Dare County property record for 128 Hooker Rd, Wanchese, NC 27981
| Property Type | Single Family Home |
|---|---|
| Details | 3 bd · 2 ba · 1,078 sqft · built 2020 |
| Lot Size | 0.218 acres (9,500 sqft) |
| Owner | Individual Name on Record |
| Tax Bill | $1,826 (2026) |
| Deeds & Mortgages | Jul 2026 Line of Credit Mar 2020 Mortgage + 1 more |
| Flood Zone | Zone X (moderate risk) |
| APN | 979705182321 |
| Primary APN | 979705182321 |
|---|---|
| Alternative APN |
|
| Bedrooms | 3 Beds |
|---|---|
| Full Baths | 2 Baths |
| Stories | 1 Story |
| Building Area | 1,078 sqft Finished Area |
| Year Built | Built 2020 |
|---|---|
| Effective Year Built | Effective 2020 |
| Exterior Material | Other |
| Lot Area | 9,500 sqft (0.218 acres) |
| Cooling System | Central |
|---|---|
| Heating System | Forced Air with A/C |
| Heating Fuel | Electric |
| Account Number | 979705182321 |
|---|---|
| Street Address | 128 HOOKER RD |
| City | WANCHESE |
| State | NC |
| Zip | 27981-9643 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Legal Description | LOT: BLK: SEC: PL: SL: |
| Legal Unit | 1 |
| Jurisdiction | DARE NC |
| Township / Civil Division | NAGS HEAD |
| Census Block Group | 1 |
| Census Block | 1021 |
| Census Tract | 970602 |
Source: Dare County records, as of October 20, 2026
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | Individual Name on Record |
|---|---|
| Mailing Address | 209 AIRPORT RD, MANTEO, NC 27954-9687 |
| Owner Type | Individual |
| Date | Document |
|---|---|
| Jul 30, 2026 | Deed of Trust, Mortgage · Line of Credit STATE EMPLOYEES CREDIT UNION |
| Mar 18, 2020 | Deed of Trust, Mortgage · Conventional Mortgage STATE EMPLOYEES CU |
| May 21, 2021 | Deed of Trust, Mortgage · Conventional Mortgage WELLS FARGO BANK NA |
| Deed Names | Name on Deed |
|---|---|
| Last Transfer Date | Mar 26, 2014 |
| Transfer Doc | 001956/317 |
| Record Updated | Oct 29, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | DARE NC |
| Recording Date | Jul 30, 2026 |
| Property Address | 128 HOOKER RD, WANCHESE, NC 27981-9643 |
| Document Number | 0700162056 |
| Book / Page | 2863 / 56 |
| Instrument Date | Jul 24, 2026 |
| Instrument | 2026700162056 |
| Transaction Type | Mortgage |
| Record Updated | Aug 17, 2026 |
| Title Company | NONE LISTED ON DOCUMENT |
| Name | Verified Name |
|---|---|
| Address | 128 HOOKER RD, WANCHESE, NC 27981-9643 |
| Document Number | 0700162056, |
|---|---|
| Date | Jul 30, 2026 |
| Book Page | 2863/56 |
| Instrument | 2026700162056 |
| Name | STATE EMPLOYEES CREDIT UNION |
|---|
| Type | Line of Credit |
|---|---|
| Amount | Amount Recorded |
| Rate | 6.49% |
|---|---|
| Max Rate | -1% |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | DARE NC |
| Property Address | 128 HOOKER RD, WANCHESE, NC 27981-9643 |
| Transaction Type | Mortgage |
| Record Updated | Oct 16, 2025 |
| Name | Verified Name |
|---|
| Document Number | 002362/678 |
|---|---|
| Date | Mar 18, 2020 |
| Book Page | 2362/678 |
| Instrument | 700075609 |
| Name | STATE EMPLOYEES CU |
|---|---|
| Type | Credit Union |
| Address | RALEIGH, NC 27611 |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 367 Months |
| Due | Oct 1, 2050 |
| Rate Type | Adjustable Rate |
|---|---|
| Rate | 3.37% |
| Change Frequency | 5 Years |
| Index | 5-Year CMT |
| Max Rate | 6% |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | DARE NC |
| Property Address | 128 HOOKER RD, WANCHESE, NC 27981-9643 |
| Transaction Type | Mortgage |
| Record Updated | Oct 16, 2025 |
| Name | Verified Name |
|---|
| Document Number | 002508/330 |
|---|---|
| Date | May 21, 2021 |
| Book Page | 2508/330 |
| Instrument | 700099414 |
| Name | WELLS FARGO BANK NA |
|---|---|
| Type | Bank |
| Address | SIOUX FALLS, SD 57104 |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 361 Months |
| Due | Jun 1, 2051 |
Source: Dare County assessment roll, as of October 20, 2026
| Type | Name |
|---|---|
| State | North Carolina |
| County | Dare County |
| Unified School District | Dare County Schools (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2026 | $1,826.00 | $461,000 (-) Land $73,900 Building $387,100 | $461,000 (-) Land $73,900 Building $387,100 |
| 2025 | $1,826.00 (+17.65%) | $461,000 (+68.99%) Land $73,900 Building $387,100 | |
| 2023 | $1,552.00 | $272,800 Land $56,500 Building $216,300 | |
| 2020 | $461,000 Land $73,900 Building $387,100 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
Source: FEMA National Flood Hazard Layer, effective May 11, 2023 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X moderate risk |
|---|---|
| 500-Year Floodplain | Yes 0.2% annual chance |
| Nearest Special Flood Hazard Area | Zone AE, within 100 ft |
| Flood Insurance Requirement | Not required lenders may require it |
| Flood Insurance Cost | Premium on Record median of 183 policies |
| Community Rating System | Class 6 (20% premium discount) |
| Nearby Flood Policies | 183 in force |
| Nearby Flood Claims | 172 (1983–2023) |
| Claims Outside the SFHA | 3 of 172 |
| Most Recent Claim | Apr 2023 · tidal / storm surge |
| Claims by Event |
|
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | High above 89% of the US · above 99.1% of North Carolina |
|---|---|
| Wildfire Likelihood | 0.6% annual chance |
| Exposure | Direct burnable vegetation |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | DARE COUNTY WATER SYSTEM serves 28,732 people · EPA ID NC0428030 |
|---|---|
| Water Source | Groundwater |
| Last State Inspection | Jun 2025 |
| Lead | 4 ppb (2023–2025) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | None last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.
Source: FCC Broadband Data Collection, based on 58 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Brightspeed Fiber | 2,000 / 2,000 |
| Spectrum Cable | 1,000 / 1,000 |
| Verizon Fixed Wireless | 300 / 20 |
| AT&T Fixed Wireless | 100 / 20 |
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