128 Franklin Ave NE, Saint Cloud, MN 56304 Property Records

Benton County property record for 128 Franklin Ave NE, Saint Cloud, MN 56304

Property Summary

Property TypeCommercial
Lot Size0.504 acres (21,992 sqft)
OwnerCompany Name on File
Last Sale$350,000 (May 2021)
Tax Bill$12,714 (2026)
Deeds & MortgagesMay 2021 Sale & Mortgage
Flood ZoneZone X (minimal risk)
APN17.00508.00

Property Details

APN / Parcel Number

Primary APN17.00508.00

Interior

Units30 Units

Exterior

Lot Area21,992 sqft (0.504 acres)

Location & Zoning

Street Address128 FRANKLIN AVE NE
CitySAINT CLOUD
StateMN
Zip56304-0523
Property CategoryCommercial
Property TypeCommercial > Retail
Legal DescriptionSECT-36 TWP-036 RANGE-031 FIRST ADDN TO EAST ST CLOUD LOT-001 BLOCK-003 LOT 1 LESS PT TO STATE & LOTS 2 & 3 & PT OF LOTS 4 &
Legal Range031
Legal Township036
Legal Section36
Legal SubdivisionFIRST ADDN TO EAST ST CLOUD
Legal Block3
Legal Lot Number1
JurisdictionBENTON MN
Township / Civil DivisionST. CLOUD
Census Block Group5
Census Block5005
Census Tract21201

Owner

128 Franklin Ave NE, a commercial property, is owned by a company that bought it in May 2021.

Source: Benton County records, as of July 16, 2026

Owner of RecordCompany Name on File
Mailing Address128 FRANKLIN AVE NE, SAINT CLOUD, MN 56304-0523
Owner TypeCompany
VestingCompany

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed NamesName on Deed
Last SaleMay 17, 2021 · Amount on File
Deed SaleMay 17, 2021 · Amount on File
Deed Document Number2021452371
Record UpdatedSep 20, 2026

May 2021: Warranty Deed, Transfer

Document TypeWarranty Deed
JurisdictionBENTON MN
Recording DateMay 17, 2021
Property Address128 FRANKLIN AVE NE, SAINT CLOUD, MN 56304-0523
Document Number0000452371
Instrument DateMay 17, 2021
Instrument452371
Transaction TypeTransfer
Record UpdatedAug 15, 2022
Title CompanyHEARTLAND TITLE LLC

Transaction

AmountAmount on Record
Loan-to-Value (LTV)LTV on Record
Tax$1,155.00
Amount AccuracyRounded by County
Additional
  • Arm's Length
  • Multiple Parcels

Transferred From (Grantor/Seller)

NameVerified Name

Transferred To (Grantee/Buyer)

NameVerified Name
Address606 19TH ST N, SARTELL, MN 56377-1656

Mortgage

Document Number0000452372
DateMay 17, 2021
Instrument452372
Lender
NameSTEARNS BANK NA
TypeBank
Agreement
TypeCommercial Mortgage
AmountAmount on Record
Term303 Months
DueAug 17, 2046
Interest
Rate TypeAdjustable Rate

Mortgage

Document Number0000452375
DateMay 17, 2021
Instrument452375
Lender
NameINITIATIVE FOUNDATION
TypeNon-Lending Institution
AddressLITTLE FALLS, MN 56345
Agreement
AmountAmount on Record
Term84 Months
DueMay 15, 2028

Tax Assessment & Valuation

The 2026 property tax bill for 128 Franklin Ave NE was $12,714, up 10.7% from the year before.

Source: Benton County assessment roll, as of July 16, 2026

Property Jurisdictions

TypeName
StateMinnesota
CountyBenton County
MunicipalitySt. Cloud City
Unified School DistrictSt. Cloud Public School District (PK - 12)

Tax Bill & Assessment History

YearTax BillAssessed ValueAssessed Market Value
2026$12,714.00 (+10.71%)$400,500 (-) Land $87,500 Building $313,000$400,500 (-) Land $87,500 Building $313,000
2025$11,484.00$400,500 Land $87,500 Building $313,000$400,500 Land $87,500 Building $313,000
2023$8,708.00$364,200 Land $87,500 Building $276,700$364,200 Land $87,500 Building $276,700

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA maps place 128 Franklin Ave NE in Zone X, an area of minimal flood risk.

Source: FEMA National Flood Hazard Layer, effective July 29, 2019

FEMA Flood ZoneZone X
minimal risk
Flood Insurance RequirementNot required
lenders may require it

Values are read at the parcel center point; lenders make the official flood determination.

Wildfire

The area around 128 Franklin Ave NE has no burnable land within ember reach, so its wildfire risk is not rated.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire RiskNot rated
no burnable land within ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water SystemSaint Cloud
serves 71,321 people · EPA ID MN1730027
Water SourceSurface water
Last State InspectionAug 2025
Lead3 ppb (2026)
action level 15 ppb

Violations Reported to EPA

Water QualityNone
last 10 years
Treatment and ProcedureNone
last 10 years
Monitoring and ReportingNone
last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. This system sells water to local utilities; the supplier billing this address may be one of them.

Internet Providers

Source: FCC Broadband Data Collection, based on 214 locations within half a mile, as of December 31, 2025

ProviderMax Down / Up (Mbps)
Spectrum
Cable · Fiber in parts of the area
1,000 / 1,000
Verizon
Fixed Wireless
300 / 20
Starlink
Satellite
280 / 30

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