Polk County property record for 128 Hamlin St, Winter Haven, FL 33880
| Property Type | Single Family Home |
|---|---|
| Details | 3 bd · 2 ba · 1,104 sqft · built 1983 |
| Lot Size | 0.415 acres (18,069 sqft) |
| Owner | Individual Name on File |
| Last Sale | $90,700 (May 2026) |
| Tax Bill | $645 (2025) |
| Deeds & Mortgages | May 2026 Sale Nov 2022 Line of Credit + 2 more |
| Flood Zone | Zone X (minimal risk) |
| APN | 25-28-28-354770-010650 |
| Primary APN | 25-28-28-354770-010650 |
|---|---|
| Alternative APNs |
|
| Bedrooms | 3 Beds |
|---|---|
| Full Baths | 2 Baths |
| Stories | 1 Story |
| Building Area | 1,104 sqft Living Area |
| Gross Area | 1,344 sqft |
| 1st Floor Area | 1,104 sqft |
| Flooring | Carpet |
| Interior Walls | Paneling |
| Year Built | Built 1983 |
|---|---|
| Effective Year Built | Effective 2010 |
| Exterior Material | Aluminum/Vinyl |
| Construction Type | Wood |
| Foundation Type | Pier/Post & Beam |
| Roof Type | Gable |
| Roof Material | Other |
| Lot Area | 18,069 sqft (0.415 acres) |
| Lot Dimensions | 160 ft deep x 95 ft wide |
| View / Lot | Commercial/Industrial |
| Garage Type | Carport |
| Garage Area | 2,016 sqft |
| Carport | Carport |
| Carport Area | 2,016 sqft |
| Porch | Florida Room |
| Porch Area | 240 sqft |
| Shed | 1 Shed |
| Cooling System | Central |
|---|
| Street Address | 128 HAMLIN ST |
|---|---|
| City | WINTER HAVEN |
| State | FL |
| Zip | 33880-1015 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Local Zoning Code | RE2 |
| Legal Description | ORANGE HILL SUB PB 58 PG 40 BLK 1 LOT 65 |
| Legal Range | 25E |
| Legal Township | 28S |
| Legal Section | 28 |
| Legal Subdivision | ORANGE HILLS SUBDIVISION |
| Legal Tract | 354770 |
| Legal Block | 1 |
| Legal Lot Number | 65 |
| Jurisdiction | POLK FL |
| Township / Civil Division | WINTER HAVEN-AUBURNDALE |
| Census Block Group | 2 |
| Census Block | 2001 |
| Census Tract | 14703 |
128 Hamlin St is owned and occupied by an individual who bought it in May 2026.
Source: Polk County records, as of September 28, 2026
Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.
| Owner of Record | Individual Name on File |
|---|---|
| Mailing Address | 128 HAMLIN ST, WINTER HAVEN, FL 33880-1015 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
| Vesting | Unmarried Woman |
| Date | Document |
|---|---|
| May 8, 2026 | Warranty Deed, Transfer UNITED TITLE GROUP/LAKELAND LLC, UNITED TITLE GROUP OF LAKELAND |
| Nov 15, 2022 | Deed of Trust, Mortgage · Line of Credit SOUTH STATE BANK NA |
| May 25, 2018 | Quit Claim Deed, Transfer Quitclaim |
| Feb 7, 2017 | Warranty Deed, Transfer · VA Mortgage VETERANS UNITED HM LNS |
| Deed Names | Name on Deed |
|---|---|
| Last Sale | May 8, 2026 · Amount on File |
| Deed Sale | May 8, 2026 · Amount on File |
| Prior Sale | Feb 7, 2017 · Amount on File |
| Deed Document Number | 2026111018 |
| Deed Book / Page | 13991 / 1032 |
| Prior Transfer Date | Jun 21, 2010 |
| Prior Transfer Doc | 0000096620 |
| Record Updated | Oct 29, 2026 |
| Document Type | Warranty Deed |
|---|---|
| Jurisdiction | POLK FL |
| Recording Date | May 8, 2026 |
| Property Address | 128 HAMLIN ST, WINTER HAVEN, FL 33880-1015 |
| Document Number | 0000111018 |
| Book / Page | 13991 / 1032 |
| Instrument Date | Apr 13, 2026 |
| Instrument | 2026.111018 |
| Transaction Type | Transfer |
| Record Updated | May 21, 2026 |
| Title Company | UNITED TITLE GROUP/LAKELAND LLC, UNITED TITLE GROUP OF LAKELAND |
| Amount | Amount on Record |
|---|---|
| Tax | $64,124.90 |
| Amount Accuracy | Full Amount Stated |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Address | 128 HAMLIN ST, WINTER HAVEN, FL 33880-1015 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | POLK FL |
| Property Address | 128 HAMLIN ST, WINTER HAVEN, FL 33880-1015 |
| Transaction Type | Mortgage |
| Record Updated | Sep 13, 2023 |
| Name | Verified Name |
|---|---|
| Address | 128 HAMLIN ST, WINTER HAVEN, FL 33880-1015 |
| Document Number | 0000297279 |
|---|---|
| Date | Nov 15, 2022 |
| Book Page | 12483/2005 |
| Instrument | 2022297279 |
| Name | SOUTH STATE BANK NA |
|---|---|
| Type | Bank |
| Address | WINTER HAVEN, FL 33881 |
| Type | Line of Credit |
|---|---|
| Amount | Amount on Record |
| Term | 59 Months |
| Due | Oct 20, 2027 |
| Rate Type | Adjustable Rate |
|---|---|
| Change Frequency | Monthly |
| Document Type | Quit Claim Deed |
|---|---|
| Jurisdiction | POLK FL |
| Recording Date | May 25, 2018 |
| Property Address | 128 HAMLIN ST, WINTER HAVEN, FL 33880-1015 |
| Document Number | 0104971377 |
| Book / Page | 010497 / 001377 |
| Instrument Date | May 24, 2018 |
| Instrument | 113038 |
| Transaction Type | Transfer |
| Record Updated | Jun 19, 2018 |
| Tax | $0.00 |
|---|---|
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Relationship | Joint Tenants with Right of Survivorship |
| Address | 128 HAMLIN ST WINTER HAVEN FL 338801015, WINTER HAVEN, FL 33880-1015 |
| Document Type | Warranty Deed |
|---|---|
| Jurisdiction | POLK FL |
| Recording Date | Feb 7, 2017 |
| Property Address | 128 HAMLIN ST, WINTER HAVEN, FL 33880-1015 |
| Document Number | 0100591416 |
| Book / Page | 010059 / 001416 |
| Instrument Date | Jan 27, 2017 |
| Instrument | 24880 |
| Transaction Type | Transfer |
| Record Updated | Jun 9, 2017 |
| Title Company | INTEGRITY FIRST TITLE |
| Amount | Amount on Record |
|---|---|
| Downpayment | Downpayment on Record |
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $805.00 |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Address | 128 HAMLIN ST WINTER HAVEN FL 338801015, WINTER HAVEN, FL 33880-1015 |
| Document Number | 100591417 |
|---|---|
| Date | Feb 7, 2017 |
| Book Page | 010059/001417 |
| Instrument | 24881 |
| Name | VETERANS UNITED HM LNS |
|---|---|
| Type | Funding / Finance Company |
| Address | COLUMBIA, MO 65203 |
| Type | VA Mortgage |
|---|---|
| Amount | Amount on Record |
| Term | 360 Months |
| Due | Feb 6, 2047 |
The 2025 property tax bill for 128 Hamlin St was $645, down 49.1% from the year before.
Source: Polk County assessment roll, as of September 28, 2026
| Type | Name |
|---|---|
| State | Florida |
| County | Polk County |
| Unified School District | Polk County School District (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2026 | $92,519 (+2.7%) | $171,182 (-3.64%) Land $40,000 Building $131,182 | |
| 2025 | $645.00 (-49.13%) Homeowner's exemption | $90,087 | $177,646 Land $40,000 Building $137,646 |
| 2024 | $1,268.00 (+15.48%) | ||
| 2023 | $1,098.00 (+5.37%) Homeowner's exemption | $84,998 (+3%) | $175,942 (+24.14%) Land $30,000 Building $145,942 |
| 2022 | $1,042.00 Homeowner's exemption | $82,522 | $141,730 Land $20,000 Building $121,730 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
FEMA maps place 128 Hamlin St in Zone X, an area of minimal flood risk, though there have been 2 flood claims nearby since 2004.
Source: FEMA National Flood Hazard Layer, effective October 14, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
| Flood Insurance Cost | Premium on File median of 12 policies |
| Community Rating System | Class 6 (20% premium discount) |
| Nearby Flood Policies | 12 in force |
| Nearby Flood Claims | 2 (2004–2024) |
| Claims Outside the SFHA | 1 of 2 |
| Most Recent Claim | Oct 2024 · Hurricane Milton |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Wildfire risk around 128 Hamlin St is high, ranking above 71% of the US, with a 0.4% annual chance of wildfire.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | High above 71% of the US · above 54% of Florida |
|---|---|
| Wildfire Likelihood | 0.4% annual chance |
| Exposure | Indirect within ember reach |
| Adjoins Burnable Land | Yes |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: FCC Broadband Data Collection, based on 213 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Frontier Fiber | 7,000 / 7,000 |
| Spectrum Cable | 1,000 / 1,000 |
| Verizon Fixed Wireless | 300 / 20 |
| AT&T Fixed Wireless | 100 / 20 |
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