128 Grace Ct, Aurora, IL 60505 Property Records

Kane County property record for 128 Grace Ct, Aurora, IL 60505

Property Summary

Property Type	Single Family Home
Details	3 bd · 1 ba · 1,503 sqft · built 1909
Lot Size	0.123 acres (5,360 sqft)
Owner	Individual Name on Record
Tax Bill	$2,682 (2025)
Deeds & Mortgages	Jan 2026 Mortgage Oct 2025 Sale & Mortgage
Flood Zone	Zone X (minimal risk)
APN	`15-22-431-045`

Property Details

APN / Parcel Number

Primary APN	`15-22-431-045`

Interior

Bedrooms	3 Beds
Full Baths	1 Bath
Total Rooms	6 Rooms
Stories	2 Stories
Building Area	1,503 sqft Living Area
Gross Area	2,558 sqft
Basement Area	1,055 sqft

Exterior

Year Built	Built 1909
Effective Year Built	Effective 1909
Construction Type	Frame
Lot Area	5,360 sqft (0.123 acres)
Lot Dimensions	134 ft deep x 40 ft wide
Porch	Open Porch

Utilities, Heating & Cooling

Cooling System	None
Heating System	Forced Air with A/C
Water Source	Commercial

Location & Zoning

Street Address	128 GRACE CT
City	AURORA
State	IL
Zip	60505-3526
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	W F THAYERS ADDN LOT 5 & 8 EX E 110 FT OF BLK 2 OF E W ALLENS ADDN LOT DIMENSIONS: 40 X 134 APPROX LOT SQ FT 5360 SUBDIVISION: SEC 23 & PT SEC 22 RANGE CODE: 001
Legal Subdivision	W F THAYERS ADDN
Legal Block	2
Legal Lot Number	5,8
Jurisdiction	KANE IL
Township / Civil Division	AURORA
Census Block Group	1
Census Block	1003
Census Tract	853402

Owner

Source: Kane County records, as of July 23, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Individual Name on Record
Mailing Address	26 S CHESTNUT ST, AURORA, IL 60506-4033
Owner Type	Individual
Vesting	Married Woman, Separate Property

Deeds, Mortgages & Sale History

Date	Document
Jan 27, 2026	Deed of Trust, Mortgage · Conventional Mortgage FIRST NATIONAL BANK OF OMAHA
Oct 2, 2025	Warranty Deed, Transfer · Conventional Mortgage FIRST NATIONAL BANK OF OMAHA

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Oct 2, 2025
Deed Sale	Oct 2, 2025
Prior Sale	Jun 3, 2005 · Amount on Record
Deed Document Number	202538344
Record Updated	Oct 29, 2026

January 2026: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	KANE IL
Property Address	128 GRACE CT, AURORA, IL 60505-3526
Transaction Type	Mortgage
Record Updated	Feb 6, 2026
Title Company	FIRST AMERICAN TITLE

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	26 S CHESTNUT ST 1, 1, AURORA, IL 60506-4043

Mortgage

Document Number	0000003655
Date	Jan 27, 2026
Instrument	2026K003655

Lender

Name	FIRST NATIONAL BANK OF OMAHA
Type	Bank
Address	OMAHA, NE 68197

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	357 Months
Due	Oct 1, 2055

October 2025: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	KANE IL
Recording Date	Oct 2, 2025
Property Address	128 GRACE CT, AURORA, IL 60505-3526
Document Number	0000038344
Instrument Date	Sep 15, 2025
Instrument	2025K038344
Transaction Type	Transfer
Record Updated	Oct 14, 2025
Title Company	FIRST AMERICAN TITLE

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$220.00
Amount Accuracy	Rounded by County
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	128 GRACE CT, AURORA, IL 60505-3526

Mortgage

Document Number	0000038345
Date	Oct 2, 2025
Instrument	2025K038345

Lender

Name	FIRST NATIONAL BANK OF OMAHA
Type	Bank

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	360 Months
Due	Oct 1, 2055

Tax Assessment & Valuation

Source: Kane County assessment roll, as of July 23, 2026

Property Jurisdictions

Type	Name
State	Illinois
Municipality	Aurora City
County	Kane County
County Subdivision	Aurora Township
Unified School District	Aurora East Unit School District 131 (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$2,682.00 (-9.08%) Homeowner's exemption	$57,080 (+11.85%) Land $6,202 Building $50,878	$171,309 (+11.85%) Land $18,613 Building $152,695
2024	$2,950.00 (+9.06%) Homeowner's exemption	$51,033 (+22.66%) Land $5,670 Building $45,363	$153,160 (+22.71%) Land $17,017 Building $136,143
2022	$2,705.00 (+2.38%) Homeowner's exemption	$41,604 (+7.41%) Land $4,622 Building $36,982	$124,812 (+7.41%) Land $13,866 Building $110,946
2021	$2,642.00 Homeowner's exemption	$38,734 Land $4,303 Building $34,431	$116,202 Land $12,909 Building $103,293

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Flood

Source: FEMA National Flood Hazard Layer, effective October 8, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Community Rating System	Class 7 (15% premium discount)
Nearby Flood Policies	1 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Not rated no burnable land within ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	AURORA serves 183,000 people · EPA ID IL0894070
Water Source	Surface water
Last State Inspection	Mar 2025
Lead	26 ppb (2026) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 669 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
AT&T Fiber · Fixed Wireless, DSL in parts of the area	5,000 / 5,000
Xfinity Cable	2,000 / 250

May also be available: Metronet, T-Mobile, Verizon, Watch TV.

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