128 Heritage Way, Hampstead, NC 28443 Property Records

Pender County property record for 128 Heritage Way, Hampstead, NC 28443

Property Summary

Property Type	Single Family Home
Details	3 bd · 4 ba · 2,914 sqft · built 2013
Lot Size	0.53 acres (23,087 sqft)
Owner	Individual Name on File
Last Sale	$555,000 (Jul 2023)
Tax Bill	$3,492 (2025)
Deeds & Mortgages	Oct 2021 Sale & Mortgage Mar 2020 Mortgage + 1 more
Flood Zone	Zone X (minimal risk)
APN	`3281-87-6147-0000`

Property Details

APN / Parcel Number

Primary APN	`3281-87-6147-0000`
Alternative APNs	`000051355` `963739`

Interior

Bedrooms	3 Beds
Full Baths	4 Baths
Half Baths	1 Half Bath
Stories	2 Stories
Building Area	2,914 sqft Living Area
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 2013
Architectural Style	Conventional
Exterior Material	Aluminum/Vinyl
Foundation Type	Raised
Lot Area	23,087 sqft (0.53 acres)
Terrain	Rolling

Exterior Amenities

Porch	Porch
Porch Area	277 sqft
Deck Area	60 sqft
Patio Area	399 sqft
Shed	1 Shed
Shed Area	96 sqft

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Heat Pump
Heating Fuel	Electric

Location & Zoning

Account Number	000051355
Old Parcel Number	3281 87 6147 0000
Street Address	128 HERITAGE WAY
City	HAMPSTEAD
State	NC
Zip	28443-3929
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	R20C
Legal Description	L15,PB 48/60,THE HERITAGE SURVEY
Legal Subdivision	THE HERITAGE
Legal Lot Number	15
Jurisdiction	PENDER NC
Township / Civil Division	TOPSAIL
Census Block Group	1
Census Block	1001
Census Tract	920202

Owner

128 Heritage Way is owned and occupied by an individual who bought it in July 2023.

Source: Pender County records, as of January 26, 2026

Owner of Record	Individual Name on File
Mailing Address	128 HERITAGE WAY, HAMPSTEAD, NC 28443-3929
Occupancy	Owner Occupied
Owner Type	Individual

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
Oct 20, 2021	Warranty Deed, Transfer · Conventional Mortgage ANGEL OAK HOME LOANS LLC
Mar 24, 2020	Deed of Trust, Mortgage · FHA Mortgage CALIBER HM LOANS
May 17, 2019	Warranty Deed, Transfer · FHA Mortgage EVOLVE BK&TR

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Jul 24, 2023 · Amount on File
Deed Sale	Jul 24, 2023 · Amount on File
Prior Sale	May 17, 2019 · Amount on File
Deed Document Number	0018694817
Deed Book / Page	4768 / 2354
Prior Transfer Date	Oct 20, 2021
Prior Transfer Doc	0047682354
Record Updated	Jun 8, 2026

October 2021: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	PENDER NC
Recording Date	Oct 20, 2021
Property Address	128 HERITAGE WAY, HAMPSTEAD, NC 28443-3929
Document Number	0047682354
Book / Page	4768 / 2354
Map Reference	MB 48 PG 60
Instrument Date	Oct 14, 2021
Transaction Type	Transfer
Record Updated	May 5, 2022

Transaction

Amount	Amount on Record
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$1,080.00
Amount Accuracy	Rounded by County
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	128 HERITAGE WAY, HAMPSTEAD, NC 28443-3929

Mortgage

Document Number	0047682357
Date	Oct 20, 2021
Instrument	4768/2357

Lender

Name	ANGEL OAK HOME LOANS LLC
Type	Mortgage Company

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	361 Months
Due	Nov 1, 2051

March 2020: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	PENDER NC
Property Address	128 HERITAGE WAY, HAMPSTEAD, NC 28443-3929
Document Number	0047072398
Instrument Date	Mar 24, 2020
Transaction Type	Mortgage
Record Updated	Jun 19, 2020
Title Company	FIRST AMERICAN TITLE, FIRST AMERICAN MTG SOLUTIONS

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	128 HERITAGE WAY HAMPSTEAD NC 284433929, HAMPSTEAD, NC 28443-3929

Mortgage

Document Number	0047072398
Date	Mar 30, 2020
Book Page	004707/002398
Instrument	20061556

Lender

Name	CALIBER HM LOANS
Type	Funding / Finance Company
Address	COPPELL, TX 75019

Agreement

Type	FHA Mortgage
Amount	Amount on Record
Term	300 Months
Due	Mar 29, 2045

May 2019: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	PENDER NC
Recording Date	May 17, 2019
Property Address	128 HERITAGE WAY, HAMPSTEAD, NC 28443-3929
Document Number	0046850230
Book / Page	004685 / 000230
Instrument Date	Apr 24, 2019
Instrument	20049178
Transaction Type	Transfer
Record Updated	Jun 5, 2019
Title Company	ATTORNEY ONLY

Transaction

Amount	Amount on Record
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$717.00
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	128 HERITAGE WAY HAMPSTEAD NC 284433929, HAMPSTEAD, NC 28443-3929

Mortgage

Document Number	46850232
Date	May 17, 2019
Book Page	004685/000232
Instrument	20049179

Lender

Name	EVOLVE BK&TR
Type	Bank
Address	MEMPHIS, TN 38119

Agreement

Type	FHA Mortgage
Amount	Amount on Record
Term	360 Months
Due	May 16, 2049

Tax Assessment & Valuation

The 2025 property tax bill for 128 Heritage Way was $3,492.

Source: Pender County assessment roll, as of January 1, 2025

Property Jurisdictions

Type	Name
State	North Carolina
County	Pender County
Unified School District	Pender County Schools (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$3,492.00	$631,994 Land $79,150 Building $552,844	$631,994 Land $79,150 Building $552,844
2023		$355,141 (-) Land $71,010 Building $284,131	$355,141 (-) Land $71,010 Building $284,131
2022	$3,176.00	$355,141 Land $71,010 Building $284,131	$355,141 Land $71,010 Building $284,131

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA maps place 128 Heritage Way in Zone X, an area of minimal flood risk, though there have been 65 flood claims nearby since 1996.

Source: FEMA National Flood Hazard Layer, effective January 17, 2025 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Flood Insurance Cost	Premium on File median of 142 individual policies
Community Rating System	Class 7 (15% premium discount)
Nearby Flood Policies	146 units insured incl. 4 condo units
Nearby Flood Claims	65 (1996–2024)
Claims Outside the SFHA	26 of 65
Most Recent Claim	Aug 2024 · Tropical Storm Debby
Claims by Event	Hurricane Florence, Sep 2018 · 28 claims Hurricane Floyd Major Disaster Declarations, Sep 1999 · 10 claims Hurricane Fran, Sep 1996 · 15 claims

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 128 Heritage Way is low, with a 0.05% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 62% of the US · above 54% of North Carolina
Wildfire Likelihood	0.05% annual chance
Exposure	Indirect within ember reach
Adjoins Burnable Land	Yes

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Internet Providers

Source: FCC Broadband Data Collection, based on 149 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Spectrum Cable	1,000 / 1,000
Verizon Fixed Wireless	300 / 20

May also be available: AT&T.

Cell Coverage

5G (outdoors only) and 4G LTE

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