Westerly Town property record for 128 Franklin St, Westerly, RI 02891
| Property Type | Commercial Vacant Land |
|---|---|
| Lot Size | 0.679 acres (29,595 sqft) |
| Owner | 2 Company Names on File |
| Tax Bill | $2,809 (2025) |
| Deeds & Mortgages | Jun 2025 Line of Credit Jun 2025 Line of Credit |
| Flood Zone | Zone X (minimal risk) |
| APN | WEST M:98 B:91 |
| Primary APN | WEST M:98 B:91 |
|---|---|
| Alternative APNs |
|
| Lot Area | 29,595 sqft (0.679 acres) |
|---|
| Account Number | 23025206 |
|---|---|
| Street Address | 128 FRANKLIN ST |
| City | WESTERLY |
| State | RI |
| Zip | 02891 |
| Property Category | Commercial |
| Property Type | Vacant Land > Commercial |
| Legal Block | 91 |
| Jurisdiction | WESTERLY RI |
| Township / Civil Division | WESTERLY |
| Census Block Group | 2 |
| Census Block | 2029 |
| Census Tract | 50901 |
128 Franklin St, commercial vacant land, is owned by a company.
Source: Westerly Town records, as of June 22, 2026
| Owner of Record | 2 Company Names on File |
|---|---|
| Mailing Address | 433 S MAIN ST, 112, WEST HARTFORD, CT 06110-2816 |
| Owner Type | Company |
| Vesting | Company |
Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.
| Date | Document |
|---|---|
| Jun 16, 2025 | Deed of Trust, Mortgage · Line of Credit DIGITAL FCU |
| Jun 16, 2025 | Deed of Trust, Mortgage · Line of Credit DIGITAL FCU |
| Deed Names | 2 Names on Deed |
|---|---|
| Record Updated | Sep 20, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | WESTERLY RI |
| Property Address | 128 FRANKLIN ST, WESTERLY, RI 02891 |
| Transaction Type | Mortgage |
| Record Updated | Nov 25, 2025 |
| Name | Verified Name |
|---|
| Document Number | 02025-7975 |
|---|---|
| Date | Jun 16, 2025 |
| Book Page | 2025/7975 |
| Instrument | 2025-1881 |
| Name | DIGITAL FCU |
|---|---|
| Type | Credit Union |
| Type | Line of Credit |
|---|---|
| Amount | Amount on Record |
| Term | 121 Months |
| Due | Jul 1, 2035 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | WESTERLY RI |
| Property Address | 128 FRANKLIN ST, WESTERLY, RI 02891 |
| Transaction Type | Mortgage |
| Record Updated | Nov 25, 2025 |
| Name | Verified Name |
|---|
| Document Number | 02025-8041 |
|---|---|
| Date | Jun 16, 2025 |
| Book Page | 2025/8041 |
| Instrument | 2025-1885 |
| Name | DIGITAL FCU |
|---|---|
| Type | Credit Union |
| Type | Line of Credit |
|---|---|
| Amount | Amount on Record |
| Term | 97 Months |
| Due | Jul 1, 2033 |
The 2025 property tax bill for 128 Franklin St was $2,809.
Source: Westerly Town assessment roll, as of June 22, 2026
| Type | Name |
|---|---|
| State | Rhode Island |
| County Subdivision | Westerly Town |
| Unified School District | Westerly School District (PK - 12) |
| Year | Tax Bill | Assessed Value |
|---|---|---|
| 2025 | $2,809.00 | $361,000 Land $356,600 Building $4,400 |
| 2023 | $3,337.00 (+0.6%) | $328,400 (-) Land $324,000 Building $4,400 |
| 2022 | $3,317.00 | $328,400 Land $324,000 Building $4,400 |
Assessed value is set for property tax purposes and is not a market price estimate.
FEMA maps place 128 Franklin St in Zone X, an area of minimal flood risk, though there have been 4 flood claims nearby since 2010.
Source: FEMA National Flood Hazard Layer, effective December 26, 2025 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
| Community Rating System | Class 7 (15% premium discount) |
| Nearby Flood Policies | 8 in force |
| Nearby Flood Claims | 4 (2010) |
| Claims Outside the SFHA | 3 of 4 |
| Most Recent Claim | Mar 2010 · Severe Storms And Flooding |
| Claims by Event |
|
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Wildfire risk around 128 Franklin St is low, with a 0.01% annual chance of wildfire.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 80% of the US · above 62% of Rhode Island |
|---|---|
| Wildfire Likelihood | 0.01% annual chance |
| Exposure | Indirect within ember reach |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | WESTERLY WATER DEPARTMENT serves 35,298 people · EPA ID RI1559512 |
|---|---|
| Water Source | Groundwater |
| Last State Inspection | May 2025 |
| Lead | 4 ppb (2026) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | 22 last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.
Source: FCC Broadband Data Collection, based on 11 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Verizon Fiber | 980 / 880 |
May also be available: Cox Communications, T-Mobile.
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