Benton County property record for 128 Franklin Ave NE, Saint Cloud, MN 56304
| Property Type | Commercial |
|---|---|
| Lot Size | 0.504 acres (21,992 sqft) |
| Owner | Company Name on File |
| Last Sale | $350,000 (May 2021) |
| Tax Bill | $12,714 (2026) |
| Deeds & Mortgages | May 2021 Sale & Mortgage |
| Flood Zone | Zone X (minimal risk) |
| APN | 17.00508.00 |
| Primary APN | 17.00508.00 |
|---|
| Units | 30 Units |
|---|
| Lot Area | 21,992 sqft (0.504 acres) |
|---|
| Street Address | 128 FRANKLIN AVE NE |
|---|---|
| City | SAINT CLOUD |
| State | MN |
| Zip | 56304-0523 |
| Property Category | Commercial |
| Property Type | Commercial > Retail |
| Legal Description | SECT-36 TWP-036 RANGE-031 FIRST ADDN TO EAST ST CLOUD LOT-001 BLOCK-003 LOT 1 LESS PT TO STATE & LOTS 2 & 3 & PT OF LOTS 4 & |
| Legal Range | 031 |
| Legal Township | 036 |
| Legal Section | 36 |
| Legal Subdivision | FIRST ADDN TO EAST ST CLOUD |
| Legal Block | 3 |
| Legal Lot Number | 1 |
| Jurisdiction | BENTON MN |
| Township / Civil Division | ST. CLOUD |
| Census Block Group | 5 |
| Census Block | 5005 |
| Census Tract | 21201 |
128 Franklin Ave NE, a commercial property, is owned by a company that bought it in May 2021.
Source: Benton County records, as of July 16, 2026
| Owner of Record | Company Name on File |
|---|---|
| Mailing Address | 128 FRANKLIN AVE NE, SAINT CLOUD, MN 56304-0523 |
| Owner Type | Company |
| Vesting | Company |
Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.
| Deed Names | Name on Deed |
|---|---|
| Last Sale | May 17, 2021 · Amount on File |
| Deed Sale | May 17, 2021 · Amount on File |
| Deed Document Number | 2021452371 |
| Record Updated | Sep 20, 2026 |
| Document Type | Warranty Deed |
|---|---|
| Jurisdiction | BENTON MN |
| Recording Date | May 17, 2021 |
| Property Address | 128 FRANKLIN AVE NE, SAINT CLOUD, MN 56304-0523 |
| Document Number | 0000452371 |
| Instrument Date | May 17, 2021 |
| Instrument | 452371 |
| Transaction Type | Transfer |
| Record Updated | Aug 15, 2022 |
| Title Company | HEARTLAND TITLE LLC |
| Amount | Amount on Record |
|---|---|
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $1,155.00 |
| Amount Accuracy | Rounded by County |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Address | 606 19TH ST N, SARTELL, MN 56377-1656 |
| Document Number | 0000452372 |
|---|---|
| Date | May 17, 2021 |
| Instrument | 452372 |
| Name | STEARNS BANK NA |
|---|---|
| Type | Bank |
| Type | Commercial Mortgage |
|---|---|
| Amount | Amount on Record |
| Term | 303 Months |
| Due | Aug 17, 2046 |
| Rate Type | Adjustable Rate |
|---|
| Document Number | 0000452375 |
|---|---|
| Date | May 17, 2021 |
| Instrument | 452375 |
| Name | INITIATIVE FOUNDATION |
|---|---|
| Type | Non-Lending Institution |
| Address | LITTLE FALLS, MN 56345 |
| Amount | Amount on Record |
|---|---|
| Term | 84 Months |
| Due | May 15, 2028 |
The 2026 property tax bill for 128 Franklin Ave NE was $12,714, up 10.7% from the year before.
Source: Benton County assessment roll, as of July 16, 2026
| Type | Name |
|---|---|
| State | Minnesota |
| County | Benton County |
| Municipality | St. Cloud City |
| Unified School District | St. Cloud Public School District (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2026 | $12,714.00 (+10.71%) | $400,500 (-) Land $87,500 Building $313,000 | $400,500 (-) Land $87,500 Building $313,000 |
| 2025 | $11,484.00 | $400,500 Land $87,500 Building $313,000 | $400,500 Land $87,500 Building $313,000 |
| 2023 | $8,708.00 | $364,200 Land $87,500 Building $276,700 | $364,200 Land $87,500 Building $276,700 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
FEMA maps place 128 Franklin Ave NE in Zone X, an area of minimal flood risk.
Source: FEMA National Flood Hazard Layer, effective July 29, 2019
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
Values are read at the parcel center point; lenders make the official flood determination.
The area around 128 Franklin Ave NE has no burnable land within ember reach, so its wildfire risk is not rated.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Not rated no burnable land within ember reach |
|---|
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | Saint Cloud serves 71,321 people · EPA ID MN1730027 |
|---|---|
| Water Source | Surface water |
| Last State Inspection | Aug 2025 |
| Lead | 3 ppb (2026) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | None last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. This system sells water to local utilities; the supplier billing this address may be one of them.
Source: FCC Broadband Data Collection, based on 214 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Spectrum Cable · Fiber in parts of the area | 1,000 / 1,000 |
| Verizon Fixed Wireless | 300 / 20 |
| Starlink Satellite | 280 / 30 |
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