128 Holmes Dr, Fairborn, OH 45324 Property Records

Greene County property record for 128 Holmes Dr, Fairborn, OH 45324

Property Summary

Property Type	Single Family Home
Details	3 bd · 1.5 ba · 1,260 sqft · built 1943
Lot Size	0.125 acres (5,481 sqft)
Owner	Individual Name on File
Last Sale	$100,000 (Dec 2022)
Tax Bill	$1,782 (2025)
Deeds & Mortgages	Apr 2026 Line of Credit Dec 2022 Sale & Mortgage + 1 more
Flood Zone	Zone X (minimal risk)
APN	`A021009124`

Property Details

APN / Parcel Number

Primary APN	`A021009124`
Alternative APN	`A02-0001-0009.0-0124.00`

Interior

Bedrooms	3 Beds
Full Baths	1.5 Baths
Half Baths	1 Half Bath
Total Rooms	6 Rooms
Stories	1 Story
Building Area	1,260 sqft Living Area
1st Floor Area	720 sqft
Basement Area	720 sqft
Unfinished Basement	720 sqft

Exterior

Year Built	Built 1943
Effective Year Built	Effective 1943
Architectural Style	Cape Cod
Exterior Material	Aluminum/Vinyl
Construction Type	Frame
Lot Area	5,481 sqft (0.125 acres)
Lot Width	50 ft Width
Garage Type	Detached

Utilities, Heating & Cooling

Cooling System	Central
Heating System	HVAC
Heating Fuel	Gas
Sewer	Municipal
Water Source	Commercial

Location & Zoning

Street Address	128 HOLMES DR
City	FAIRBORN
State	OH
Zip	45324-5017
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	R2
Legal Description	SCHOOL PLACE ALL LOT 296 128 HOLMES DR
Legal Subdivision	SCHOOL PLACE
Legal Lot Number	296
Jurisdiction	GREENE OH
Township / Civil Division	BATH
Census Block Group	3
Census Block	3023
Census Tract	200300

Owner

128 Holmes Dr is owned and occupied by an individual who bought it in December 2022.

Source: Greene County records, as of July 21, 2026

Owner of Record	Individual Name on File
Mailing Address	128 HOLMES DR, FAIRBORN, OH 45324-5017
Occupancy	Owner Occupied
Owner Type	Individual

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
Apr 23, 2026	Deed of Trust, Mortgage · Line of Credit DAY AIR CREDIT UNION
Dec 14, 2022	Warranty Deed, Transfer · Conventional Mortgage PRIMELENDING
Aug 31, 2017	Deed of Trust, Mortgage · Conventional Mortgage STANDARD REGISTER FCU

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Dec 14, 2022 · Amount on File
Deed Sale	Dec 14, 2022 · Amount on File
Deed Document Number	202222703
Prior Transfer Date	Nov 30, 2022
Prior Transfer Doc	0000022703
Record Updated	Oct 29, 2026

April 2026: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	GREENE OH
Recording Date	Apr 23, 2026
Property Address	128 HOLMES DR, FAIRBORN, OH 45324-5017
Document Number	0000006302
Instrument Date	Apr 15, 2026
Instrument	20266302
Transaction Type	Mortgage
Record Updated	Jul 12, 2026
Title Company	NONE LISTED ON DOCUMENT

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	128 HOLMES DR, FAIRBORN, OH 45324-5017
Investor	Possibly a Property Investor

Mortgage

Document Number	0000006302,
Date	Apr 23, 2026
Instrument	20266302

Lender

Name	DAY AIR CREDIT UNION

Agreement

Type	Line of Credit
Amount	Amount on Record

Interest

Rate	6.22%
Max Rate	-1%

December 2022: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	GREENE OH
Recording Date	Dec 14, 2022
Property Address	128 HOLMES DR, FAIRBORN, OH 45324-5017
Document Number	0000022703
Map Reference	CAB 31 PG 277B-278A
Instrument Date	Nov 30, 2022
Instrument	2022022703
Transaction Type	Transfer
Record Updated	Apr 10, 2024

Transaction

Amount	Amount on Record
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$0.00
Amount Accuracy	Rounded by County

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Joint Tenants with Right of Survivorship
Address	128 HOLMES DR, FAIRBORN, OH 45324-5017
Investor	Possibly a Property Investor

Mortgage

Document Number	0000022704
Date	Dec 14, 2022
Instrument	2022022704

Lender

Name	PRIMELENDING
Type	Mortgage Company

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	360 Months
Due	Dec 1, 2052

Interest

Rate Type	Adjustable Rate
Rate	6.37%
Type Change Date	Dec 1, 2027
Change Frequency	Quarterly
Min Rate At Change	3%
Max Rate At Change	11.3%
Index	Other
Margin	3
Max Rate	11.3%

August 2017: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	GREENE OH
Property Address	128 HOLMES DR, FAIRBORN, OH 45324-5017
Document Number	0000016138
Instrument Date	Aug 31, 2017
Transaction Type	Mortgage
Record Updated	Nov 27, 2017

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	128 HOLMES DR FAIRBORN OH 453245017, FAIRBORN, OH 45324-5017

Mortgage

Document Number	0000016138
Date	Sep 22, 2017
Instrument	16138

Lender

Name	STANDARD REGISTER FCU
Type	Credit Union
Address	DAYTON, OH 45401-1167

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	180 Months
Due	Sep 21, 2032

Tax Assessment & Valuation

The 2025 property tax bill for 128 Holmes Dr was $1,782, down 5% from the year before.

Source: Greene County assessment roll, as of March 13, 2026

Property Jurisdictions

Type	Name
State	Ohio
County	Greene County
County Subdivision	Bath Township
Municipality	Fairborn City
Unified School District	Fairborn City School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$1,782.00 (-4.96%)	$40,100 (-) Land $9,410 Building $30,690
2024	$1,875.00 (-1%)	$40,100 (-) Land $9,410 Building $30,690
2023	$1,894.00 (+62.3%)	$40,100 (+36.16%) Land $9,410 Building $30,690	$114,560 Land $26,880 Building $87,680
2022	$1,167.00	$29,450 Land $5,530 Building $23,920
2020			$84,150 Land $15,810 Building $68,340

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Flood

FEMA maps place 128 Holmes Dr in Zone X, an area of minimal flood risk, within 100 ft of a high-risk flood zone.

Source: FEMA National Flood Hazard Layer, effective March 28, 2023 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Nearest Special Flood Hazard Area	Zone AE, within 100 ft
Flood Insurance Requirement	Not required lenders may require it
Flood Insurance Cost	Premium on File median of 19 policies
Nearby Flood Policies	19 in force
Nearby Flood Claims	3 (1980–2014)
Claims Outside the SFHA	1 of 3
Most Recent Claim	May 2014 · rainfall accumulation

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

The area around 128 Holmes Dr has no burnable land within ember reach, so its wildfire risk is not rated.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Not rated no burnable land within ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	FAIRBORN PUBLIC WATER SYSTEM private · serves 34,620 people · EPA ID OH2900612
Water Source	Groundwater
Last State Inspection	Jul 2025
Lead	3 ppb (2024–2026) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	2 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 519 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
altafiber Network Solutions Fiber	3,000 / 3,000
Spectrum Cable · Fiber in parts of the area	1,000 / 1,000
Verizon Fixed Wireless	300 / 20
T-Mobile Fixed Wireless	100 / 20

May also be available: AT&T.

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