Reading Town property record for 128 Howard St, Reading, MA 01867 · Last verified July 2026

Property Summary

Property TypeSingle Family Home
Details4 bd · 2.5 ba · 2,040 sqft · built 1930
Lot Size0.15 acres (6,525 sqft)
Owner2 Individual Names on File
Last Sale$400,000 (Oct 2012)
Tax Bill$9,633 (2025)
Deeds & MortgagesAug 2017 Mortgage
Feb 2020 Refinance
+ 1 more
Flood ZoneZone X (minimal risk)
APNREAD M:010.0-0000-0116.0

Property Details

APN / Parcel Number

Primary APNREAD M:010.0-0000-0116.0
Alternative APNs
  • M:010.0=0000=0116.0
  • 300000000450
  • 300000000

Interior

Bedrooms4 Beds
Full Baths2.5 Baths
Half Baths1 Half Bath
Total Rooms9 Rooms
Stories2 Stories
Building Area2,040 sqft Living Area
Gross Area3,210 sqft
1st Floor Area904 sqft
Basement Area1,020 sqft
Unfinished Basement1,020 sqft
Fireplaces1 Fireplace
FireplaceFireplace

Exterior

Year BuiltBuilt 1930
Effective Year BuiltEffective 1975
Architectural StyleOther
Exterior MaterialAluminum/Vinyl
Construction TypeFrame
Roof TypeGambrel
Roof MaterialAsphalt
Lot Area6,525 sqft (0.15 acres)

Utilities, Heating & Cooling

Cooling SystemHVAC
Heating SystemSteam
Heating FuelGas

Location & Zoning

Account Number300000000450
Street Address128 HOWARD ST
CityREADING
StateMA
Zip01867-3341
Property CategoryResidential
Property TypeResidential > Single Family > Home
JurisdictionREADING MA
Township / Civil DivisionREADING
Census Block Group3
Census Block3013
Census Tract334100

Owner

Source: Middlesex County and Reading Town records · APN READ M:010.0-0000-0116.0

Assessment roll updated April 14, 2026 · Last verified July 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record2 Individual Names on File
Mailing Address128 HOWARD ST, READING, MA 01867-3341
OccupancyOwner Occupied
Owner TypeIndividual

Deeds, Mortgages & Sale History

DateDocument
Aug 29, 2017Deed of Trust, Mortgage
HOMEBRIDGE FINANCIAL
Feb 18, 2020Deed of Trust, Mortgage · Stand-Alone Refinance
SAVINGS BANK TRUST
Sep 15, 2020Deed of Trust, Mortgage · Stand-Alone Refinance
LOANDEPOT.COM LLC

Assessor's Deed Record

Deed Names2 Verified Names on Deed
Last SaleOct 25, 2012 · Amount on Record
Deed SaleOct 25, 2012 · Amount on Record
Prior SaleJul 28, 2006 · Amount on Record
Deed Book / Page60330 / 555
Transfer Doc5565000314
Record UpdatedSep 20, 2026

August 2017: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionREADING MA
Property Address128 HOWARD ST, READING, MA 01867-3341
Transaction TypeMortgage
Record UpdatedFeb 05, 2021

Transferred To (Grantee/Buyer)

NameVerified Name

Mortgage

Document Number69842-389
DateAug 29, 2017
Book Page69842/389
Instrument138240
Lender
NameHOMEBRIDGE FINANCIAL
Agreement
AmountAmount Recorded
Term360 Months
DueAug 01, 2047

February 2020: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionREADING MA
Property Address128 HOWARD ST, READING, MA 01867-3341
Transaction TypeMortgage
Record UpdatedFeb 05, 2021

Transferred To (Grantee/Buyer)

NameVerified Name

Mortgage

Document Number74141-1
DateFeb 18, 2020
Book Page74141/1
Instrument23505
Lender
NameSAVINGS BANK TRUST
TypeBank
Agreement
TypeStand-Alone Refinance
AmountAmount Recorded
Term361 Months
DueMar 01, 2050

September 2020: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionREADING MA
Property Address128 HOWARD ST, READING, MA 01867-3341
Transaction TypeMortgage
Record UpdatedFeb 05, 2021

Transferred To (Grantee/Buyer)

NameVerified Name

Mortgage

Document Number75619-149
DateSep 15, 2020
Book Page75619/149
Instrument162089
Lender
NameLOANDEPOT.COM LLC
TypeMortgage Company
Agreement
TypeStand-Alone Refinance
AmountAmount Recorded
Term361 Months
DueOct 01, 2050

Tax Assessment & Valuation

Source: Middlesex County and Reading Town records · Assessment roll updated April 14, 2026 · Last verified July 2026

Property Jurisdictions

TypeName
StateMassachusetts
CountyMiddlesex County
County SubdivisionReading Town
Unified School DistrictReading School District (PK - 12)

Tax Bill & Assessment History

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

YearTax BillAssessed ValueAssessed Market Value
2025$9,633.00 (+1.16%)$845,700 (+4.09%) Land $468,800 Building $376,900$792,775 (+1.59%)
2024$9,523.00 (+3.25%)$812,500 (+10.91%) Land $450,400 Building $362,100$780,330
2023$9,223.00$732,600 Land $406,100 Building $326,500

Flood & Wildfire

Source: FEMA National Flood Hazard Layer, Middlesex County (25017C), updated September 10, 2026 · FEMA OpenFEMA NFIP redacted claims and policies, census block group 250173341003, refreshed September 2026 · USDA Forest Service Wildfire Risk to Communities, 2nd edition (2024), fuels as of 2020 · Last verified October 2026

Flood

FEMA Flood ZoneZone X
Special Flood Hazard AreaNo
Flood HazardMinimal
500-Year FloodplainNo
Nearby Flood Policies1 in force
Nearby Flood Claims1 (1978)
Most Recent ClaimFeb 1978, tidal / storm surge

Wildfire

Wildfire RiskNot rated
no burnable land in reach
Wildfire LikelihoodNegligible
ExposureNone
beyond ember reach

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Internet Providers

Source: FCC Broadband Data Collection, availability as of December 31, 2025 · Published October 2026 · based on 356 locations within about half a mile of this property

ProviderTechnologyDownload / Upload (Mbps)
XfinityCable2,000 / 250
VerizonFiber980 / 880

May also be available at this address: T-Mobile USA, Radiate Holdings, Verizon. Availability varies by address; speeds are provider-advertised maximums, not measured.

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