Harrison County property record for 128 Gandy Cir, Long Beach, MS 39560
| Property Type | Single Family Home |
|---|---|
| Details | 3 bd · 1 ba · 1,290 sqft · built 1966 |
| Lot Size | 0.221 acres (9,662 sqft) |
| Owner | Individual Name on File |
| Last Sale | $152,722 (Aug 2025) |
| Tax Bill | $2,271 (2025) |
| Deeds & Mortgages | Aug 2022 Mortgage Jun 2024 Second Mortgage + 2 more |
| Flood Zone | Zone X (minimal risk) |
| APN | 0612C-02-067.000 |
| Primary APN | 0612C-02-067.000 |
|---|---|
| Alternative APN |
|
| Bedrooms | 3 Beds |
|---|---|
| Full Baths | 1 Bath |
| Total Rooms | 5 Rooms |
| Stories | 1 Story |
| Building Area | 1,290 sqft Adjusted Area |
| 1st Floor Area | 1,100 sqft |
| Flooring | Ceramic Tile |
| Interior Walls | Wallboard/Drywall |
| Year Built | Built 1966 |
|---|---|
| Effective Year Built | Effective 1966 |
| Exterior Material | Brick Veneer |
| Roof Type | Hip |
| Roof Material | Metal |
| Lot Area | 9,662 sqft (0.221 acres) |
| Utility Building | 200 sqft |
| Heating System | Forced Air with A/C |
|---|
| Street Address | 128 GANDY CIR |
|---|---|
| City | LONG BEACH |
| State | MS |
| Zip | 39560-4412 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Legal Description | LOT 4 PARK PLACE ESTATES |
| Legal Range | 12W |
| Legal Township | 08S |
| Legal Section | 14 |
| Legal Subdivision | PARK PLACE ESTATES |
| Legal Lot Number | 4 |
| Jurisdiction | HARRISON MS |
| Township / Civil Division | 3 |
| Census Block Group | 1 |
| Census Block | 1003 |
| Census Tract | 2701 |
128 Gandy Cir is owned and occupied by an individual who bought it in August 2025.
Source: Harrison County records, as of August 24, 2026
| Owner of Record | Individual Name on File |
|---|---|
| Mailing Address | 128 GANDY CIR, LONG BEACH, MS 39560-4412 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
| Vesting | Unmarried Woman |
Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.
| Date | Document |
|---|---|
| Aug 1, 2022 | Deed of Trust, Mortgage · FHA Mortgage CMG MORTGAGE INC |
| Jun 27, 2024 | Deed of Trust, Mortgage · Stand-Alone Second Mortgage DEPARTMENT OF HOUSING & URBAN DEV |
| Aug 26, 2025 | Warranty Deed, Transfer · FHA Mortgage GUILD MORTGAGE CO |
| Aug 1, 2022 | Warranty Deed, Transfer · Conventional Mortgage MISSISSIPPI HOME CORP |
| Deed Names | Name on Deed |
|---|---|
| Last Sale | Aug 26, 2025 · Amount on File |
| Deed Sale | Aug 26, 2025 · Amount on File |
| Prior Sale | Aug 1, 2022 · Amount on File |
| Deed Document Number | 202518533 |
| Record Updated | Oct 29, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | HARRISON MS |
| Property Address | 128 GANDY CIR, LONG BEACH, MS 39560-4412 |
| Transaction Type | Mortgage |
| Record Updated | Jan 21, 2026 |
| Title Company | PLACER TITLE COMPANY, PILGER TITLE CO |
| Name | Verified Name |
|---|
| Document Number | 20220019261TJ1 |
|---|---|
| Date | Aug 1, 2022 |
| Instrument | 2022-0019261-T-J1 |
| Name | CMG MORTGAGE INC |
|---|---|
| Type | Funding / Finance Company |
| Type | FHA Mortgage |
|---|---|
| Amount | Amount on Record |
| Term | 360 Months |
| Due | Aug 1, 2052 |
| Rate Type | Fixed Rate |
|---|
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | HARRISON MS |
| Property Address | 128 GANDY CIR, LONG BEACH, MS 39560-4412 |
| Transaction Type | Mortgage |
| Record Updated | Jan 21, 2026 |
| Name | Verified Name |
|---|---|
| Address | 128 GANDY CIR, LONG BEACH, MS 39560-4412 |
| Document Number | 20240011967TJ1 |
|---|---|
| Date | Jun 27, 2024 |
| Instrument | 2024-0011967-T-J1 |
| Name | DEPARTMENT OF HOUSING & URBAN DEV |
|---|---|
| Type | Government Agency |
| Address | WASHINGTON, DC 20410 |
| Type | Stand-Alone Second Mortgage |
|---|---|
| Amount | Amount on Record |
| Term | 338 Months |
| Due | Aug 1, 2052 |
| Document Type | Warranty Deed |
|---|---|
| Jurisdiction | HARRISON MS |
| Recording Date | Aug 26, 2025 |
| Property Address | 128 GANDY CIR, LONG BEACH, MS 39560-4412 |
| Document Number | 20250018533DJ1 |
| Map Reference | MB 24 PG 16 |
| Instrument Date | Aug 25, 2025 |
| Instrument | 2025-0018533-D-J1 |
| Transaction Type | Transfer |
| Record Updated | Jan 21, 2026 |
| Tax | $0.00 |
|---|---|
| Additional |
|
| Name | Verified Name |
|---|---|
| Address | 101 PIMLICO ST, LONG BEACH, MS 39560-2651 |
| Name | Verified Name |
|---|---|
| Address | 128 GANDY CIR, LONG BEACH, MS 39560-4412 |
| Investor | Possibly a Property Investor |
| Document Number | 20250018535TJ1 |
|---|---|
| Date | Aug 26, 2025 |
| Instrument | 2025-0018535-T-J1 |
| Name | GUILD MORTGAGE CO |
|---|---|
| Type | Mortgage Company |
| Type | FHA Mortgage |
|---|---|
| Amount | Amount on Record |
| Term | 361 Months |
| Due | Sep 1, 2055 |
| Document Type | Warranty Deed |
|---|---|
| Jurisdiction | HARRISON MS |
| Recording Date | Aug 1, 2022 |
| Property Address | 128 GANDY CIR, LONG BEACH, MS 39560-4412 |
| Document Number | 20220019260TJ1 |
| Map Reference | PB 24 PG 16 |
| Instrument Date | Jul 26, 2022 |
| Instrument | 2022-0019260-T-J1 |
| Transaction Type | Transfer |
| Record Updated | Jan 21, 2026 |
| Tax | $0.00 |
|---|---|
| Additional |
|
| Name | Verified Name |
|---|---|
| Address | 2949 LINCOLN AVE, OXFORD, WI 53952-8720 |
| Name | Verified Name |
|---|---|
| Address | 128 GANDY CIR, LONG BEACH, MS 39560-4412 |
| Document Number | 20220019262TJ1 |
|---|---|
| Date | Aug 1, 2022 |
| Instrument | 2022-0019262-T-J1 |
| Name | MISSISSIPPI HOME CORP |
|---|
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount on Record |
The 2025 property tax bill for 128 Gandy Cir was $2,271, up 4.3% from the year before.
Source: Harrison County assessment roll, as of November 6, 2025
| Type | Name |
|---|---|
| State | Mississippi |
| County | Harrison County |
| Municipality | Long Beach City |
| Unified School District | Long Beach School District (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2025 | $2,271.00 (+4.32%) | $14,520 | $96,800 Land $26,500 Building $70,300 |
| 2024 | $2,177.00 | ||
| 2023 | $2,177.00 (+45.62%) | $14,042 | $93,614 Land $26,500 Building $67,114 |
| 2022 | $1,495.00 |
Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.
FEMA maps place 128 Gandy Cir in Zone X, an area of minimal flood risk, though there have been 4 flood claims nearby since 2005.
Source: FEMA National Flood Hazard Layer, effective April 8, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
| Flood Insurance Cost | Premium on File median of 18 policies |
| Community Rating System | Class 8 (10% premium discount) |
| Nearby Flood Policies | 18 in force |
| Nearby Flood Claims | 4 (2005–2017) |
| Claims Outside the SFHA | 4 of 4 |
| Most Recent Claim | Oct 2017 · rainfall accumulation |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Wildfire risk around 128 Gandy Cir is low, with a 0.05% annual chance of wildfire.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 66% of the US · lower than 83% of Mississippi |
|---|---|
| Wildfire Likelihood | 0.05% annual chance |
| Exposure | None beyond ember reach |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | CITY OF LONG BEACH serves 18,514 people · EPA ID MS0240005 |
|---|---|
| Water Source | Groundwater |
| Last State Inspection | Dec 2023 |
| Lead | 3 ppb (2022–2024) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | None last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. The service area is an EPA estimate; the actual supplier may differ.
Source: FCC Broadband Data Collection, based on 352 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| AT&T Fiber · DSL · Fixed Wireless in parts of the area | 5,000 / 5,000 |
| Sparklight Cable | 1,000 / 50 |
| Verizon Fixed Wireless | 300 / 20 |
| C Spire Wireless Fixed Wireless | 100 / 20 |
| T-Mobile Fixed Wireless | 100 / 20 |
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