Rutherford County property record for 128 Home Rd, Mill Spring, NC 28756 · Last verified April 2026
| Property Type | Residential > Single Family > Home |
|---|---|
| Bedrooms | 2 Beds |
| Bathrooms | 1 Baths |
| Year Built | Built 2000 |
| Square Footage | 864 sqft Heated Area |
| Lot Size | 28,750 sqft (0.66 acres) |
| Garage | Carport, 252 sqft |
| Last Sale | $102,500 (2020) |
| Tax Bill | $934.00 (2025) |
| Primary APN | 1600463 |
|---|---|
| Alternative APN |
|
| Bedrooms | 2 Beds |
|---|---|
| Full Baths | 1 Baths |
| Building Area | 864 sqft Heated Area |
| Stories | 1 Stories |
| Primary Flooring | Wood Flooring |
| Fireplace | Fireplace |
| Fireplaces | 1 Fireplaces |
| Year Built | Built 1986 |
|---|---|
| Effective Year Built | Effective 2000 |
| Architectural Style | Ranch Style |
| Exterior Material | Wood Siding Exterior |
| Roof Construction | Gable Roof Construction |
| Roof Material | Asphalt Roof |
| Lot Area | 28,750 sqft (0.66 acres) |
| Garage Type | Carport Garage |
| Garage Area | 252 sqft Garage |
| Carport | Carport |
| Carport Area | 252 sqft Carport |
| Deck Area | 160 sqft Deck |
| Patio Area | 160 sqft Patio |
| Porch Area | 192 sqft Porch |
| Cooling System | A/C Fan Cooling Cooling |
|---|---|
| Heating System | Forced Air with Air Conditioning Heating |
| Sewage | Septic Sewage |
| Water Source | Well Water Source |
| Street Address | 128 HOME RD |
|---|---|
| City | MILL SPRING |
| State | NC |
| Zip | 28756-9634 |
| Property Usage | Residential Property Usage |
| Type | Residential > Single Family > Home |
| Legal Description | GPIN:0641012681140000; RES OFF ANDROMEDA DR |
| Legal Subdivision | CHIMNEY ROCK TOWNSHIP |
| Jurisdiction | RUTHERFORD NC |
| Minor Civil Division | CHIMNEY ROCK |
| Census Blockgroup | 2 |
| Census Block | 2046 |
| Census Tract | 960302 |
Source: Rutherford County records · APN 1600463
Assessment roll updated August 29, 2025 · Last verified April 2026
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | 2 Individual Names on File |
|---|---|
| Mailing Address | 2525 W GOLF BLVD, 217, POMPANO BEACH, FL 33064-3237 |
| Owner Type | Owner is an Individual, Couple or Unincorporated Entity |
| Vesting | Joint Tenants |
| Date | Document |
|---|---|
| Mar 16, 2017 | Deed of Trust, Mortgage · Federal Housing Administration (FHA) Mortgage PACIFIC UNION FINANCIAL LLC |
| Oct 22, 2020 | Warranty Deed, Transfer ATTORNEY ONLY |
| Deed Names | 2 Verified Names on Deed |
|---|---|
| Last Sale | Oct 22, 2020 · Amount on Record |
| Deed Sale | Oct 22, 2020 · Amount on Record |
| Prior Sale | Jun 25, 2014 · Amount on Record |
| Deed Book / Page | 2038 / 1783 |
| Last Transfer Date | Jul 18, 2024 |
| Transfer Doc | 0020833489 |
| Record Refreshed | Jun 08, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | RUTHERFORD NC |
| Property Address | 128 HOME RD, MILL SPRING, NC 28756-9634 |
| Transaction Type | Mortgage |
| Record Updated | Oct 21, 2022 |
| Title Company | LENDERS TITLE SOLUTIONS LLC |
| Name | Verified Name |
|---|
| Document Number | 0012440033 |
|---|---|
| Date | Mar 16, 2017 |
| Book Page | 1244/033 |
| Name | PACIFIC UNION FINANCIAL LLC |
|---|---|
| Type | Lending Institution |
| Address | IRVING, TX 75063 |
| Type | Federal Housing Administration (FHA) Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 361 Months |
| Due | Apr 01, 2047 |
| Document Type | Warranty Deed |
|---|---|
| Jurisdiction | RUTHERFORD NC |
| Recording Date | Oct 22, 2020 |
| Property Address | 128 HOME RD, MILL SPRING, NC 28756-9634 |
| Document Number | 0020381783 |
| Book / Page | 002038 / 001783 |
| Instrument Date | Oct 22, 2020 |
| Transaction Type | Transfer |
| Record Updated | Nov 09, 2020 |
| Title Company | ATTORNEY ONLY |
| Amount | Amount Recorded |
|---|---|
| Tax | $205.00 |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Address | 2525 W GWE BLVD #217 POMPANO BEACH FL 33064, 217, POMPANO BEACH, FL 33064 |
Source: Rutherford County records · Assessment roll updated August 29, 2025 · Last verified April 2026
| Type | Name |
|---|---|
| State | North Carolina |
| County | Rutherford County |
| Unified School District | Rutherford County Schools (PK - 12) |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2025 | $934.00 (+131.19%) | $128,500 (-) Land $20,000 Building $108,500 | $128,500 (-) Land $20,000 Building $108,500 |
| 2023 | $128,500 Land $20,000 Building $108,500 | $128,500 Land $20,000 Building $108,500 | |
| 2022 | $404.00 | ||
| 2021 | $404.00 |
128 Home Rd is in FEMA Zone AE, inside the Special Flood Hazard Area, with direct wildfire exposure (Moderate risk).
Source: FEMA National Flood Hazard Layer · Rutherford County (37161C), updated April 18, 2014
| FEMA Flood Zone | Zone AE 1% annual chance, base flood elevation determined |
|---|---|
| Special Flood Hazard Area | Yes flood insurance required for federally backed mortgages |
| Floodway | No |
| Base Flood Elevation | Varies along the reach; see FIRM |
Source: USDA Forest Service Wildfire Risk to Communities · 2nd edition (2024), fuels as of 2020
| Wildfire Risk to Homes | Moderate 58th percentile of exposed land nationally · 81st in North Carolina |
|---|---|
| Wildfire Likelihood | Moderate — about 1 in 599 per year |
| Exposure | Direct burnable vegetation at the parcel |
Values are read at the parcel center point; lenders make the official flood determination.
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